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Jennifer Calara
Rating 4.9
4.9 out of 5
(67 Reviews)
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Farmers Insurance Agent in Frederick, MD

Jennifer Calara

Rating 4.9
4.9 out of 5
(67 Reviews)
8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:30 AM - 5:30 PM 8:00 AM - 4:00 PMClosed Today Closed Today
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Contact info
Location info
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220 N Market St
Ste 202
Frederick, MD 21701
Office hours
Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:00 AM - 4:00 PM
Saturdays by Appointment Between 9 am - 12 pm

About Jennifer Calara

Raised in the Washington DC area (aka "the DMV"), I am proud to serve the Frederick, MD community and surrounding cities, as your local Farmers Insurance® and Financial Services agent. At the Calara Insurance Agency, our primary goal is to help our neighbors. We are deeply passionate about our clients! My mission, as your local Farmers® and Financial Services agent, is to understand, manage, and minimize risks to create a financial future you can feel good about. With over 8 years of insurance industry experience, I have the knowledge and skillset to help you better understand your coverage options--whether that's business insurance, life insurance, vacation/short-term rentals, property, boats, and more. I will assist you with financial planning, saving for college, income protection, and other financial strategies. I am here to serve as your trusted advisor.

My staff and I utilize our industry experience to educate our clients, share stories, and help make informed decisions. Our process is straightforward and personalized to help make you smarter about insurance and financial services. We care about what matters most to you!

I am a veteran of the United States Army and am also honored to help military families by providing them with the great coverage and exceptional service they deserve. I bring the same pride and discipline to insurance as I brought when I was a soldier. I am proud to serve my clients as I did this nation.

We are a technology driven agency. We can meet you in-person or by video conferencing. You may also call us and send us a text. My agency also has presence on Facebook, Instagram and LinkedIn. We want to be your local agent. We look forward to hearing from you.

Give me a call at (301) 703-2555 and I'll be happy to answer any questions you might have.


Languages spoken
English and Tagalog


MS in Organizational Management, The University of Colorado and BS in Organizational Management, The University of Colorado

Neighborhoods Served

Frederick County, Howard County, Carroll County, Anne Arundel County, and Loudoun County

States licensed in


Insurance products offered

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Auto Insurance
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Home Insurance
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Life Insurance1
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Business Insurance
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1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask me about

  • Mission of Mercy Food Drop

    Mission of Mercy Food Drop

    February 27
    8:30 AM - 1:00 PM
    Food Drive sponsored by Coffee & Cocktails Connection
    100 North Place, Frederick, MD - parking lot of Church of Latter Day Saints

Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!

Frederick County Chamber of Commerce

I am proud to be an Ambassador for the Frederick County Chamber of Commerce and help other small business owners.

Coffee & Cocktail Connections Group

I love being a part of this group that gives back to the community. We not only network and refer business to one another, but we help distribute food to families in our community, place wreaths on our fallen veterans grave and so much more. 100% Community driven! This agency happily sponsors this group and represents Farmers!

VLR (VLR Networking, LLC) is a B2B networking group that provides an opportunity for industry exclusive referral sharing, but without the hassle and built in opportunity costs that seems endemic to legacy networking models. The intent of the group is to support, rather than hinder, the members in pursuing their respective business interests by providing high quality, vetted and personal, leads and referrals from other members.

I have been a part of this group for 2 years assisting Marylanders with their insurance needs and being their local agent on speed dial! We are a newer and small group, but we are mighty. We pass a lot of business to one another because it's in our nature to help others.

About Us as written by Chairman of Group and Attorney

As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.

PWS BLI 9/16

If you own a condo, you know your association is responsible for some of the building. But how do you protect the things that make that unit your home, or the portion of that unit’s structure that you are responsible for? In the event of a fire, storm damage, burglary, or vandalism, your association’s insurance most likely won’t cover your personal property. That’ll be up to you.

What would it really cost you to transform empty rooms back into a home?

If you live in a condo, let’s talk.

Introducing the new My Farmers - now managing your insurance is simpler and more convenient than ever. With the new look and feel, My Farmers gives you access to your insurance at your convenience, from almost any device.

We've completely redesigned the My Farmers experience, giving you easy access to:

- Pay bills and manage payment options
- Print your digital ID card
- View your agents' information
- View valuable perks
- Policy documents all in one place
- Sign up for bill and new document notifications

Frequently asked questions