Skip to content
Return to nav

Business Insurance

Photo of Ben Frihauf

Ben Frihauf

Farmers - Business InsuranceFarmers Insurance - Ben Frihauf

Photo of Ben Frihauf

Ben Frihauf

About Me

As a small business owner for at least 15 years and with 20 years of experience in the Insurance and Financial Services Industry I know the curve balls that can be thrown your way. I have the experience to help you recover from or even avoid some of those curve balls and keep them from turning into wrecking balls.

Years in the Community

Years in the Community

I have been a resident of Durango for 30 years.

Business Insurance Agent in Durango, CO

In my agency we work with businesses all across La Plata County and the Four Corners to be sure that they are able to recover from the unexpected and obtain the hoped for. We know that businesses are as unique as their owners, which is why we take the time to really listen to what your vision is and develop an Insurance and Financial Services plan to protect and promote that vision. Please call me at 970-247-1292 to start the discussion.

Business Insurance Coverage Types




Workers' Comp



Local Business Owners Ask Me About

Durango Property Insurance
Durango Property Insurance

Commercial Property Insurance

Protect your business with Farmers coverage for your building, equipment, inventory and operating income. Let’s have a conversation about it today.
Durango Liability Insurance
Durango Liability Insurance

Business Liability Insurance

You might face legal action from customer injuries, data breaches, product defects and more. Liability insurance can help you protect your business.
Durango Workers' Comp Insurance
Durango Workers' Comp Insurance

Workers' Compensation Insurance

Concerned about injuries, OSHA regulations, and workers’ compensation fraud? Let’s discuss how Farmers can help you protect your employees and business.

Industries In Which I Specialize

Durango Auto Repair Shop Insurance
Durango Auto Repair Shop Insurance

Auto Service & Repair Shop Insurance

Auto shops have challenges like equipment damage, vehicle accidents, and mistakes by technicians. Let’s discuss how you can protect your business.
Durango Hotel Motel Insurance
Durango Hotel Motel Insurance

Hospitality & Motel Owner Insurance

Hotel owners face risks like property damage, theft and injuries to guests. Let’s discuss how Farmers can help as you protect your business from the unexpected.
Durango Office Insurance
Durango Office Insurance

Insurance for Offices

Real estate comes with risks like property damage, liability and loss of rents. Let’s discuss how Farmers coverage can help as you protect your investment.

Industries I Serve

Apartment Owner Insurance

For owners of small apartment buildings, large apartment complexes and everything in between.

Auto Service & Repair Shop Insurance

For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
For organizations including museums, schools and civic groups.
For independent contractors such as plumbers, electricians, landscapers and painters.
For governing bodies that manage the common areas and other aspects of a homeowners association. 
For the owners of hotels, motels and bed and breakfasts.
For companies that manufacture products of virtually any type.
For the offices of independent professionals such as doctors, lawyers and consultants.
For churches, synagogues, mosques, temples and other types of religious organizations.
For owners of quick service, casual and fine dining restaurants.
For owners of food trucks.
For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
For businesses that provide wholesale goods and services to retail industries.

Looking for auto, home, and other insurance options?

Visit my main location site