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Joy Swann Cottle

Farmers Insurance Agent in San Luis Obispo, CA
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Farmers Insurance Agent in San Luis Obispo, CA

About Me

Located in downtown San Luis Obispo, CA, the Joy Swann Agency helps clients personalize insurance protection to their unique situation. We have knowledge and experience, and want you to know options for protecting your family, your property, your business, and even your toys. Along with my great team, I offer a unique combination of professional experience, education, entrepreneurial success and motherhood, which has earned me the fond title of ‘Mama Bear’ among clients and friends alike! We are also available via text at the number below!

Give me a call at (805) 548-8530 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 6 years of experience as a Farmers Insurance agent.

Awards and Honors

Championship Qualifier

Neighborhoods Served

San Luis Obispo, Atascadero, Morro Bay, Los Osos, and Pismo Beach

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Insurance Products Offered

*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Smart Insurance Discounts in California

Piggy bank with pile of coins shaped like the continental US
Smart Insurance Discounts in California

As your local Farmers agent in San Luis Obispo, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to California residents.

Is It Time to Review Your Life Insurance Policy?

Is It Time to Review Your Life Insurance Policy?
Is It Time to Review Your Life Insurance Policy?
How much has your life changed in the last few years? Whether you’ve gotten married, had children or started a small business, it’s a good idea to review your Farmers® life insurance policy. Call me today so we can discuss ways for you to provide coverage for the people who depend on you.
Proud season sponsor of San Luis Obispo Repertory Theatre (SLO REP)
Proud season sponsor of San Luis Obispo Repertory Theatre (SLO REP)
Honoring our 70 year history as San Luis Obispo Little Theatre while building our future as San Luis Obispo Repertory Theatre, a professional, nonprofit, regional theatre.
My Hobbies and Favorite Activities
Organizing community get-togethers
Volleyball
Spending time with family
Bugsy, our Ambassador of Goodwill
Bugsy, our Ambassador of Goodwill
We offer the strength of size of Farmers® combined with the warmth, personal service, and care of being a small local agency. Please come on by the office anytime to say hello, pet Bugsy (our Dachshund and ambassador of goodwill), or enjoy a fresh latte from our espresso bar!
Is It Time to Review Your Farmers® Business Policy?
Is It Time to Review Your Farmers® Business Policy?
Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!

My Hardworking Team

Jackie Charmley
Office Manager
Charlotte (Charlie) Hembree
Agency Support