Farmers Insurance Agent in San Jose, CA
Rachel Oster-Payne
CA License #: 0834938Quote & buy online
About Rachel Oster-Payne
I have been with Farmers® Insurance since 1994. My father was an agent who encouraged me to get my insurance license so that one day I could take over his agency when he retired. I came from a background of aerospace engineering (B.S Engineering, the University of Michigan, Ann Arbor) where I had spent time working for a defense contractor in San Jose on supersonic ramjets. I then obtained a teaching credential and taught everything from elementary school and middle school math, to working in special education with profoundly disabled students. I eventually decided to try my hand at insurance and worked alongside my dad for five years. I built up my agency and when my father retired in 2001, I added his agency to mine. I learned a lot by watching my dad. Both his successes and failures taught me what to do and not to do in business. The best part of this job is helping my clients when they need the knowledge and support of their agent. As your personal Farmers Insurance agent located in San Jose, I believe in keeping you informed of ways you can help protect what's important to you. Whether you're looking for auto insurance, homeowners insurance, life insurance, or specialty coverage, I will provide you options so you can select the products that best fit your insurance needs. Auto Insurance at Farmers Insurance offers a variety of auto insurance products to fit your needs. In case you're involved in an accident, Farmers auto, motorcycle & car insurance can help provide financial protection for you and your family. Whether you need homeowners insurance or renters insurance, Farmers offers home insurance coverage for protecting you and your belongings. Farmers Insurance also offers life insurance, business insurance, and motorcycle insurance so you can help protect your hard earned assets. Call us today for a competitive quote to help save money & better protect your family and their financial future!
Give me a call at and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Education
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Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
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