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Tisha Payton

4.5
Rating 4.5
Farmers Insurance Agent in Alpharetta, GA
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Contact Info

Address

11380 Southbridge Pkwy
Ste 231
Alpharetta, GA 30022
US

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Phone Numbers

Office:
(470) 299-8003(470) 299-8003

Office Hours

Day of the WeekHours
Mon:9:00 AM - 6:00 PM
Tue:9:00 AM - 6:00 PM
Wed:9:00 AM - 6:00 PM
Thu:9:00 AM - 6:00 PM
Fri:9:00 AM - 6:00 PM
Sat:Closed
Sun:Closed
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Farmers Insurance Agent in Alpharetta, GA

Tisha Marie Payton
About Me

4.5
Rating 4.5

As a longtime Georgia resident, I am proud to serve Atlanta, GA and the surrounding areas as your local Farmers® agent. At The Payton Agency, LLC, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options. Our office is located on Southbridge Parkway off of Old Milton, behind Wells Fargo in Alpharetta.

Our insurance areas of expertise include (but are not limited to) home, life, specialty, business, auto, and umbrella insurance. If you’re looking to protect your house, small business, vehicle, or family, we’re ready to conduct a comprehensive review to ensure that your current needs and future goals are met.

Purchasing a home is perhaps the most significant financial decision someone can make. Having spent much of my career in the real estate industry here as a realtor in Georgia, I can advise you on the best policy.

Our goal is to secure your assets and to protect your family, by assessing your family for life insurance as well. We want to make sure there are no burdens, and that you and your family have peace of mind. I am familiar with this state and your needs, and we cannot wait to start a friendly conversation with you today!

Give me a call at (470) 299-8003 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Education

Masters of Human Relations, University of Oklahoma, 2010 and Bachelors of Arts, University of Oklahoma, 2006

Neighborhoods Served

Johns Creek, Alpharetta, Atlanta, Roswell, and Sandy Springs

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States Licensed In

GA

Insurance Products Offered

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Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance

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Ask Me About:

What is builder's risk insurance?

Builders risk insurance (also known as course of construction or inland marine coverage) is defined as insurance that protects a person's or organization's insurable interest in materials, fixtures, and/or equipment awaiting installation (or after installation) during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss.

However, the differences in covered exposures and policy types between providers (and even between those types of policies offered by a single provider) can make it difficult to determine precisely what you and your clients can expect from builders risk insurance.

Who buys builders risk insurance?

There are several groups of eligible clients for a commercial or residential builders risk policy – all of which can purchase the policy in their name, including the following:

Homeowners/property owners
Builders
Contractors
House flippers
Development/investment companies
Retail companies
School districts

What projects under construction are eligible?

Builder's risk policies (and the projects they cover) are typically available for ground-up new construction, remodeling (including or excluding the existing structure), and installation.

These projects are classified as either residential or commercial risk. Bear in mind that the definition of those categories changes from provider to provider. The Builders Risk Plan insured by Zurich, for example, recognizes a residential project as structures from the 1-to-4 family home (whether the work performed involves ground-up construction, renovation, or installation). Commercial projects are far more varied, covering anything from office buildings to wind turbines to multimillion-dollar sports arenas.

And on that note, limits as to risk value vary by company. The Builders Risk Plan insured by Zurich offers coverage for course of construction projects valued up to $75 million, for example.

Contact me to learn more about Builders Risk Insurance and how you can get covered!

Tisha Marie Payton, MHR - Keller Williams

Being on both sides of the housing market, I know what you need to maintain and insure your home!

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Beauty Brows N Beyond

A local business in which I insure! Click below to learn more information.

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The Circle of Trust

Being a member of the Circle of Trust, a commercial real estate and networking group and with my extensive backgorund in real estate I am able to provide quality commercial and business insurance to my community.

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Partnership with Payton Agency

We partner with real estate professionals from commercial to residential. We provide business and commercial insurance as well as assist mortgage lenders in securing insurance for their clients, including homeowners and investor properties. Click the link to contact Tisha Marie.

