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David Fender

Rating 4.9
Farmers Insurance Agent in St Augustine, FL
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Contact Info


101 E Town Pl
Ste 225
St Augustine, FL 32092

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Phone Numbers

(904) 639-4333(904) 639-4333
(904) 639-4301

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Contact me

Farmers Insurance Agent in St Augustine, FL

David Varnedoe Fender, III
About Me

Rating 4.9

As a native Floridian, I'm proud to serve St. Augustine, FL and the surrounding areas as your local Farmers Insurance® Agent. At The Fender Insurance Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options.

Feel free to stop by our office which is conveniently located in the World Golf Village. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution.

As a licensed insurance agent for over 25 years, I have the knowledge and skill-set to help you better understand your coverage options--whether that be for home, auto, watercraft, or umbrella insurance, and much more!

Give me a call at (904) 639-4333 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Neighborhoods Served

Julington Creek, Nocatee, Palm Coast, Green Cove Springs, and Palatka


Insurance Products Offered

Ask Me About:

If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today 904-639-4333
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more 904-639-4333

Subject to restrictions.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information 904-639-4333
You’ve worked hard for your car, home, savings — your success. And personal umbrella coverage can help you protect these assets from the unexpected.

Umbrella insurance provides additional liability coverage — over and above the limits on your auto and other personal liability policies. This extra protection is available in $1 million increments up to $10 million. And $1 million of coverage can cost less than $1 a day. Call me at 904-639-4333
On a motorcycle, you can experience the road as you want, without barriers or boundaries. With Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more 904-639-4333
An easier way for you to access your insurance anytime, anywhere. This app allows you to use our most popular self-service features, right from your mobile device. Or call me 904-639-4333

Download the Farmers Mobile App on the Apple App Store
Download the Farmers Mobile App on the Google Play Store

Recent Reviews for David Fender

Rating 4.9
24 Customer Reviews
  • Rating 5.0
    Dave was great! Provided several quotes and options for our family, until we found the one that fit best. He followed up and answered all questions. Excellent experience!
  • Rating 5.0
    I was nervous about getting a new insurance company but was put at ease while I was being taken care of!! Thank you for having team members who can make someone feel comfortable when making an important family decision!
    Thank you!!
  • Rating 5.0
    David Fender went above and beyond helping us get the coverage we needed! We had some very unexpected issues and last minute decisions to make regarding our auto insurance policy and David helped us navigate through them impeccably, even after his firm was closed for the Thanksgiving Holiday. We could not be more pleased with the services provided thus far from David & Farmer's Insurance!
    Response from David
    Thank you Darrin! Really kind words. I am very happy we were able to get everything worked out.
  • Rating 5.0
    I am very pleased with the process. Michelle did a fantastic
    Job! I look forward to working with your agency. Thanks!
  • Rating 5.0
    Very helpful and informative. Genuine concern for my insurance needs.
  • Rating 4.0
    It waa as easy quick and response time was fast as well.
  • Rating 5.0
    Quoted my auto ins needs and I accepted quote. Quick response and competitive.
    Very easy to work with
  • Rating 5.0
    Maria is great. Very professional and friendly.
  • Rating 5.0
    Farmer's finally opened an agency in Jacksonville, Fl. Prior to moving here, we were customers of Farmers in Tucson and were impressed by the personal service we received. Thus, we were now able to transfer our Florida home, two cars, umbrella, et al, to Farmers. Great treatment of customers makes for longtime customers. P.S. I hope Mr. Fender will promise an ice cream day, like our Tucson agent did!
  • Rating 5.0
    Prompt, friendly professional advice and service. I will definitely reach out to David to add auto insurance in a few months!
  • Rating 5.0
    Maria understood what I was looking for in my insurances. She was very professional. She was courteous and answered all my questions.
    Response from David
    Thank You very much for your kind review!
  • Rating 5.0
    David was recommended by a friend and he proved to be an excellent referral.
    He thoroughly reviewed my existing coverage, toured my property and asked intelligent questions about my needs and desires for protection.
    He then suggested alternatives for coverage and pricing and let me choose.
    He was knowledgeable, professional and very helpful.
    I'm recommending him to my friends.
    Response from David
    Thank you Vernon for your nice review! It was a pleasure working with you
  • Rating 5.0
    With the first phone call to the writing of our auto policy Maria and David were very helpful an professional.
    Response from David
    Thank you for your review!
  • Rating 5.0
    Maria in the Fender Agency has provided professional and timely customer service. No matter the issue, she was responsive, knowledgeable and courteous every interaction. Because the transition to Farmers of our auto policies went so smoothly, we worked with Maria on a homeowners' policy as well and converted to your program. At this time, we are extremely satisfied with all processes that led to our becoming a Farmers policyholder.
  • Rating 5.0
    We had a very good experience
    Response from David
    Thank you Joe M. for taking the time to send your review of the Fender Agency.
  • Rating 5.0
    we had a very good experience
    Response from David
    Thank you Joseph M. for taking the time to send your review of the Fender Agency
  • Rating 5.0
    Maria is excellent! She has been polite, helpful & went out of her way to call me during her personal hours. I can’t say enough good things about her.
    Response from David
    Thank you Daniel M. for taking the time to send your review of the Fender Agency
  • Rating 5.0
    David was EXTREMELY helpful and I felt that he was even more trustworthy than I could have expected. I jest wish that I could have switched my homeowners policy over as well but it would have been an increase in cost. I felt like I was working more with a friend than an agent.
    Response from David
    Thank you Steve W. for taking the time to send your review of the Fender Agency
  • Rating 5.0
    Response from David
    Thank you William G. for taking the time to send your review of the Fender Agency.
  • Rating 5.0
    Dave was so helpful and professional!! He reviewed our current auto policies with us and was able to save us a SUBSTANTIAL amount on our premiums for equal or better coverage! The location and service are also not to be beat!! We are very happy at our switch to Farmers Insurance!
    Response from David
    Thank you Maria W. for taking the time to send your review of the Fender Agency.
Displaying 1 - 3 reviews of the 20 most recent

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