Business Insurance Agent in San Francisco, CA
If you’re like most business owners, you don’t have much time to spend on insurance. That’s where I come in. My name is Steven Tong and I’m a small business owner in California.
As a Farmers® agent, I work with local businesses like yours to help you identify and minimize risks. Whether you’re researching property, liability, or workers’ compensation coverage, I’d like to sit down with you and discuss your commercial insurance options. Just give me a call at (415) 922-7122 or (510) 289-3338.
Business Insurance Coverage Types
Local Business Owners Ask Me About


Commercial Property Insurance
Protect your business with Farmers coverage for your building, equipment, inventory and operating income. Let’s have a conversation about it today.


Business Liability Insurance
You might face legal action from customer injuries, data breaches, product defects and more. Liability insurance can help you protect your business.


Workers' Compensation Insurance
Concerned about injuries, OSHA regulations, and workers’ compensation fraud? Let’s discuss how Farmers can help you protect your employees and business.


Commercial Umbrella Coverage
Does your business have enough liability coverage for injuries to customers, auto accidents and lawsuits? Let’s talk about umbrella insurance.


Loss Control Services
Would you like help preventing injuries, training workers and creating a safer workplace? That’s exactly what Farmer loss control services can provide.
Industries In Which I Specialize


Apartment Owner Insurance
Apartment owners are vulnerable to risks like weather, tenant injury, vandalism and theft. I can help as you choose the coverage you want.


Commercial Real Estate Insurance
Real estate comes with risks like property damage, liability and loss of rents. Let’s discuss how Farmers coverage can help as you protect your investment.


Homeowners Association (HOA) Insurance
Homeowners associations are concerned about visitor safety, property damage and managing funds. You can help protect your HOA with Farmers coverage.


Insurance for Offices
Running an office comes with risks like injury to visitors, loss of data and theft. Learn how Farmers can help as you protect your business.


Restaurant Insurance
Restaurants are vulnerable to risks like fire, theft and injury to workers. Let’s discuss Farmers coverage options so you can decide what you want.
Industries I Serve
Apartment Owner Insurance
For owners of small apartment buildings, large apartment complexes and everything in between.
Auto Service & Repair Shop Insurance
For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
Commerical Real Estate Insurance
For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
Education & Non-Profit Insurance
For organizations including museums, schools and civic groups.
Property Maintenance Insurance
For independent contractors such as plumbers, electricians, landscapers and painters.
Homeowners Association (HOA) Insurance
For governing bodies that manage the common areas and other aspects of a homeowners association.
Hotel & Motel Owner Insurance
For the owners of hotels, motels and bed and breakfasts.
Manufacturing Insurance
For companies that manufacture products of virtually any type.
Office Insurance
For the offices of independent professionals such as doctors, lawyers and consultants.
Religious Organization Insurance
For churches, synagogues, mosques, temples and other types of religious organizations.
Restaurant Insurance
For owners of quick service, casual and fine dining restaurants.
Food Truck Insurance
For owners of food trucks.
Retail Store Liability Insurance
For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
Wholesale Business Insurance
For businesses that provide wholesale goods and services to retail industries.