

Farmers Insurance Agent in Valley Center, CA
Jeremy Klem
CA Agency License #: 0G63247
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About Jeremy Klem
Born and raised in California, I'm proud to serve Valley Center and the surrounding areas as your local Farmers Insurance® Agent. In the years I've spent living here, I have grown to understand the unique complexities that come with insuring your home, car, or business in the community that we live in. I aim to use my expertise to help make you smarter about your insurance options - whether that be home, auto, business, workers' compensation insurance, and more!
At the Jeremy Klem Insurance Agency Inc., we start by having a friendly conversation and learning about all the aspects of your life. We have five licensed agents at our agency, so you can trust that we will review your coverages to the best of our ability and provide you with a customized plan for your unique lifestyle. Accessibility is of the utmost importance to us, and you can trust that we will always be able to provide fast, reliable, and knowledgeable assistance through understanding your coverages well. Feel free to stop by our office, which is conveniently located over the grade on the corner of Valley Center Road and Woods Valley Road. With over 27 years of insurance industry experience, I have the knowledge and skillset to help you better understand your coverage options. I look forward to working with you, your family, and any commercial business you may have, to make sure that you are properly and affordably covered.We Specialize in High Fire Areas Insurance and SBA Small Business Loan required property insurance.Give me a call at (760) 749-1970 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Education
Licenses
CA Agency License #: 0G63247
Awards and honors

Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab Link Opens in New Tab
Ask me about

When it comes to retirement income, Social Security is important, but for most people, it’s not enough. It’s one leg of a three-legged stool, along with private savings and pensions.
But if you don’t have a defined-benefit pension, how will you fill that retirement gap? What if you outlive your savings?
An annuity can pay an income that can be guaranteed to last as long as you live.
Let’s talk about annuities available through Farmers Financial Solutions® – helping you prioritize your wealth.
Annuities offered through Farmers Financial Solutions, LLC (in NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361 (818) 584-0200

I'm excited to share important coverage options for today's homeowners with the updated Farmers Smart Plan Home® and Farmers Next Generation® homeowners policies in California. Ask me about Cyber and Identity Shield to help you with ID theft and cyberattacks, or Emergency Mortgage Assistance, which can provide up to three months of mortgage payments for covered losses, up to $10,000. There are lots of coverage options to consider, plus more ways to save money.

Teach your child that success usually starts with a plan.

Insurance claims for water damage are 7 times more frequent than claims related to theft or fire.* Drips and leaks can go unnoticed, causing mold and costly damage over time. Call me today to discuss ways you can help protect your home. You may also earn a discount on your Farmers® homeowner’s insurance policy. *https://www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance

Farmers® customers can protect their furry family member and save 5% with pet insurance from Pets Best.

Living too long:
If you outlive your IRA, 401(k), or other savings, how will you maintain your standard of living?
Few jobs today offer defined-benefit pension plans to supplement the minimum income guaranteed by Social Security.
- Annuities can help you accumulate savings for retirement
- Annuities can provide an income guaranteed to last as long as you live
Dying too soon:
What happens if you don’t live long enough to save for the people you love?
Life insurance proceeds can help your loved ones fund goals that outlive you, such as:
- Providing support for a spouse or loved ones
- Paying off a mortgage or business loan
- Paying federal estate or state death taxes
- Leaving a legacy for your children, grandchildren, or beyond
Let’s talk about annuities and life insurance available through Farmers Financial Solutions® – helping you prioritize your wealth.
Annuities offered through Farmers Financial Solutions, LLC (in NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361 (818) 584-0200