Our first promise to you is to call you back and to respond to every inquiry in a prompt and timely manner! Customer service begins with good communication, and getting back with you as quickly as we can, including reaching out to you in the evenings and weekends!
In 1997 I was able to move to the greater North Lake Tahoe-Truckee area and call Tahoe City my home!
Living in the Tahoe area over the past twenty-plus years has been an amazing experience, however, things have changed when it comes to homeowner insurance.
Not everyone understands the challenges of getting homeowner fire insurance and making sure that you have the coverage you need in a high-fire zone like the greater Tahoe area.
Properties located in the California high-fire zone areas have seen things drastically change, from getting new coverage to non-renewals, and cancellations.
Understanding that the Tahoe area has special needs is the first step in finding those insurance solutions for both full-time homeowners and second homeowners.
I personally understand what it is like to have your homeowner's insurance policy canceled and how frustrating it can be to find someone to talk to who understands that there may not be a traditional insurance solution out there for you.
For many, like myself, the California Fair Plan may be your only option for fire coverage. It is the plan that I personally have for my home, so when you call, know that you are talking to someone who has personal experience in getting insurance in the Tahoe area.
At our agency, we specialize in working in the high-fire zone areas, and we can help you understand your options, including getting you the California Fair Plan if that is your only option.
We can also help you understand how that plan works, and why you will also need a DIC (Differences In Conditions) plan to go with the California Fair Plan that only covers Fire, Internal Explosion, and Lighting as perils.
Making sure you have enough coverage and understanding the increases in the cost to re-build, are part of figuring out how much coverage is appropriate for your situation. You’ll learn that the age of the roof has a significant impact on how the policies work.
Perhaps you are a second homeowner and you are looking for short-term vacation rental insurance coverage. Again, we have insurance options for you in the Tahoe market.
As your local Farmers® agent in Tahoe City, CA, our philosophy is to take the time to answer your questions and then find solutions. We want to take the stress out of the insurance buying process for you.
We believe that when you are informed about your insurance coverage options, you’ll be in a better position to make your insurance policy selection.
Whether that is coverage for a Home, Second Home, Auto, the need for an Umbrella policy, special policies like Short-term Vacation Rental coverage for Owners, Renters, Life Insurance, Commercial, Business Insurance, Motorcycle, Boat, and/or Pet Insurance. Give us a call anytime– weekdays, Saturday, Sunday and evenings, at (530) 414-4123 and we are happy to answer any questions you might have.
There are also ways to try to save you money with multi-line discounts. While our local office is located in Tahoe City, we do write policies throughout the state of California, so we can simplify things for you by covering all of your insurance needs.
Give me a call at (530) 414-4123 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.