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Fred Simons

Rating 5.0
Farmers Insurance Agent in Winter Haven, FL
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Contact Info


34 3rd St SW
Winter Haven, FL 33880

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Phone Numbers

(863) 485-8255(863) 485-8255
(863) 485-8025

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Available on Saturdays by appointment!
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Farmers Insurance Agent in Winter Haven, FL

About Me

Rating 5.0

Born and raised in Florida, I'm proud to serve Winter Haven and the surrounding areas as your local Farmers® agent. At The Fred Simons Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options.

If you have time, we invite you to stop by our office which is conveniently located on 3rd St. SW in the Beymer Building, just south of the Central Ave corner. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution.

With over 28 years of insurance industry experience and as a Florida native, I have the knowledge and skill-set to help you better understand your coverage options--whether that be for auto, home, renters, umbrella insurance and much more!

Give me a call at (863) 485-8255 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Insurance Certifications


Neighborhoods Served

Lakeland, Auburndale, Haines City, Lake Wales, and Bartow

Insurance Products Offered

Ask Me About:

The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. With a Personal Umbrella policy from Farmers®, you’ll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.
Why do you choose to rent? You might like the convenience of letting a landlord handle anything that goes wrong. Perhaps it’s the most cost-effective way to live near the city center.

Whatever your reason for renting, you may need coverage to help you protect your personal possessions and assets. Call today to see how I can help you understand your insurance options!
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
On a motorcycle, you can experience the road as you want, without barriers or boundaries. With Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more.

Recent Reviews for Fred Simons

Rating 5.0
8 Customer Reviews
  • Rating 5.0
    Fred is a 5 Star Agent.
    Extremely knowledgeable and personable.
    Will go the extra step to ensure clients understand the information
    and will work hard to get clients the best rates.
    Response from Fred
    Thank you. It means a great deal to us to help educate our clients. We are glad to know you received the service and guidance you needed to make the right choice.
  • Rating 5.0
    Excellent service and great agent. He explained everything to us. Thank you.
    Response from Fred
    Thank you for the kind words.
  • Rating 5.0
    Both Fred and David, where very professional and friendly. made my husband and I felt welcomed. David answered all our questions, very knowledgeable. Would defiantly recommend anyone to go see them for their home and auto insurance.
    Response from Fred
    We enjoyed meeting you both. Thank you for the 5 star review. It means a lot to us. We appreciate your business.
  • Rating 5.0
    Fred has always been very polite, patient, and efficient. We were excited that he was so thorough and even went the distance to offer us services others never even mentioned.

    Thank you!
    Response from Fred
    Thanks for the kind words Scott. We appreciate your business
  • Rating 5.0
    Debra Lucas has a great personality and very knowledgeable in her field. She found the best deal for us on our insurance. We will defiantly go back to and refer her to anyone looking for insurance. Keep up the good work!
    Response from Fred
    Thank you for your business. We'll continue to work hard to keep your confidence in Farmers and our agency.
  • Rating 5.0
    Excellent Customer Service!!!
    Response from Fred
    Thank you for your business.
  • Rating 5.0
    I needed Home Owners Insurance and they worked hard to help me get that . After that I decided to move My car and husband's truck to farmers also. I was so happy with my experience. Good bunch of people who care and work hard for you.Farmers Insurance is also a good company to be with. They get a A plus in my book Thanks Farmers!
    Response from Fred
    We appreciate your vote of confidence. Thank you for choosing Farmers and the Fred Simons Agency for your insurance needs.
  • Rating 5.0
    I understand this was a new system and you had many obstacles to overcome. I appreciated all you help with the many questions I had. You and Debra were dedicated to getting everything correct. In the end, we were all satisfied with the result and had a great learning experience along the way.
    Response from Fred
    Thank you for understanding. We're glad we had the opportunity to help. We appreciate your trust in Farmers and the Fred Simons Agency.
Displaying 1 - 3 reviews of 8