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Jianhong Zhou
You might not live exactly like your parents. Why should you insure your home in the exact same way? Choose coverage for your lifestyle and get the quality coverage you want. I can help you explore coverage options for your life today. Im Jianhong Zhou, and I work with individuals, families, and small businesses in San Ramon, CA. .As your local Farmers® agent, I can help you understand your options for insuring your home and personal property. If you'd like to learn more about how you can protect your home, give me a call today at +1 510-656-1009.
Home insurance can provide coverage in three main ways:
Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental perils like fire, wind, lightning, falling objects and vandalism. This is the coverage homeowners generally think of first when selecting insurance.
Personal Property coverage is for your personal belongings. I'm talking about items from furniture and electronics to pots and pans to lawnmowers and garden tools. If these items are lost or destroyed by a covered event, your policy can help if you need to replace them.
The third component of your home policy is liability coverage. It can provide coverage to help you in case you're financially responsible for injury to others or damage to their property from a covered loss under the policy. This coverage may also extend beyond your home from a covered loss that happens away from your home, and in fact follows you anywhere in the world.
With a Farmers homeowners insurance policy, choose coverages and options you want for your home and personal property. Start by choosing one of our standard coverage levels – Farmers Smart Plan Home® Standard or Enhanced packages, or Farmers Next Generation® Homeowners. Then make it your own with optional coverages, limits, and loss settlement options of your choice, including:
Let's discuss your insurance options, so you can choose the coverage you want. This information provides only a general description of coverages and potential discounts. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy including applicable endorsements. Contact Farmers for details and additional information.
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