

Farmers Insurance Agent in Wilmington, IL
Melodie Luckett
Quote & buy online
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:00 PM |
Tuesday | 8:30 AM - 5:00 PM |
Wednesday | 8:30 AM - 5:00 PM |
Thursday | 8:30 AM - 5:00 PM |
Friday | 8:30 AM - 5:00 PM |
Saturday | Closed |
Sunday | Closed |
About Melodie Luckett
As your local Farmers® agent in Wilmington, IL I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.
I'm proud to serve Wilmington, IL and the surrounding areas as your local Farmers Insurance® agent. With over 19 years of insurance industry experience, I have the expertise to help you better understand your coverage options--whether that's auto, home. life, commercial, umbrella, and more.
Our office is located on the historical Route 66. We look forward to welcoming you to our Farmers Family! Your family is our family at the Luckett Agency!
Give me a call at (815) 476-5242 and I'll be happy to answer any questions you might have.
Years of experience
States licensed in
Insurance products offered
Get a quote online
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Proud Sponsor of My Grandson's ESP: Elite Sports Performance Team
I am a proud grandma, as my grandson participates in a elite travel baseball team with ESP. I sponsor his team and love going to his game to cheer him on!

Wilmington Chamber of Commerce
I am a proud member of the Wilmington Chamber of Commerce. The Wilmington Chamber of Commerce is a not-for-profit organization of businesses representing industry, retail, service, professionals, and agriculture, in partnership with tourism and government to further promote economic growth and quality of life in Wilmington. The strength of the Chamber lies in the active involvement of its membership. Both large and small businesses are represented and influence the direction of the organization.
The Chamber acts as a community information center. The Wilmington Chamber is devoted to strengthening the business community and maintaining the exceptional characteristics of life here in Wilmington.
- I love to craft in my spare time, lately I have gotten into diamond painting
- My sister and I have been loving our cricut and are open to your craft ideas
- I enjoy going to my grandkids gymnastic meets and baseball games

New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes and find you a life insurance that fits your lifestyle.
PWS LD-01 10/17

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want. Your family is our family, let us help you pick the right coverage!