
Farmers Insurance Agent in Durango, CO
Ben Charles FrihaufAbout Me
Hi There! As the owner of your local 80-year-old Farmers® Insurance Agency and a Durango resident since 1988, I am here, literally. I know the people and culture of Southwest Colorado and always have your best interest in mind when helping you determine the coverages that best fit your needs. If you find service, value, dependability, trustworthiness, availability, and relationships important, my agency will be the perfect fit for you.
Give me a call at (970) 247-1292 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

Switch to Farmers® and you could save an average of $470 on Auto or $450 on Home. You could be missing out on hundreds in savings. Call me today and let’s talk about how switching to Farmers could help you save.*
*Based on average nationwide annual savings of new customers surveyed, excluding HI & SC, from 7/1/20 to 12/1/20 who switched their Auto insurance policy or who switched their Homeowners insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.

We are privileged with the Powerhouse Science Center.

I am proud to partner with the Southwest Small Business Development Center as a presenter for the insurance portion of their quarterly small business seminars.

Proudly serving the Durango community as a member of the Durango Diplomats.
The Durango Area Diplomats are the goodwill ambassadors for the Chamber of Commerce and the Durango community as a whole. The organization, made up of 40 members provide a volunteer base for the community, assist with ribbon cuttings to celebrate grand openings and other special events throughout the year. Its primary purpose is to promote and enhance Durango’s spirit of accomplishment and community involvement.

- Backpacking
- Hiking
- Snowshoeing
- Skiing
- Sending time with my wife and family


PWS LD-03 10/17
Frequently Asked Questions:
Recent Reviews for Ben Frihauf
- November 8, 2020Rating 5.0Available, helpful and always gives clear answers in a timely manner.Response from BenNovember 16, 2020Hi Paul. Thank you for the kind words. Can't wait to meet in person.
- October 20, 2020Rating 5.0Logan has been outstanding updating my policies! Great Job!Response from BenOctober 20, 2020Thank you for the high praise Patricia. I agree, Logan is the best!!
- October 7, 2020Rating 5.0Friendly, timely, professional service. Excellent!Response from BenOctober 12, 2020Hi Tim. Thank you for taking the time to leave a review. We really appreciate you as a policy holder and will always be here for you.
- September 23, 2020Rating 5.0Excellent service and great follow up.Response from BenSeptember 23, 2020Thank you for the great review Danette. You have been a joy to work with.
- August 30, 2020Rating 5.0We are very happy with Ben's help. We signed up for homeowners and auto policies on the spot, and after the meeting we cancelled a scheduled appointment with an agent for another company. Overall, everything went smoothly. And we now have a local agent we can talk to if a problem ever comes up.Response from BenAugust 31, 2020Hi Bill and Lisbeth. I look forward to a long and valuable relationship. Welcome to the Ben Frihauf Insurance Agency!
- February 16, 2020Rating 5.0Wonderful group of people and great coverage.Response from BenMarch 9, 2020Thank you for the great review Jeannine. We always try to provide knowledgeable service with a friendly attitude.
- September 8, 2019Rating 5.0Ben is quick to respond to all my questions, he is very knowledgeable, and I enjoy his informational email blasts. Thank you, Ben!Response from BenOctober 16, 2019Thank you Corri and Zach. Those are kind words. We will always do our best to take care of our family of insureds.
- June 10, 2019Rating 5.0Ben and his staff always answer my questions in a timely manner and assist me with my various insurance policies.
Many thanks!
-KelliResponse from BenAugust 6, 2019Thank you Kelli. We really appreciate the kind words and always enjoy helping you out. You are always a pleasure to work with. - April 22, 2019Rating 5.0Ben and his team are amazing! They are always friendly and have a super fast response time!Response from BenMay 21, 2019Thanks Laura (Claire). We always do our best and really appreciate the kind words.
- February 28, 2019Rating 5.0I called farmers insurance in Durango, irecieved insurance right away even though I am out of state. switching was easier than I thought. thank you ben and logan. I have told everyone I know how fast it was switching from one to another. I give them a five star ratingResponse from BenMarch 7, 2019Troy. We appreciate you taking the time to let us know the process went well and really appreciate your willingness to tell others.
- February 6, 2019Rating 5.0Ben was very proactive in helping me review and analyze my insurance needs. We decide to move both auto and home insurance and add umbrella too for less than our current instance plans. Logan made it all happen in the end. Thank you.Response from BenMarch 7, 2019Laurie, thank you for those kind words. You were a pleasure to work with and I look forward to a long relationship.
- October 19, 2018Rating 5.0I wish Ben could also take care of my California insurance needs, it would really be nice to have one agent (like Ben) to cover all Farmer's insurance products regardless of location.Response from BenOctober 19, 2018Hi John. Thank you for the kind words. We will always do our best for you and who knows, maybe I will get licensed in CA some day.
- October 17, 2018Rating 5.0Very helpful. Had quite a few questions and were able to help with everything needed.Response from BenOctober 17, 2018Thank you for the kind words Wes. It was great getting to know you and Kelly. We always do our best to help in any way we can.
- July 9, 2018Rating 4.0Ben & Logan handled my initial inquiry and subsequent policy issuance professionally, were responsive to my questions and moved me through completion of the policy documentation and payment expeditiously.Response from BenJuly 24, 2018John. Thank you for taking the time to provide a review. We hope to create a relationship that lasts for many years.
- July 8, 2018Rating 5.0My insurance does not begin for 3 weeks however my anxiety for changing insurers for both my home and vehicles was based on cost, coverage and the communication in changing the home coverage with my mortgage company while finding a insurer with a local contact and knowledge of the community that I live in. Logan did a very professional job in presenting all options and Ben seems to care very much in his company and customers. Thanks and I look forward to having you as my insurer. JBResponse from BenJuly 24, 2018John, thank you for the kind words. We hope to provide great service for a long long time.
- June 8, 2018Rating 5.0The agent and all other staff were knowledgeable, efficient and prompt in all interactions. We look forward to doing more business with them.Response from BenJune 11, 2018Hi Rebecca! It is always so nice to hear from the great families that we do our best to serve. Although we can never be perfect, we always do our best to get there.
- April 30, 2018Rating 5.0Ben did a great job of explaining our options, coverage and policies.Response from BenJune 11, 2018Pat, I really appreciate the kind words. We are always working to be better.
- April 29, 2018Rating 5.0Nora was able to write us a policy even tho I called after 4 PM on a Friday. She was a great help, & as I told her, neither of the other 2 Farmers agents in Durango answered their phones!Response from BenJune 11, 2018Thank you Judy! I do believe that we have the best team in the Four Corners.
- April 5, 2018Rating 5.0Great service! We appreciate the quick, professional turnaround (and better prices than our current provider!)Response from BenJune 11, 2018Thank you Lisa. You all have been a joy to work with.