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Chelsea Kalbfleisch

Farmers Insurance Agent in Gaylord, MI
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Contact Info


200 S Court Ave
Ste 2
Gaylord, MI 49735

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Phone Numbers

(989) 731-3396(989) 731-3396
(989) 214-8243

Office Hours

Day of the WeekHours
Mon:7:30 AM - 4:30 PM
Tue:7:30 AM - 4:30 PM
Wed:7:30 AM - 4:30 PM
Thu:7:30 AM - 4:30 PM
Fri:7:30 AM - 4:30 PM
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Farmers Insurance Agent in Gaylord, MI

Chelsea Rae Kalbfleisch
About Me

Having been born and raised in Northern Michigan, I am proud to serve Gaylord as your local Farmers® agent. I have the knowledge and experience to help you better understand your coverage options - whether that's auto, home, life, toys, business insurance, and so much more.

I bring a very personal approach to my agency. Here at the Chelsea Kalbfleisch Agency, we strive to show you that we care and are determined to help you understand your insurance policy options. When we sit down together, I'll take the time to explain your insurance options to make sure you feel comfortable with your choices before you buy. We also offer several stackable discounts - with us you will get insurance discounts, not discounted insurance!

Family is my main motivation. We love spending time outdoors - adventuring, kayaking, fishing, and more! We really love making the most of the beauty of Northern Michigan. If you're looking for insurance on your boat, ATV, or camper, come to an agent who shares your passion!

I'm right behind the Pavilion on Court, on the corner of 1st Street and Court Avenue. I'd love to sit down with you to discuss your insurance needs today. Making an appointment is easy - what are you waiting for?! I can't wait to meet you!

Give me a call at (989) 731-3396 and I'll be happy to answer any questions you might have.


Insurance Products Offered

Business Insurance

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As your local Farmers agent in Gaylord, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to Michigan residents.


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Are you currently reviewing your insurance portfolio? If so, this is a great time to consider the value and convenience of choosing Farmers for your insurance needs. Your agent can show you all your available options, and you may qualify for discounts when you purchase additional insurance policies.

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Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See for Rewards Terms and Conditions.

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Designed for you. Re-imagined for 2020. Enjoy a more modern, easy user experience with the same convenient features you’ve come to expect. Download it for free today – on the App Store or Google Play.

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Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Reward yourself for being a focused driver with Signal® from Farmers®. It’s an easy to use app-based tool that can help you earn a discount on your auto policy and a chance to win up to $100 every month.* Contact me to learn how to enroll.