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Farmers Insurance Agent in Winter Haven, FL
Fred Oliver Simons, IIIAbout Me
Born and raised in Florida, I'm proud to serve Winter Haven and the surrounding areas as your local Farmers® agent. At The Fred Simons Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options.
If you have time, we invite you to stop by our office which is conveniently located on the corner of 3rd Street and Avenue C SW, two blocks south of downtown. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution.
With over 28 years of experience in insurance and as a Florida native, I have the knowledge and skill-set to help you better understand your coverage options--whether it's auto, home, renters, umbrella insurance and much more!
Give me a call at (863) 259-1826 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Certifications
Neighborhoods Served
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Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
Whatever your reason for renting, you may need coverage to help you protect your personal possessions and assets. Call today to see how I can help you understand your insurance options!
Recent Reviews for Fred Simons
- August 27, 2019Rating 5.0Everything went so smoothly! First time home buyers and it was a breeze. Would highly recommend. Jasmine was so sweet and attentive.Response from FredAugust 27, 2019Thank you for your kind and encouraging review. Jasmine is a great asset to our agency team. Congratulations again on your new home.
- August 19, 2019Rating 5.0Great, personalized service! Agent, Fred Simons, was very knowledgeable and really cared about getting us the right coverage for our family’s needs.Response from FredAugust 20, 2019Thanks Christina. We always hope to meet our clients needs. It’s nice to hear we are on track. We appreciate your trust and confidence.
- August 10, 2019Rating 5.0Couldn't be more pleased with the service I received. Professional, friendly and knowledgeable. They took the time to explain everything thoroughly and saved me significantly on my auto and renters policies.Response from FredAugust 10, 2019We're happy we could help Stephanie. Thank you for the great review and for choosing to do business Farmers and the Simons Agency.
- August 5, 2019Rating 5.0Mr. Fred is very helpful and he is really great at returning phone calls. He helped me with my policy and to get a better understanding. He is just an overall great agent. Ms. Jennifer is also very helpful. She understands the customer and tries her best to solve the problem.
- July 31, 2019Rating 5.0Before I contacted Fred Simons at the Winter Haven Office I had researched several companies for our homeowners insurance. Farmers had good reviews so I called them. Fred took numerous calls and questions from me, always giving me the answers and reassuring me very professionally. I was convinced that I was choosing the right company and agent. Thank you Fred and Jasmine.Response from FredJuly 31, 2019We appreciate your encouraging words and for trusting our agency for your insurance needs. Thank you for doing business with us.
- July 20, 2019Rating 5.0The Agent was very knowledgeable , willing to help and had a good attitude.Response from FredJuly 20, 2019Thank you for the review. Glad we could help. Let us know if you need anything. Enjoy your weekend.
- July 4, 2019Rating 5.0Excellent customer service . This branch explained all the coverages to me in great detail and service was done very fast and they were also very helpful with me over the phone prior to my visit to their branch .Response from FredJuly 4, 2019Happy 4th Diego. We appreciate the kind words. Glad we were here for you. Thank you for your business.
- July 1, 2019Rating 5.0Fred did a fine job.Response from FredJuly 7, 2019Thanks Wayne, glad we could help. We are constantly trying to improve our clients experience with their personal insurance. Please don't hesitate to reach out if you need our help in anyway. Have a great summer.
- June 26, 2019Rating 5.0I contacted Farmers because of their relationship with Foremost who insures my manufactured home. When I contacted Mr. Simmons’ office I was able to him speak directly. He answered all of my questions and agreed to look into several concerns I had about my “Home Owners” and Umbrella Policies which required further research. Mr Simmons called me I a few days with all the information I had requested. Based upon his helpfulness and prompt response I am switching all of my insurance to Farmers.Response from FredJune 27, 2019Thanks for the great review Mike. I’m glad we were hear to help and look forward to working with you.
- June 24, 2019Rating 5.0Fred did a great job explaining our options and working to put together a policy that worked for our family's needs. He explained the terms in the policy and made suggestions based on his experience. We have been happy with our experience with Farmers.Response from FredJuly 7, 2019It's nice to get to know and help a fellow Winter Haven citizen. Thank you for choosing the Fred Simons agency for your personal insurance needs. Stop by or call if you need anything. Have a great summer.
- June 20, 2019Rating 5.0Was a client in California for many years and now that I move to Florida happy to reconnect with them.Always a great experience to do affair with them.Response from FredJuly 7, 2019I'm glad Farmers Insurance and the Fred Simons agency are here for you in Florida. It's nice to know we could help you reconnect. As always, don't hesitate to call if you need us.
- June 18, 2019Rating 5.0JENNIFER HANDLED IT ALL VERY WELL AND WHAT INFORMATION I COULD NOT ANSWER SHE DUG FOR INFORMATION AND GOT HERSELF BY KNOWING WHO TO CONTACT AND THE CORRECT QUESTIONS TO ASK!! JENNIFER DID A WONDERFUL JOB AND WE NOW HAVE A RENTERS POLICY. THANKS AGAIN!Response from FredJuly 7, 2019Thanks for the encouraging words. Jennifer is a great asset to our agency. We make it a point to work hard for our customers so they get what they need and they know what they have. Thanks again for you business.
- June 9, 2019Rating 5.0Great experience working with Fred. He was very prompt in delivering a proposal and answered all of my questions . Looking forward to a long relationship with Farmers.Response from FredJune 9, 2019Thank you for the kind words. We look forward to working with you and hope to see you again soon.
- June 6, 2019Rating 5.0All of the office staff were pleasant and courteous. My interactions with Jennifer 1, Jennifer 2, Jasmine and Fred were very positive. I appreciate everyone's help in getting the policies I needed.Response from FredJune 6, 2019Thanks for the kind words. Glad we could help you.
- April 29, 2019Rating 5.0Caring, very patient, and informative exceeding my expectations in a stressed out situation. Thank You for your wonderful service.Response from FredMay 28, 2019Thanks for the kind words Brenda. Glad we were here to help
- April 26, 2019Rating 5.0Flawless experience and customer care. Looking forward to being a part of the farmers family.Response from FredJuly 7, 2019Thanks for taking the time to review your experience with the Fred Simons agency. I'm glad to hear you had a great experience.
- April 24, 2019Rating 4.0Fred is a pleasant guy to work with. We had to make some adjustments to my renters policy after one of his processors quoted me with the wrong information. Pricing was good for my rental policy and auto quote.Response from FredJuly 7, 2019I'm glad we could work things out. Sometimes all it takes is a little extra effort on our part to make a difference. As always, let us know if you need anything. Thanks again for your business.
- April 15, 2019Rating 5.0ABSOLUTELY WENT THE EXTRA MILE TO HELP US WITH COVERAGE AND RATE. SO APPRECIATED.
- March 7, 2019Rating 5.0Fred is very cordial to work with. He explains the options well and points out the differences in my past policy. I moved it to Fred because I want to have my agent local and he is great to work with.Response from FredJuly 7, 2019Thanks John. I'm glad we are here for you. As always, feel free to stop by anytime. Thank you for your business.
- March 2, 2019Rating 5.0Friendly, knowledgeable, thorough and down to earth. Very accomodating service attitude while being informative. Great hospitality by both Fred and Jasmine. Clean office, I came out very happy when we finished our meetingResponse from FredJuly 7, 2019Thank you for the kind words. It's encouraging to have a customer put into words what our agency is trying to accomplish everyday. Your business and great review are very much appreciated.