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James Oliver

5.0
Rating 5.0
Farmers Insurance Agent in Port Hueneme, CA
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Learn more about the insurance products we offer:

Contact Info

Address

249 E Channel Islands Blvd
Port Hueneme, CA 93041
US

Get Directions

Phone Numbers

Office:
(805) 985-5488(805) 985-5488
Fax:
(805) 985-2866

Office Hours

Day of the WeekHours
Mon:9:00 AM - 5:30 PM
Tue:9:00 AM - 5:30 PM
Wed:9:00 AM - 5:30 PM
Thu:9:00 AM - 5:30 PM
Fri:9:00 AM - 5:30 PM
Sat:Closed
Sun:Closed
by appointment
Contact me

Farmers Insurance Agent in Port Hueneme, CA

James Avery Oliver
About Me

5.0
Rating 5.0

As a resident of California for nearly my entire life, I am proud to represent the people of Port Hueneme as your local Farmers® agent. Here at the Jim Oliver Agency, we pride ourselves on being a resource for all of our clients when it comes to your options on auto, home, life, and business insurance.

Throughout my career with Farmers, many things have changed, but the constant is my commitment to educating each and every client to make smarter insurance decisions. Don't hesitate to reach out and we can get to work on protecting all you've worked so hard to build.

Give me a call at (805) 985-5488 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 28 years of experience as a Farmers Insurance agent.

Education

Pepperdine University, 1980 and Buena High School, 1976

Neighborhoods Served

Port Hueneme, Oxnard, Ventura, Camarillo, and Santa Paula

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Licenses

CA License #: 0826231

Insurance Products Offered

Business Insurance

Ask Me About:

After the large fires in California the past few years, there are areas where some Insurance Companies are no longer going to insure homes. This becomes a problem if you purchase a home in one of these areas or if the company you currently insure with decides to non-renew the policies they have in these same areas.

This can create some anxiety but I want to tell you that you can still get coverage. Depending on your home’s location you might even have some options. So if you are facing non-renewal or the home you have fallen in love with and would like to buy sits in one of the high Fire Line areas, give me a call at (805)985-5488 and we can discuss your options.
Do you recall the last time your insurance rates went down? Now I’m not talking about after your 3 speeding citations fell off your record but an honest rate reduction. I deal with this every day and I can’t recall either, other than to say it has been a while. My only claim in the past 25 years was due to hail damage to a rental car while in Oklahoma for my daughter’s college graduation in 2013! So why do my rates go up?

The cars of today are engineered with a lot of safety features which save a lot of lives when crashes occur. If you want to see how far safety engineering has come, watch Ryan Newman’s crash at the Daytona 500 this year. He walked out of the hospital 2 days later! But all this safety equipment costs money when damaged in an accident. Cameras in the bumpers. All those airbags. Windshields with sensors and heads-up displays. Sensors in the rearview mirrors. 15 years ago my agency would have 2 to 3 total losses every year but today 30% of the accidents result in total losses. Accident frequency is also up mostly due to distracted driving. More accidents = higher premiums for us all.

What can you do to offset this? 1st you can drive and live safely which will help keep your premiums down. 2nd if you can afford it, you can accept more of the risk yourself by having a larger deductible. If you would like to discuss this please send me an email or call me at (805)985-5488

R.J. Frank Academy of Marine Science & Engineering

I was proud to present local 6th-grade teacher, Claudia Pantoja with a gift card to help provide school supplies to her wonderful class. The Jim Oliver Agency is always happy to help support our local schools!

Learn More

This blog is about something that we don’t want to think about even though it is important to think about when planning for your family’s financial future. It is about Life Insurance.

I lost my kid brother a few months ago. He was 57 years old. His life was running along great; perfect family; been a Ventura County Fireman for 20+ years; looking forward to retirement. A few years back during a routine physical he was diagnosed with prostate cancer. Last month it got the best of him and it has been tough for his wife, kids, grandkids, and his extended family as we have all been close.

It is difficult to see any bright spots in these circumstances but something I am thankful for is that my brother bought life insurance 20+ years ago. He thought ahead and made sure that in the event the unthinkable happened, those he loved and cared for did not have to scramble around to figure out what to do. The family home is still in the family. The bills still get paid.

