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Mike Schmisek

As a member of the Presidents Council, I'm honored to have been awarded the most elite distinction that generally represents the top one-percent of Farmers Insurance® agents and district managers.
Farmers Insurance Agent in Denver, CO
US 3110 S Wadsworth Blvd Ste 203 Denver, CO 80227
Phone Numbers
(303) 922-1001(303) 922-1001
(303) 980-0777(303) 980-0777
(303) 922-1002(303) 922-1002

Office Hours

Evenings and Weekend by Appointment
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM
8 AM - 5 PM

Farmers Insurance Agent in Denver, CO

Mike Schmisek Insurance Agency Inc
About Me

Our agency has been serving the Front Range of Colorado since 2008. We specialize in helping families with their home, auto, life and commercial insurance needs.

Give me a call at (303) 922-1001 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 7 years of experience as a Farmers Insurance agent.

Awards and Honors

Presidents Council, Championship, and Toppers

Areas Served

Denver, CO, Lakewood, CO, Littleton, CO, Westminster, CO, and Arvada, CO


Insurance Products Offered










*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Motorcycle Insurance

Motorcycle Insurance
by Mike Schmisek Whether you're a novice or a skilled motorcycle operator, there are going to be times when hazards on the road test your handling abilities. The best defense you have is the ability to react quickly and calmly to the hazards that appear in your path. Depending on the specific hazard or road conditions, there are some things you can do - and can practice beforehand - to ensure that you know how to react when these conditions arise. Depending on whether you're riding in slick conditions like rain, snow or wet leaves or trying to avoid hazards in the road such as potholes, debris or uneven pavement, check back often for tips that could help you react in ways that will keep you and your bike safe. Before you go out riding, watch your local weather forecast. If there is a possibility of rain, snow, strong winds or other potentially dangerous weather on the way, you may want to leave your motorcycle parked where it is and choose a more appropriate method of transportation. But you can't always predict the weather, and there is always the possibility you could get caught in dangerous driving conditions. Important things to look for when choosing a specialized insurance policy for your motorcycle are things like: Safety Apparel Coverage to protect your investment in helmets, leathers, gloves and any other clothing designed to minimize injury in the event of an accident. Optional Equipment Coverage for chroming, custom painting, side cars or anything else that was not included as standard by the manufacturer. Optional Towing and Roadside Assistance in case your bikes breaks down and can't be ridden when you're away from home because you run out of gas, get a flat, or have other mechanical issues. Optional Replacement Cost Coverage on bikes purchased new and insured within 30 days. Flexible payment plans so you can choose the plan that best fits your budget. Deductible and coverage limit options. Premium discounts¹. ¹Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary.

Five Ways to Save on your Auto Insurance

Five Ways to Save on your Auto Insurance
by Mike Schmisek 1. Bundle your insurance with one carrier. Insurance companies tend to reward people who insure multiple lines of business. This includes Home, Autos, Life Insurance*, ATVs and much more! 2. Maintain continuous insurance. The longer you carry an insurance policy, the more stable and reliable an insurance company may view you. This potentially can mean lower rates. When you are in transition of purchasing a car, it often makes sense to keep your insurance in-force, even if you're going to be "car-less" for a few weeks. 3. Drive safely! One of the biggest factors in the cost of your insurance is your driving record. Keep a clean driving record by obeying traffic laws. 4. Pay your bills on time! Did you know that your credit score is a leading contributing factor to your rates! Keep your credit score high to keep your insurance costs low. 5. Refrain from filing small claims. Your insurance is meant to cover you from catastrophic losses. Use your insurance for the big stuff. Contact the Mike Schmisek to learn more on how you can save on your Auto Insurance (303) 922-1001
Colorado DUI
by Mike Schmisek According to recent estimates, a DUI conviction can cost as much as $10,000 in the state of Colorado. This expense can primarily come from increased insurance costs over the immediate three to five years following a DUI. If you've been arrested for a DUI, call my office at 303-922-1001. I understand the experience of a DUI can be troubling to your life; both financially and personally. We will treat you with the respect and service we give all our current and prospective clients. A DUI is a very complex situation. Just as you might hire an attorney to guide you through the legal aspects of a DUI; it's equally important to have a licensed insurance professional who can guide you through the complexities of SR22 filings, help you produce the required documents for the DMV, and explain your duties during a license revocation. Your license and your car insurance are too important to trust to a 1-800 number, a lizard or a cartoon character. If you've recently been arrested for a DUI or you're in the process of getting your license back after a DUI, call my office today. It's a move that could keep you from paying too much in insurance premiums over the next few years.
Schedule an appointment with Mike!
Whether you want to talk about moving your insurance to our agency or you're an existing client who would like a Farmers Friendly Review of your policies, Mike would be happy to take the time to meet with you.
The New and Improved My Farmers®
Introducing the new My Farmers - now managing your insurance is simpler and more convenient than ever. With the new look and feel, My Farmers gives you access to your insurance at your convenience, from almost any device. We've completely redesigned the My Farmers experience, giving you easy access to: - Pay bills and manage payment options - Print your digital ID card - View your agents' information - View valuable perks - Policy documents all in one place - Sign up for bill and new document notifications
Life Insurance
Life will throw you its share of curve balls. Life Insurance1 can be your financial catcher's mitt. Let me show you how.

My Hardworking Team

Mike Schmisek, Agency Director
Desi Gutierrez, Sales Director
Desiree Paez-Bornhoft, Account Executive
Charles Morgan - Associate Agent