

Farmers Insurance Agent in Hemlock, MI
Karin Keel-Todd
Quote & buy online
Day of the Week | Hours |
---|---|
Monday | 9:00 AM - 5:00 PM |
Tuesday | 9:00 AM - 5:00 PM |
Wednesday | 9:00 AM - 5:00 PM |
Thursday | 9:00 AM - 5:00 PM |
Friday | 9:00 AM - 5:00 PM |
Saturday | Closed |
Sunday | Closed |
About Karin Keel-Todd
As your local Farmers® agent in Hemlock, Michigan, having lived here my whole life, I have deep knowledge and understanding of the area for my clients. We are committed to providing top-notch customer service, the same that your grandparents used to get!
We like to build a relationship with each of our clients so that we can prevent any gaps in your family's or business' insurance plan.
We offer products such as Auto, Home, Business, Umbrella, Renters, and more! We also specialize in 401k Rollovers, Roth and Traditional IRA's, College Savings Plans and Annuities.
Give me a call at (989) 695-8181 and I'll be happy to answer any questions you might have.
Years of experience
Neighborhoods Served
States licensed in
Insurance products offered
Get a quote online
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures
Ask me about

Extended Personal Property Coverage. Under your Homeowners insurance policy, personal property items such as jewelry, stamps and coins may have special insurance limits. If the value of the property exceeds that special limit, there may be no coverage for the difference unless you purchase additional coverage via an endorsement. Check your policy limits to make sure your valuable personal property is covered in the event of a claim. Contact me today to learn more about your personal property coverage. Thank you!

Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.
PWS LD-04 10/17

Proud member of St. Peter Lutheran Church
Sunday school teacher for 32 years, Youth Board member for 6 years, currently serving a 3 year term on the Board of Christian Education.

Proud member of Hemlock Business Association
Proud member of the Hemlock Business Association where we work to support and grow our business footprint in Hemlock, Michigan.

Proud member of BNI Great Lakes Bay Revenue Generators
Founding member of the BNI Great Lakes Bay Revenue Generators group. Currently serving on the Membership Committee.
- Camping in Traverse City
- Spending time with my granchildren and family
- Gardening

I work with small businesses in the Great Lakes Bay region to make sure they're able to choose the coverage they want. My job is to help as you select commercial coverage like general liability, commercial auto, business umbrella, and workers' compensation insurance. Whether you operate in restaurants, retail stores, real estate, or another industry, I understand your business and its unique needs.
At the Karin Keel-Todd Agency, we offer great rates and even better support for all your commercial coverage needs. When accidents and injuries occur on the job, it's important that the medical needs of your employees are quickly addressed, to help them with coverage and get them back to work as soon as possible. I can help provide insurance options for your business, so stop by today to discuss a tailored solution.

I have been a licensed Insurance and Financial Services Agent with Farmers® Insurance Group of companies for the past 20 years. Prior to this, I worked for National City Bank as a Consumer Banker and Financial Services Representative for nearly 4 years. I can assist you with 401(k) rollovers, Roth and Traditional IRA's, College Savings Plans, Qualified Domestic Relation Order (QDRO) rollovers, and Variable Annuities.