
Farmers Insurance Agent in Chicago, IL
Sandra Cavoto
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About Sandra Cavoto
As your local Farmers® agent in Chicago, Illinois, I help customers like you identify the insurance coverage that best fits your needs by empowering you to make confident decisions to protect you and your family. I have been an agency owner with Farmers Insurance since 1997. I have my Bachelors in Business Administration from Saint Xavier University. I have three locations that services over 7,5,000 policies across Illinois. Currently licensed in Illinois, Indiana, Michigan, Arizona, Wisconsin, Texas and California. I rank in the top half of one percent of over 15,000 agents nationwide. I am the first woman in Illinois history to earn the prestigious Presidents Council Award, and have won 17 consecutive years. In 2019, I was awarded the Tyler Leavy Award of Excellence. I have an in depth knowledge of the insurance industry and a genuine concern for my clients.
We care about our customers. At the Sandra Cavoto Insurance Agency, our first obligation as your agent, is to protect you, your family, your business, and your assets by seeing that you are properly insured. Our job is to educate you, our client, in understanding your coverage and options. We promise to provide you the best possible service and help you maximize your coverage position as well as notifying you of any changes in our products. Referrals are the strengths of our business and we feel your friends and family will benefit from our services. We are committed to creating an agency environment where our customers feel like privileged guests.Give me a call at (312) 666-4424 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Licenses
Awards and honors


Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab Link Opens in New Tab
Ask me about

Open enrollment starts November 1st. Click the URL below to obtain a fast and easy quote!

As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.

United Business Association of Midway
The purpose of the Association is to encourage, to support and to develop strong and active business community in the Midway Airport Areas.

West Loop Community Organization
The West Loop Community Organization (WLCO) is a recognized delegate agency for the City of Chicago. Formed in 1991, the WLCO is a membership organization that represents the business and residential communities within the West Loop boundary. Promoting local businesses, supporting economic development and advocating for continued growth are ways in which the organization works to improve the quality of life in the West Loop.
- Spending time with family
- Traveling
- Cooking
- Working out

New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes. I’m here to help you understand your coverage options so you can choose more confidently.
PWS LD-01 09/23

Farmers® customers can protect their furry family member and save 5% with pet insurance from Pets Best.