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As a small business owner who lives and works in your community, I specialize in making sure your business is properly taken care of by providing you knowledge and adequate coverage. Whether you're a large or small business, having a commercial insurance policy that both keeps up with and anticipates your business's growth is pivotal. Due to COVID-19 many people are starting businesses or working from home, and our agency can provide the proper home office insurance to make sure all of your assets for your business are properly covered.

If you are venturing out from a large real estate company to start your own real estate firm, it's important that you understand the role of business insurance coverage. As you bring on new agents to your firm, I can help secure coverage for those agents! Having gained extensive experience in the real estate industry, I am ready to assist with your needs.

As many business owners are also operating out of their homes, especially these days, we have the expertise to discuss the role that business insurance coverage plays. For example, you'll always want to be protected when you are transporting your product from your home to another location. Whether you're an at-home clothing venture, or any other at-home business, give us a call today!

If you're a beauty salon owner, a business insurance policy can cover monetary damages if a stylist dyes a customer's hair the wrong color, or accidentally cuts it too short.

If you're a food truck operator, a business insurance policy can cover spoilage. Especially during this pandemic, if your frozen food spoils because you are operating your truck at reduced capacity, then you will be covered.

Our agency offers commercial insurance and business insurance policies for food trucks, beauty salons, hair salons, barbershops, estheticians, and so many other industries throughout Georgia! Give us a call today to see how we can help your business!

We're also happy to assist with your Commercial-Auto needs.

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Before you drive to Avalon, North Point Mall, Halcyon, or drive on Old Milton Pkwy, State Bridge Rd, or Highway 400, it's important that you receive the proper coverage for your vehicle! At the Payton Agency, we pride ourselves on educating our customers on their policy options to ensure they receive the best coverage possible. Whether it's understanding Accident Forgiveness Coverage, Towing and Roadside Service Coverage, Signal App, Collision Coverage, Comprehensive coverage, or Georgia's auto insurance laws, our agency is ready to address your auto needs.

Frequently asked Auto Insurance Question:

Question - What is the Signal App?

Answer - With Farmers Auto Coverage you also receive access to the Signal App. Signal℠ by Farmers® helps tackle the problem of distracted driving. It gives you and your family insight into your driving patterns, providing a clearer picture of how you get distracted so you can make improvements and learn how to drive more safely. And, simply by using the Signal app, you could earn a discount on your insurance.

The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a bundle discount. Call me today for more information.

Question - What does commercial auto insurance cover?

Commercial auto insurance helps cover the cost of accidents involving vehicles owned by your business. That includes medical bills, property damage, and legal expenses if you’re sued.

Some policies include protection against vehicle theft, vandalism, and other types of damage. You can choose to add different types of coverage to your policy, such as collision or comprehensive coverage.

Question - When do I need Full Coverage vs Liability Coverage?

When you finance a car, you need to have Full Coverage on the car and this can look different to each owner based on the value of your vehicle. If you've already paid your car off, you can have liability coverage, and Liability Insurance is required in most states

Give me a call at 470-299-8003 to discuss your business owner's policy or adding commercial auto insurance to your business policy. Trust me to help you protect your assets!

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Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. With a Personal Umbrella policy from Farmers®, you’ll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.

How Does an Umbrella Policy Work?
Here are some examples of incidents an umbrella policy could cover if your homeowner's insurance or auto insurance wasn’t enough:

1. Your dog runs out of the house and viciously attacks a neighbor who was going for a walk. Your neighbor sues you to cover her medical bills, lost wages, and pain and suffering.
2. Your daughter gets into a fight at school and punches another girl, breaking her nose. The girl’s parents sue you.
3. You cause a 10-car accident and your auto insurance property damage coverage isn’t high enough to replace all 10 accident victims' vehicles. Nor is your personal liability coverage high enough to pay for their medical bills.
4. You send sandwiches to your son’s school for a field trip lunch. Several students develop food poisoning and their parents sue you.
5. Your teenager throws a party at your house while you’re out of town. Someone brings alcohol to the party, and one of the guests is arrested for driving under the influence on the way home. You are sued.

For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings. We're here to assist residents of Georgia with their Umbrella coverage. Give us a call if you have any questions!

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Frequently Asked Questions: