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John McGarity

Farmers Insurance Agent in Boulder, CO
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Farmers Insurance Agent in Boulder, CO

John McGarity Agency Inc
About Me

As your local Farmers® agent in Boulder, CO, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (303) 443-9981 and I'll be happy to answer any questions you might have.

Languages Spoken: Spanish and English

Years of Experience

I have over 20 years of experience as a Farmers Insurance agent.

Awards and Honors

Topper Club, Life Specialist, Blue Vase, and District Agent of the Year

Neighborhoods Served

Boulder County and Greater Denver Area

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Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

A Different Way To Think About Your Insurance Dollars

A Different Way To Think About Your Insurance Dollars
A Different Way To Think About Your Insurance Dollars
A Personal Insurance Update
We believe in educating our clients on the best way to spend their personal insurance dollars. We understand that it is important to get the best value out of your personal insurance program, and we wanted to offer a few ways you can modify your personal insurance program, and actually add value at the same time. You will not get this kind of education or advice if you buy online insurance products. You want a personal connection with an agent who cares about you, and will help you add value to your auto or home insurance program.
Save Money by Increasing Deductibles (For example only. Actual results may vary from these estimates.)
Many families who purchase homeowner’s and auto insurance policies carry deductibles of $500 or even less. However, as an example, if you were to increase your homeowner’s insurance deductible to $2,500, you might save as much as $700 per year. The average homeowner files a claim once every 15 years (according to the Insurance Institute of America). Therefore, over 15 years you could save $10,500 while only taking on $2,000 more risk.
Some families elect to use a portion of the savings and purchase a personal umbrella policy. The cost of a $1 Million personal umbrella can run between $120 and $500 depending on your individual factors.
We can help you decide what coverage and limits are best for your family, and you may find that we can design a program that actually provides more coverage, or value, for the same price.
Again, these are estimates only, but call us today and let us give you options to consider.
As your local Farmers® agent in Boulder, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, life, home, renters, business insurance and more. Give me a call at (303) 443-9981 and I'll be happy to answer any questions you might have.

Get on the Open Road with Farmers® Motorcycle Insurance

Get on the Open Road with Farmers® Motorcycle Insurance
Get on the Open Road with Farmers® Motorcycle Insurance
On a motorcycle, you can experience the road as you want, without barriers or boundaries. With Farmers, you can choose the coverage you want, with potentially specialized options like coverage for accessories and trip interruptions. Call me today to learn more.
Customizable Home Insurance Packages
Customizable Home Insurance Packages
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can tailor your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
My Hobbies and Favorite Activities
Classic and Vintage cars
Rental Real Estate
Hunting
Is It Time to Review Your Farmers® Business Policy?
Is It Time to Review Your Farmers® Business Policy?
What Kind Of Insurance Does My Small Business Need?
To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is important to educate yourself about liability insurance.
Business Liability Insurance Is Available in Many Different Forms
Commercial General Liability, which is also called CGL, is a very broad insurance product. It covers claims from accidents, injuries, or negligence when the business is at fault. Small businesses may face a wide array of damage charges. Personal injuries, property damage, libel, and slander are just a few examples.
Cyber Liability Insurance, We can provide your firm with the right combination of pricing and coverage. Cyber risk insurance is available at very reasonable premiums. Many of our companies offer coverage to help protect your business from loss.
Product Liability insurance covers legal fees for litigation involving a faulty product. It also covers any personal or property damage charges caused by the defective product.
Professional Liability coverage pays for damages caused by services. It is also called “errors and omissions” coverage. This is for companies that market a service instead of a product. For example, professionals in medical clinics must have medical malpractice coverage.
Employment Practice Liability Insurance policy offers insurance protection against claims and lawsuits that are brought against a business, its officers or directors, or its employees and managers, against harassment, wrongful termination, breach of employment contract, discrimination, invasion of privacy, compensation issues, and employee benefits administration.
There are other types of insurance designed for specialty businesses. The nature of the business determines what type of coverage is necessary.
As your local Farmers® agent in Boulder, CO, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more. Give me a call at (303) 443-9981 and I'll be happy to answer any questions you might have.
Take Farmers® Insurance on Your Next Adventure
Take Farmers® Insurance on Your Next Adventure
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.