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James Oliver

4.8
Rating 4.8
Farmers Insurance Agent in Port Hueneme, CA
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Contact Info

Address

249 E Channel Islands Blvd
Port Hueneme, CA 93041
US

Get Directions

Phone Numbers

Office:
(805) 985-5488(805) 985-5488
Fax:
(805) 985-2866

Office Hours

Day of the WeekHours
Mon:9:00 AM - 5:30 PM
Tue:9:00 AM - 5:30 PM
Wed:9:00 AM - 5:30 PM
Thu:9:00 AM - 5:30 PM
Fri:9:00 AM - 5:30 PM
Sat:Closed
Sun:Closed
by appointment
Contact me

Farmers Insurance Agent in Port Hueneme, CA

James Avery Oliver
About Me

4.8
Rating 4.8

As a resident of Ventura County for nearly my entire life, I am proud to be your local Farmers Insurance Agent located in Port Hueneme, California. We serve Port Hueneme, Oxnard, Ventura, Camarillo, Santa Paula, and surrounding areas as your local Farmers® agent. Here at the Jim Oliver Agency, we pride ourselves on being a resource for all of our clients when it comes to your options on auto, home, life, and business insurance.

With over 30 years of insurance industry experience, I have seen many things change. The constant is my commitment to educating each and every client to make smarter insurance decisions. Don't hesitate to reach out and we can get to work on protecting all you've worked so hard to build.

I invite you to stop by the office which is conveniently located on the corner of East Channel Islands Blvd and Madera Circle, across from the Port Hueneme Naval Base. I look forward to meeting you and welcoming you to my agency.

Give me a call at (805) 985-5488 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 30 years of experience as a Farmers Insurance agent.

Education

Pepperdine University, 1980 and Buena High School, 1976

Neighborhoods Served

Port Hueneme, Oxnard, Ventura, Camarillo, and Santa Paula

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Licenses

CA License #: 0826231

States Licensed In

CA

Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance

Ask Me About:

After the large fires in California the past few years, there are areas where some Insurance Companies are no longer going to insure homes. This becomes a problem if you purchase a home in one of these areas or if the company you currently insure with decides to non-renew the policies they have in these same areas.

This can create some anxiety but I want to tell you that you can still get coverage. Depending on your home’s location you might even have some options. So if you are facing non-renewal or the home you have fallen in love with and would like to buy sits in one of the high Fire Line areas, give me a call at (805)985-5488 and we can discuss your options.
In these crazy times most everyone is looking to save some money, and generally most of us are doing less driving. Since the State of California determined some years ago that auto insurance rates could not be based on your zip code, annual miles driven is one of the major factors in determining auto rates.

​If you think you are currently driving less these days give me a call, 805-985-5488, or send me an email, joliver@farmersagent.com, so we can look at the numbers.

Maybe you will save some money!

R.J. Frank Academy of Marine Science & Engineering

I was proud to present local 6th-grade teacher, Claudia Pantoja with a gift card to help provide school supplies to her wonderful class. The Jim Oliver Agency is always happy to help support our local schools!

Learn More

This blog is about something that we don’t want to think about even though it is important to think about when planning for your family’s financial future. It is about Life Insurance.

I lost my kid brother a few months ago. He was 57 years old. His life was running along great; perfect family; been a Ventura County Fireman for 20+ years; looking forward to retirement. A few years back during a routine physical he was diagnosed with prostate cancer. Last month it got the best of him and it has been tough for his wife, kids, grandkids, and his extended family as we have all been close.

It is difficult to see any bright spots in these circumstances but something I am thankful for is that my brother bought life insurance 20+ years ago. He thought ahead and made sure that in the event the unthinkable happened, those he loved and cared for did not have to scramble around to figure out what to do. The family home is still in the family. The bills still get paid.

So please take some time to look at how you have prepared for your family in the event of your death. If you think you may have some holes in your plan or you have no plan at all, please give me a call, 805-985-5488 and we can help you figure out what works best for you and your circumstances. Of all the claims I get involved in, none give me greater satisfaction than giving the family who has lost someone they love, the life insurance proceeds to help them financially carry on with their lives.

PWS 302288.2 08/19
This past year has opened the door for more people to work from their homes. And while there may be some benefits, ie, less miles driven on your car, less money on a professional wardrobe, this has created some potential GAPS in your insurance coverage.

One is regarding your Homeowner’s or Renter’s insurance. In the event of a liability or property damage loss from your home office, you won’t necessarily have coverage. You need to have this activity endorsed onto your policy, and the good news is, in some cases it won’t cost you more than you are currently paying.

If you have found yourself working from your home these days and have questions about your individual circumstances, give me a call at (805)985-5488 or shoot me an email at joliver@farmersagent.com

Jim
In the aftermath of the Thomas Fire, there is one group where a majority suffered uninsured losses, and this is people who rented apartments or homes. Many people lost their personal belongings in the fire but their lives were also made more complex because they had to find a new place to live. This involves paying first and last month’s rent along with a cleaning deposit, but before they even sign a new lease, they probably spent several days to weeks in a hotel or short-term shelter.
These additional living expenses are paid by the Insurance Company for those who had a Renter’s Policy. To file a claim for Additional Living Expenses, the whole place does not need to burn down. I have had clients that had to vacate their apartment for a week while the Landlord repaired a broken water pipe or because the downstairs neighbor had a fire creating some smoke problems in their place.
What is the cost of a basic Farmers Insurance Renter’s policy in the Ventura/Oxnard area? About $11 per month. And if you have your cars already insured with Farmers, and you figure the discount added to your auto policies, the monthly cost is even less.

So if you fit in the “Renter” category and do not yet have a Renter’s policy, you might want to look into covering this area of your life. If you have any questions on this or would like to know what your specific cost would be, give me a call, (805)985-5488, or send me an email, joliver@farmersagent.com

Frequently Asked Questions: