Farmers Insurance Agent in Winter Haven, FL
Born and raised in Florida, I'm proud to serve Winter Haven and the surrounding areas as your local Farmers® agent. At The Fred Simons Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options.
If you have time, we invite you to stop by our office which is conveniently located on 3rd St. SW in the Beymer Building, just south of the Central Ave corner. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution.
With over 28 years of insurance industry experience and as a Florida native, I have the knowledge and skill-set to help you better understand your coverage options--whether that be for auto, home, renters, umbrella insurance and much more!
Give me a call at (863) 259-1826 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Whatever your reason for renting, you may need coverage to help you protect your personal possessions and assets. Call today to see how I can help you understand your insurance options!
- March 7, 2019Rating 5.0Fred is very cordial to work with. He explains the options well and points out the differences in my past policy. I moved it to Fred because I want to have my agent local and he is great to work with.
- March 2, 2019Rating 5.0Friendly, knowledgeable, thorough and down to earth. Very accomodating service attitude while being informative. Great hospitality by both Fred and Jasmine. Clean office, I came out very happy when we finished our meeting
- March 1, 2019Rating 5.0Everything has gone well up to this point. The people I dealt with were vary helpful.
- February 23, 2019Rating 5.0To whom it may concern,
Mr. Fred Simons III, and his staff, provided very good services to my wife and I,
In providing a good car insurance program for us. He answered all our questions With our concerns in mind and was able to help us in getting our vehicles Insurance in a timely manner. His attention to detail and follow-up services are most admirable. My wife and I will continue to have him as our agent, and recommend others to check him out so you will know what we are talking about.Response from FredFebruary 23, 2019Thank you for the kind words. Our team works hard to help our customers make the best decisions for their insurance needs. It's nice when someone recognizes and appreciates our efforts.
- February 9, 2019Rating 5.0Comes in early and stays lateResponse from FredFebruary 23, 2019Thanks for appreciating our hard work. We are here for you. Congratulations again on the new home!
- January 28, 2019Rating 5.0Fred Simons new the anwsers to my questions and had some important suggestions to issues I had overlooked. Having an informed agent is a better solution for me and my premium costs were comparable to the online packages I have been working with. Glad you are there Fred,Response from FredFebruary 23, 2019Thank you. It's important we offer the best solutions to each customer's insurance needs. Glad we could help.
- January 7, 2019Rating 5.0Fred was very helpful and knowledgeable. He was also able to get my premium down lower than what the website quoted meResponse from FredFebruary 23, 2019Thanks Samantha. It's nice to receive kind words of encouragement and to have someone notice your hard work.
- December 29, 2018Rating 5.0Very responsive and took care of everything in a timely mannerResponse from FredFebruary 23, 2019Thanks Bruce. Glad we could help.
- December 19, 2018Rating 4.0I contacted Fred Simons after receiving a mailing. Fred answered the call personally on a Saturday. During the initial conversation we discovered that we had a mutual acquaintance. Fred provided a quotation promptly and after comparing it with my renewal and other quotations I solicited I decided to place my confidence with him and his agency.
Fred carefully explained the online application and electronic signature process. I was able to complete the process and receive confirmation of cov
- December 15, 2018Rating 5.0very knowledgeable on all the questions we had very friendly and made the signing of all the documents very easy.
- December 14, 2018Rating 5.0It was a relaxed, pleasant experience and I'm very happy with the resuts.
- December 12, 2018Rating 5.0Quick, easy and knowledgeable agent.Response from FredDecember 14, 2018Thank you. We're glad we could help.
- December 2, 2018Rating 5.0Fred is a 5 Star Agent.
Extremely knowledgeable and personable.
Will go the extra step to ensure clients understand the information
and will work hard to get clients the best rates.Response from FredDecember 14, 2018Thank you. It means a great deal to us to help educate our clients. We are glad to know you received the service and guidance you needed to make the right choice.
- November 23, 2018Rating 5.0Excellent service and great agent. He explained everything to us. Thank you.Response from FredDecember 14, 2018Thank you for the kind words.
- November 19, 2018Rating 5.0Both Fred and David, where very professional and friendly. made my husband and I felt welcomed. David answered all our questions, very knowledgeable. Would defiantly recommend anyone to go see them for their home and auto insurance.Response from FredNovember 19, 2018We enjoyed meeting you both. Thank you for the 5 star review. It means a lot to us. We appreciate your business.
- November 17, 2018Rating 5.0Fred has always been very polite, patient, and efficient. We were excited that he was so thorough and even went the distance to offer us services others never even mentioned.
Thank you!Response from FredNovember 17, 2018Thanks for the kind words Scott. We appreciate your business
- November 15, 2018Rating 5.0Debra Lucas has a great personality and very knowledgeable in her field. She found the best deal for us on our insurance. We will defiantly go back to and refer her to anyone looking for insurance. Keep up the good work!Response from FredNovember 17, 2018Thank you for your business. We'll continue to work hard to keep your confidence in Farmers and our agency.
- November 8, 2018Rating 5.0Excellent Customer Service!!!Response from FredNovember 17, 2018Thank you for your business.
- October 17, 2018Rating 5.0I needed Home Owners Insurance and they worked hard to help me get that . After that I decided to move My car and husband's truck to farmers also. I was so happy with my experience. Good bunch of people who care and work hard for you.Farmers Insurance is also a good company to be with. They get a A plus in my book Thanks Farmers!Response from FredNovember 17, 2018We appreciate your vote of confidence. Thank you for choosing Farmers and the Fred Simons Agency for your insurance needs.
- October 12, 2018Rating 5.0I understand this was a new system and you had many obstacles to overcome. I appreciated all you help with the many questions I had. You and Debra were dedicated to getting everything correct. In the end, we were all satisfied with the result and had a great learning experience along the way.Response from FredNovember 17, 2018Thank you for understanding. We're glad we had the opportunity to help. We appreciate your trust in Farmers and the Fred Simons Agency.