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Ruth Payan

Farmers Insurance Agent in Westminster, CO
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Farmers Insurance Agent in Westminster, CO

About Me

As your local Farmers® agent in Westminster, CO, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (303) 430-4482 and I'll be happy to answer any questions you might have.

Languages Spoken: Spanish and English

Years of Experience

I have over 9 years of experience as a Farmers Insurance agent.

Neighborhoods Served

Westminster, Thornton , Brighton, Denver, and Arvada

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Insurance Products Offered

Ask Me About:

Home Insurance

Home Insurance
Home Insurance
Teach your son that success usually starts with a plan.

Farmers® Car Shopping Service Offered by TrueCar

Farmers® Car Shopping Service Offered by TrueCar
Farmers® Car Shopping Service Offered by TrueCar
Now you can see what you could pay for the car you want before even visiting the dealer. Go to www.farmers.com/carshopping to see how much you could save.
Business Insurance
Business Insurance
As a small business owner myself, I know you want to improve your small business every single day. Let's start with your Business Insurance policy. Is that the coverage you want? Come by my office and let's find out together.
The Future of Your Small Business
The Future of Your Small Business
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later.
Farmers Friendly Review Service
Farmers Friendly Review Service

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs. 

As your life changes, maybe your policy should too 

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage. 

Review your coverage and possibly save money 

Just as you continue to change and grow,  Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles).  Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.   

How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs. 

Give us a call to set up your Farmers Friendly Review®. 

We Know From Experience
We Know From Experience
At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.