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Karin Keel-Todd
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Karin Keel-Todd

Rating 5.0
Farmers Insurance Agent in Hemlock, MI
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Contact Info


4728 N Fordney Rd
Unit B
Hemlock, MI 48626

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Phone Numbers

(989) 695-8181(989) 695-8181
(989) 695-8081

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Additional Hours by Appointment
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Farmers Insurance Agent in Hemlock, MI

Karin M Keel-Todd
About Me

Rating 5.0

As your local Farmers® agent in Hemlock, Michigan, having lived here my whole life, I have deep knowledge and understanding of the area for my clients. We are committed to providing top-notch customer service, the same that your grandparents used to get! We like to build a relationship with each of our clients so that we can prevent any gaps in your family's or business' insurance plan. We offer products such as Auto, Home, Business, Umbrella, Renters, and more! We also specialize in 401k Rollovers, Roth and Traditional IRA's, College Savings Plans and Annuities.

Give me a call at (989) 695-8181 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 17 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Midland, Saginaw, Hemlock, Freeland, and Auburn


States Licensed In


Insurance Products Offered

Get A Quote Online:

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance

Call For More Info:

Farmers Financial Solutions*
Farmers Financial Solutions
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

Extended Personal Property Coverage. Under your Homeowners insurance policy, personal property items such as jewelry, stamps and coins may have special insurance limits. If the value of the property exceeds that special limit, there may be no coverage for the difference unless you purchase additional coverage via an endorsement. Check your policy limits to make sure your valuable personal property is covered in the event of a claim. Contact me today to learn more about your personal property coverage: 989-695-8181, We are located: 4728 N Fordney Rd Unit B Hemlock, MI 48626 Thank you!

Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.

PWS LD-04 10/17

Proud member of St. Peter Lutheran Church

Sunday school teacher for 32 years, Youth Board member for 6 years, currently serving a 3 year term on the Board of Christian Education.

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Proud member of Hemlock Business Association

Proud member of the Hemlock Business Association where we work to support and grow our business footprint in Hemlock, Michigan.

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Proud member of BNI Great Lakes Bay Revenue Generators

Founding member of the BNI Great Lakes Bay Revenue Generators group. Currently serving on the Membership Committee.

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  • Camping in Traverse City
  • Spending time with my granchildren and family
  • Gardening

I work with small businesses in the Great Lakes Bay region to make sure they're able to choose the coverage they want. My job is to help as you select commercial coverage like general liability, commercial auto, business umbrella, and workers' compensation insurance. Whether you operate in restaurants, retail stores, real estate, or another industry, I understand your business and its unique needs.

At the Karin Keel-Todd Agency, we offer great rates and even better support for all your commercial coverage needs. When accidents and injuries occur on the job, it's important that the medical needs of your employees are quickly addressed, to help them with coverage and get them back to work as soon as possible. I can help provide insurance options for your business, so stop by today to discuss a tailored solution.

I have been a licensed Insurance and Financial Services Agent with Farmers® Insurance Group of companies for the past 17 years. Prior to this, I worked for National City Bank as a Consumer Banker and Financial Services Representative for nearly 4 years. I can assist you with 401(k) rollovers, Roth and Traditional IRA's, College Savings Plans, Qualified Domestic Relation Order (QDRO) rollovers, and Variable Annuities.

Frequently Asked Questions:

My Hardworking Team

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Mary Beth Strouse

Agency Contact Manager

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