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Michael Denardi

Rating 5.0
Farmers Insurance Agent in Santa Cruz, CA
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Contact Info


2301 Mission St
Ste A
Santa Cruz, CA 95060

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Phone Numbers

(831) 426-7353(831) 426-7353
(831) 426-5964

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Contact me

Farmers Insurance Agent in Santa Cruz, CA

Michael Joseph Denardi
About Me

Rating 5.0

Born and raised in California, I'm proud to serve Santa Cruz, CA and the surrounding areas as your local Farmers Insurance® Agent.

At The Michael Denardi Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options. We will ensure that this process is straightforward and personalized to help you select the most comprehensive, cost-effective solution.

With over 9 years of insurance industry experience with Farmers, I have the knowledge and skill-set to help you better understand your coverage options--whether that be for auto, home, commercial, life insurance, and much more!

Give me a call at (831) 426-7353 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 1 year of experience as a Farmers Insurance agent.

Neighborhoods Served

San Jose, Los Gatos, San Francisco, Palo Alto, and Mountain View



CA License #: 0L80414

Insurance Products Offered

Auto Insurance
Home Insurance
Life Insurance1

Ask Me About:

The personalized service that comes with your Farmers homeowners coverage might be the best recommendation for adding a Farmers auto policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
Help replace the income that makes your goals possible. Life insurance can be a key part of helping you protect your loved ones’ financial future.

PWS LD-04 10/17
Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!
You’ve worked hard for your car, home, savings — your success. And personal umbrella coverage can help you protect these assets from the unexpected.

Umbrella insurance provides additional liability coverage — over and above the limits on your auto and other personal liability policies. This extra protection is available in $1 million increments up to $10 million. And $1 million of coverage can cost less than $1 a day.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.

Frequently Asked Questions:

Recent Reviews for Michael Denardi

Rating 5.0
13 Customer Reviews
  • Rating 5.0
    Excellent customer service
  • Rating 5.0
    Michael is always available, always helpful, always friendly, always responsive. Thank you, Michael!
  • Rating 5.0
    He is the Best insurance agent ever. He really knows insurance. He explain everything so I can understand it. He’s very patient and professional. And he always goes the extra mile. Thank you so much Michael. You’re amazing!!!!
  • Rating 5.0
    Debbie is wonderful
  • Rating 5.0
    Debie has always been professional, prompt and friendly ! She’s great !
  • Rating 5.0
    Thank you Michael, you and your staff are always professional courteous and quick to take care of my needs always a good experience dealing with you guys. I will definitely recommend you to anybody that has insurance needs.
  • Rating 5.0
    He is so helpful so knowledgeable and I really really appreciate him he explained everything in detail he’s just so awesome thank you for having him as an agentHis service is so personalized he’s even giving me his cell phone number in case of any emergency I love it thank you
  • Rating 5.0
    I was treated like family
  • Rating 5.0
    Great customer service
  • Rating 5.0
    The agent was helpful and did research to lower premium.
    Was friendly and respectful.
    9 out of 10 with 10 best
  • Rating 5.0
    Debbie solved all my problems in one visit.
  • Rating 5.0
  • Rating 5.0
    Debie assisted w/ my enrollment. She was very friendly, knowledgeable, and easy to work with. Great job!
Displaying 1 - 3 reviews of 13