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Karin Keel-Todd

Rating 5.0
Farmers Insurance Agent in Hemlock, MI
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Contact Info


4728 N Fordney Rd
Unit B
Hemlock, MI 48626

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Phone Numbers

(989) 695-8181(989) 695-8181
(989) 695-8081

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Additional Hours by Appointment
Contact me

Farmers Insurance Agent in Hemlock, MI

About Me

Rating 5.0

As your local Farmers® agent in Hemlock, MI, having lived here my whole life I have a deep knowledge and understanding of the area for my clients. We are committed to providing top notch customer service, the same that your grandparents used to get! We like to build a relationship with each of our clients so that we can prevent any gaps in your family's or business' insurance plan. We offers products such as: Auto, Home, Business, Umbrella, Renters and more!

Give me a call at (989) 695-8181 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 15 years of experience as a Farmers Insurance agent.

Awards and Honors

Topper Club and Blue Vase

Neighborhoods Served

Midland, Saginaw, Hemlock, Freeland, and Auburn


Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Extended Personal Property Coverage. Under your Homeowners insurance policy, personal property items such as jewelry, stamps and coins may have special insurance limits. If the value of the property exceeds that special limit, there may be no coverage for the difference unless you purchase additional coverage via an endorsement. Check your policy limits to make sure your valuable personal property is covered in the event of a claim. Contact me today to learn more about your personal property coverage: 989-695-8181, We are located: 4728 N Fordney Rd Unit B Hemlock, MI 48626 Thank you!
Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.

PWS LD-04 10/17

Proud member of St. Peter Lutheran Church

Sunday school teacher for 28 years, Youth Board member for 6 years, member of the Board of Christian Education.

Proud member of Hemlock Business Association

  • Camping in Traverse City
  • Spending time with my granchildren and family
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
I have been a licensed Insurance and Financial Services Agent with Farmers® Insurance Group of companies for the past 14 years. Prior to this, I worked for National City Bank as a Consumer Banker and Financial Services Representative for nearly 4 years. I can assist you with 401(k) rollovers, Roth and Traditional IRA's, College Savings Plans, Qualified Domestic Relation Order (QDRO) rollovers, and Variable Annuities.

Recent Reviews for Karin Keel-Todd

Rating 5.0
10 Customer Reviews
  • Rating 5.0
    Very helpful to get the correct coverage!
  • Rating 5.0
    I highly recommend Karin!! She knows here stuff and works hard for her customers!! I made a great move to Karin and Farmers Insurance!!
    Response from Karin
    Thank you Brigit! We look forward to working with you and your family in the future!
  • Rating 5.0
    Thank you for all your help in setting up the insurance on my condo
    Response from Karin
    Thank you, Nicholas, for choosing Farmers Insurance for your insurance needs! We look forward to working with you!!! Karin
  • Rating 5.0
    Very informative and has her clients best interest in mind.
    Response from Karin
    Thank you, Jennifer! We love to educate our clients! It is important to understand what coverage you have on your home, auto, boat and umbrella policies!!
  • Rating 5.0
    Great experience. Karin was incredibly helpful and very detail oriented, she knew what she was talking about and explained everything very clearly.
    Response from Karin
    Thank you Scott! It is always fun to work with and educate first time home owners! We look forward to working with you in the future!!!
  • Rating 5.0
    Wonderful agent. We were guided through all the paper work and all our questions answered completely. We have dealt with a lot of agents over the years and Karin
    has far surpassed all of them. We would definitely recommend her to anyone seeking
    Farmers Insurance.
    Gayle & Wayne
    Response from Karin
    Thank you, Gayle and Wayne! It is a pleasure to be working with both of you!
  • Rating 5.0
    I found it necessary to go shopping for replacement insurance due to large unexpected increases on my autos. Seeking a familiar face to assist in this matter was a priority. Karin was most helpful in explaining what was available and making positive recommendations for the change. After due consideration my wife and I decided to switch to Farmers.
    Response from Karin
    Thank you, Larry! We are so happy to be working with you and Sue! Education and great customer experiences are top priority in our agency! We are so happy that you have become part of our Farmers family!!
  • Rating 5.0
    Karin was great to work with. She was knowledgeable and prompt. She had a quick turnaround time with all of our encounters. We will definetly refer her to others.
    Response from Karin
    Thank you, Melissa! We look forward to working with you and Matt in the future!!
  • Rating 5.0
    Response from Karin
    Thank you, Dale!
  • Rating 5.0
    We are very pleased with Karin's services She is very knowledgeable, has excellent customer service. Karin is the best insurance agent we have ever had
    Response from Karin
    Thank you Kathryn! We are you happy to be working with you and Harry and look forward to working with you both in the future!!
Displaying 1 - 3 reviews of 10

My Hardworking Team

Sarah Wickman

Licensed Customer Service Representative

Phone :
(989) 695-8181(989) 695-8181