So please take some time to look at how you have prepared for your family in the event of your death. If you think you may have some holes in your plan or you have no plan at all, please give me a call, 805-985-5488 and we can help you figure out what works best for you and your circumstances. Of all the claims I get involved in, none give me greater satisfaction than giving the family who has lost someone they love, the life insurance proceeds to help them financially carry on with their lives.

PWS 302288.2 08/19
My oldest son had his Yamaha motorcycle stolen from his house a few weeks back, and as it was an older bike, he did not carry any physical damage coverage on it. In a separate incident, there was a house fire that did major damage to the garage and the 2 cars parked in it. My son thought he might have some theft coverage on his homeowner’s policy for the bike. Neither of these losses had coverage under the homeowner’s policy. For vehicles, whether it is a car or motorcycle, each needs to be insured for theft, vandalism, or collision on its own policy.

Thirty years ago you could buy a new car and sign two documents; a Sales Agreement and DMV Registration. If you have purchased a new car recently, you know there is a stack of documents you are required you to read and sign. Purchasing a home is the same; what was simple has now become complex to the point few people read what they are signing. With a new car or new home, you at least have a good idea of what you just purchased.

With an insurance policy, it is not so easy. Insuring your car or home is much more complex as you can experience many different types of problems. Everyone assumes a homeowner’s policy insures your home if it is damaged by a fire, but what about mold or termite damage, or theft of cash? What about hiring an acquaintance to clean your house and they injure themselves somehow? Do you have coverage for this?

If your car is broken into and personal items are taken. Do you have coverage for this?

Many different things can happen in our lives and while we know accidents happen and we assume some risks every day, having knowledge of what risks we are accepting ourselves is important. Whether you think your situation is complex or simple, if you have a question about what is covered, you should give me a call at (805)985-5488.
Starting and running a small business is an exciting adventure. After getting everything set up, you then have to work on getting the phone to ring or people to come in the door so you can make a sale. Cash flow is your business’ lifeblood and to help protect it, you need to be certain you have the proper insurance coverage. Most Landlords will require you to have General Liability per your lease agreement. But what about the loss of inventory due to a fire or water pipe burst that starts in another part of the building? Or what about being out of business while repairs are made to the building? Coverage for inventory, business equipment or tools, and business interruption are only a few of the things to consider when insuring your business.

If uncertain about what exact coverage you have, get your policy out and have a look. If you have any questions with the “insurance speak”, feel free to give me a call. (805)985-5488

Frequently Asked Questions:

Recent Reviews for James Oliver

5.0
Rating 5.0
8 Customer Reviews
  • Rating 5.0
    Great Service
    Response from James
    Thank you for your business Patrick! Jim
  • Rating 5.0
    Excellent service at a very difficult time for us. Jim was great!
    Response from James
    Glad we could be of service Robert. Let us know if there is any other way we can help out. Jim
  • Rating 5.0
    Mr. Oliver always provides me with excellent customer service. He addresses matters as soon as possible and always returns calls.

    I have not complaints. He makes dealing with Farmers’s that much more pleasurable.
    Response from James
    Glad to be of help with all your insurance needs Valerie. We appreciate your business. Jim
  • Rating 5.0
    Always excellent service
    Response from James
    Thanks for the review Donavan. We are here to help with all your insurance needs. Jim
  • Rating 5.0
    You. By far meet my insurance needs I thank the whole staff
    Response from James
    Thanks for the nice review Michael. We appreciate your business. Jim
  • Rating 5.0
    Jim has always been wonderful. Any changes are always quick and easy.
    Response from James
    Thanks for the nice review Tammy. It has been nice doing business with you and your family over the years. Jim
  • Rating 5.0
    Thank you for helping us!
    Response from James
    Glad to be of help! We appreciate your business Javier.
  • Rating 5.0
    Mr. Oliver is always helpful. He also responds to any questions or concerns we have quickly. My family has been insured with him for many years and we enjoy doing business with him.
    Response from James
    Thank you Barbara for the nice review. We appreciate your business.
Displaying 1 - 3 reviews of 8