

Farmers Insurance Agent in Freeport, IL
Megan Hutmacher
Agent License #: 18364964Quote & buy online
About Megan Hutmacher
As your Farmers® agent in Freeport IL, I help clients like you identify the insurance coverages that best fit the needs of you and your family. My process is fast, straightforward and personalized to help you understand insurance more. I have the knowledge and experience to help you decide which coverages you'll need--whether that's auto, home, renters, landlord, business insurance, life insurance, living benefits of life insurance, specialty insurance and more. We have brand new product line opportunities to make sure that we are getting you the absolute best coverages and rates. We look forward to meeting you!
Give me a call at (815) 297-9900 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
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We thanked our local teachers by taking four of the local schools to the Pumpkin Patch for an all-expense paid field-trip. We hired pony rides and bounce houses, and had a TON of give away's from local artists and businesses for the teachers. Everyone had a blast!

If you rent, your landlord is responsible for the building. But how do you protect the things that make it your home? In case of a fire, storm damage, or burglary, your landlord’s insurance probably doesn’t cover your belongings. That’s up to you. What would it really cost to transform empty rooms back into your home? Whether you rent an apartment or a single-family house, let’s talk about insuring what matters to you.

We love working with our local heros to host safety events and help the community get to know their options in the event of an emergency.

Make sure to say hello if you see us out with our Farmers gear on!

We are the only insurance agency that offers this endorsement in Freeport, IL! What is it? Limited Matching Coverage for Vinyl or Aluminum Siding and Roof Materials for Composition Shingle Roofs provides coverage to replace undamaged property for composition shingle roofs and vinyl or aluminum siding, that would not otherwise be covered, to match the replacement of damaged obsolete or discontinued property on a covered loss. For an added premium, the coverage can be purchased, up to a limit.

Did you know that coverage for metal components on your home is not typically covered on your homeowners premium? We offer Metal Marring as an endorsement, which will insure that metal windows, gutters, downspouts, metal framing, metal doors, or metal door framing resulting from a windstorm or hail is covered.