Farmers Insurance Agent in Tahoe City, CA
Craig Cooper
CA License #: 0M89819Quote & buy online
About Craig Cooper
Our first promise to you is to call you back and to respond to every inquiry in a prompt and timely manner! Customer service begins with good communication, and getting back with you as quickly as we can, including reaching out to you in the evenings and weekends!
In 1997 I was able to move to the greater North Lake Tahoe-Truckee area and call Tahoe City my home!Living in the Tahoe area over the past twenty-plus years has been an amazing experience, however, things have changed when it comes to homeowner insurance. Not everyone understands the challenges of getting homeowner fire insurance and making sure that you have the coverage you need in a high-fire zone like the greater Tahoe area.Properties located in the California high-fire zone areas have seen things drastically change, from getting new coverage to non-renewals, and cancellations. Understanding that the Tahoe area has special needs is the first step in finding those insurance solutions for both full-time homeowners and second homeowners.I personally understand what it is like to have your homeowner's insurance policy canceled and how frustrating it can be to find someone to talk to who understands that there may not be a traditional insurance solution out there for you. For many, like myself, the California Fair Plan may be your only option for fire coverage. It is the plan that I personally have for my home, so when you call, know that you are talking to someone who has personal experience in getting insurance in the Tahoe area.At our agency, we specialize in working in the high-fire zone areas, and we can help you understand your options, including getting you the California Fair Plan if that is your only option.We can also help you understand how that plan works, and why you will also need a DIC (Differences In Conditions) plan to go with the California Fair Plan that only covers Fire, Internal Explosion, and Lighting as perils.Making sure you have enough coverage and understanding the increases in the cost to re-build, are part of figuring out how much coverage is appropriate for your situation. You’ll learn that the age of the roof has a significant impact on how the policies work.Perhaps you are a second homeowner and you are looking for short-term vacation rental insurance coverage. Again, we have insurance options for you in the Tahoe market.As your local Farmers® agent in Tahoe City, CA, our philosophy is to take the time to answer your questions and then find solutions. We want to take the stress out of the insurance buying process for you. We believe that when you are informed about your insurance coverage options, you’ll be in a better position to make your insurance policy selection.Whether that is coverage for a Home, Second Home, Auto, the need for an Umbrella policy, special policies like Short-term Vacation Rental coverage for Owners, Renters, Life Insurance, Commercial, Business Insurance, Motorcycle, Boat, and/or Pet Insurance. Give us a call anytime– weekdays, Saturday, Sunday and evenings, at (530) 414-4123 and we are happy to answer any questions you might have.There are also ways to try to save you money with multi-line discounts. While our local office is located in Tahoe City, we do write policies throughout the state of California, so we can simplify things for you by covering all of your insurance needs.Give me a call at (530) 414-4123 and I'll be happy to answer any questions you might have.
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure itâs keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance â and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. Youâre an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
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In the greater Lake Tahoe - Truckee area many locations/properties are being classified as “high-fire”, and your homeowner insurance selection may be limited. We can help you figure out your options, which may include the California Fair Plan along with a DIC (Differences in Conditions, perils not covered by CA Fair Plan) policy if a traditional homeowner policy is not available for your property. We help full-time owners and second homeowners. We also help homeowners that are looking for short-term rental coverage for their properties. We have options and solutions to meet your needs. Call us today to learn more at 530-414-4123. Subject to restrictions
The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. If you’re in an accident, our goal at Farmers ® is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call us today for more information 530-414-4123
Life insurance proceeds could help your family stay in their home if something happens to you. I’m here to help. Let’s review your financial situation and coverage options so you can be more comfortable with your life insurance choices.
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You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings – call us today for more information 530-414-4123
Farmers® agents can meet with you in person or online to help you review your existing coverage, so you can confidently decide how to keep up with your changing insurance needs.
- As your life changes, your policy should too.
Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.
- Review your coverage and possibly save money.
Just as you continue to change and grow, Farmers® has been growing for nearly 100 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). During your Farmers Friendly Review® we can discuss available discounts so you can select the coverage that best fits your needs.
- How often should you have a Farmers Friendly Review® session?
We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.
Farmers agents are small business owners like you. We know from experience the unexpected happens. Give me a call 530-414-4123 to learn more about our coverage and get a quote today!
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