Farmers Insurance Agent in Monroe, CT
Quote & buy online
|Day of the Week||Hours|
|Monday||9:30 AM - 6:00 PM|
|Tuesday||9:30 AM - 6:00 PM|
|Wednesday||9:30 AM - 6:00 PM|
|Thursday||9:30 AM - 6:00 PM|
|Friday||9:30 AM - 6:00 PM|
About Shawn Hayden
I am proud to serve the states of Connecticut and NEW YORK as your local Farmers Insurance® agent. At the Hayden Agency, we pride ourselves on providing insurance in Connecticut and New York with outstanding customer service and ensuring each client is educated on their specific coverage options. I have experience owning multiple businesses and am confident we can help you customize your insurance needs for your lifestyle and family.
Feel free to stop by our office, which is conveniently located on Monroe Turnpike, by Chase Bank and Soup Thyme or simply give us a call. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution. I have the knowledge and skillset to help you better understand your coverage options--whether that be for pet, life, umbrella, home, auto insurance, and more. I look forward to meeting you.
Give me a call at (203) 951-1129 and I'll be happy to answer any questions you might have.
States licensed in
Insurance products offered
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Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Raise your deductible to save on your premium.
The Hayden Agency can guide you through the process.
Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim, according to the terms of your policy. The higher your deductible, the more money you can save on your premiums. Nowadays, most insurance companies recommend a deductible of at least $500. If you can afford to raise your deductible to $1,000, you may save as much as 25 percent. Remember, if you live in a disaster-prone area, your insurance policy may have a separate deductible for certain kinds of damage. If you live near the coast in the East, you may have a separate windstorm deductible; if you live in a state vulnerable to hail storms, you may have a separate deductible for hail; and if you live in an earthquake-prone area, your earthquake policy has a deductible.
The Hayden Agency, your Connecticut and New York Farmers agency.
There's no place like home
When you’re buying a home, consider the cost of Connecticut and New York homeowners insurance
You may pay less for insurance if you buy a house close to a fire hydrant or in a community that has a professional rather than a volunteer fire department. It may also be cheaper if your home’s electrical, heating and plumbing systems are less than 10 years old. If you live in the East, consider a brick home because it's more wind resistant. If you live in an earthquake-prone area, look for a wooden frame house because it is more likely to withstand this type of disaster. Choosing wisely could cut your premiums by 5 to 15 percent.
Check the CLUE (Comprehensive Loss Underwriting Exchange) report of the home you are thinking of buying. These reports contain the insurance claim history of the property and can help you judge some of the problems the house may have.
Remember that flood insurance and earthquake damage are not covered by a standard homeowners policy. If you buy a house in a flood-prone area, you'll have to pay for a flood insurance policy that costs an average of $400 a year. The Federal Emergency Management Agency provides useful information on flood insurance on its Web site at www.fema.gov/nfip/. A separate earthquake policy is available from most insurance companies. The cost of the coverage will depend on the likelihood of earthquakes in your area. In California the California Earthquake Authority (www.earthquakeauthority.com) provides this coverage.
If you have questions about insurance for any of your possessions, be sure to ask the Hayden Agency team. For example, if you run a business out of your home, be sure to discuss coverage for that business. Most homeowners policies cover business equipment in the home, but only up to $2,500 and they offer no business liability insurance. Although you want to lower your homeowners insurance cost, you also want to make certain you have all the coverage you need, that's where we come in!
By adding umbrella coverage to your home and auto insurance in New York and Connecticut, you’re protecting many of your most important assets.
Vet visits are twice as expensive as they were 10 years ago, but that shouldn't keep you from giving your pet the best care. Take good care of your BEST FRIEND.
Some insurance tips from The Hayden Agency in Connecticut
1. Choose deductibles that result in the optimal cost of risk
The general principle is the higher the deductible, the lower the premiums. By analyzing past losses in conjunction with insurance premium quotes for different deductible options, it becomes clear which deductible is best. A maxim in risk management is “don’t insure losses that you can predict and afford to pay.”
The key is to strike a balance between premium savings and claims costs. This should be done in consultation with your insurance broker. A risk management consultant may also be useful in determining optimal deductible levels.
2.. Make sure your values and property limits are accurate
Do not over or under insure! Either way, it could cost you money. Make sure that the values you report to the insurance company are accurate. Accurate values and limits mean you are adequately covered, but that you aren't paying an excessive amount.
Some insurers and brokers may provide building valuations, so ask. If you aren’t sure of your values, have appraisals done. We can then help provide your insurance in CONNECTICUT with our easy process.
We all need some form of insurance in our lives. But the variety of insurance products on the market can be overwhelming. And when you’re looking for insurance, it’s crucial to understand the differences between the different types of insurance available. That way, you can identify which products are right for your unique needs and circumstances.
That's where we come in. The Hayden Agency specializes in finding you the insurance type in Connecticut and New York, to best fill your needs. Cost is also a factor to be considered when you are looking for the right coverage. We will find the best insurance plan for you and your family. The Hayden Agency is your stopping point for all types of insurance. We are here for you and pledge to develop the most cost-effective insurance plans for you. Insurance is something you shouldn't have to worry about. If you have proper insurance coverage to protect yourself, your family, and all your belongings, you will be able to carry on without having to be concerned with your finances if you are ever in a situation that requires fixing, rebuilding, or replacing anything that has been damaged, the right amount of coverage is critical. Feel free to call us at 203-951-1129.
Get a whole lot of something with
Farmers Policy Perks℠
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.