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Farmers Insurance Agent in San Marcos, CA
Joseph David SpragueJoseph Sprague Insurance Agency, Inc.About Me
As your local Farmers® agent in San Marcos, Ca, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more. I specialize in Life Insurance and I am also a Registered Representative* with Farmers Financial Solutions.
Give me a call at (760) 471-1151 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Years of Experience
Neighborhoods Served
Licenses
CA Agency License #: 0M82298
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
USE REFERRAL CODE: 995133N
Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.
Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See Farmersrewardsvisa.com for Rewards Terms and Conditions.
We've completely redesigned the My Farmers experience, giving you easy access to:
- Pay bills and manage payment options
- Print your digital ID card
- View your agents' information
- View valuable perks
- Policy documents all in one place
- Sign up for bill and new document notifications
To learn more about the Signal® app, give me a call, or visit farmers.com/signal.
Frequently Asked Questions:
Recent Reviews for Joseph Sprague
- January 6, 2021Rating 5.0Joseph has my made my Farmers experience that much better. After my last agent retired I was assigned a new agent. After many problems with my “assigned” agent, I found Joseph and he has been exceptional at help me get the best coverage for my needs.
- December 23, 2020Rating 5.0All good
- November 21, 2020Rating 5.0Whenever I need help or have questions Joe is prompt and extremely helpful.
- July 10, 2020Rating 5.0very respectful and thoughtful
- April 15, 2020Rating 5.0GREAT SERVICE!!!
- February 13, 2020Rating 5.0Joe was extremely helpful and knowledgeable. He made sure I understood everything I was getting and declining. He made me feel very comfortable and secure about my coverage. I am very happy with my experience and already have been referring people to him.
- January 13, 2020Rating 5.0My experience was great. Joe is a consummate professional.
- January 6, 2020Rating 5.0I recently switched all of my auto insurance over to Joe as I wanted an actual person that I could speak to when I need help. I was so pleased as I got a policy with much better coverage at about the same price. Joe was so good at explaining everything to me. I also signed up for a new life policy from Joe.
Im so glad I switched and look forward to many years with Farmers and Joe - January 5, 2020Rating 5.0Most professional and candid. Awesome work and service. Thank you
- January 5, 2020Rating 5.0Always great service and great coverage!
- November 27, 2019Rating 5.0Wey justo want yo thanks for all of this years ir good service.
- September 11, 2019Rating 5.0Great experience. Joseph does great in getting me the best deal for my auto insurance needs . He is easy to reach and solves any issues or questions I have in a timely manner.
- September 3, 2019Rating 5.0He’s been very nice so far.
- August 30, 2019Rating 5.0Awesome job helping and explaining
- August 28, 2019Rating 5.0Quickly accommodated my requests, researched the topics, and came back with solutions to my two issues.
- June 22, 2019Rating 5.0Very helpful and efficient. A pleasure to deal with
- April 11, 2019Rating 5.0Always trying to find the best solution for us
- February 8, 2019Rating 5.0Joseph has been amazing at helping me with me all of my insurance needs! Thank you!
- January 29, 2019Rating 5.0Excellent service, Joe did a very good job!
- January 26, 2019Rating 5.0We have worked with Joseph for more than three years, he is always sincere and very helpful.