Farmers Insurance Agent in Port Hueneme, CA
James Avery OliverAbout Me
As a resident of California for nearly my entire life, I am proud to represent the people of Port Hueneme as your local Farmers® agent. Here at the Jim Oliver Agency, we pride ourselves on being a resource for all of our clients when it comes to your options on auto, home, life, and business insurance.
Throughout my career with Farmers, many things have changed, but the constant is my commitment to educating each and every client to make smarter insurance decisions. Don't hesitate to reach out and we can get to work on protecting all you've worked so hard to build.
Give me a call at (805) 985-5488 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
This can create some anxiety but I want to tell you that you can still get coverage. Depending on your home’s location you might even have some options. So if you are facing non-renewal or the home you have fallen in love with and would like to buy sits in one of the high Fire Line areas, give me a call at (805)985-5488 and we can discuss your options.
The cars of today are engineered with a lot of safety features which save a lot of lives when crashes occur. If you want to see how far safety engineering has come, watch Ryan Newman’s crash at the Daytona 500 this year. He walked out of the hospital 2 days later! But all this safety equipment costs money when damaged in an accident. Cameras in the bumpers. All those airbags. Windshields with sensors and heads-up displays. Sensors in the rearview mirrors. 15 years ago my agency would have 2 to 3 total losses every year but today 30% of the accidents result in total losses. Accident frequency is also up mostly due to distracted driving. More accidents = higher premiums for us all.
What can you do to offset this? 1st you can drive and live safely which will help keep your premiums down. 2nd if you can afford it, you can accept more of the risk yourself by having a larger deductible. If you would like to discuss this please send me an email or call me at (805)985-5488
R.J. Frank Academy of Marine Science & Engineering
I was proud to present local 6th-grade teacher, Claudia Pantoja with a gift card to help provide school supplies to her wonderful class. The Jim Oliver Agency is always happy to help support our local schools!
I lost my kid brother a few months ago. He was 57 years old. His life was running along great; perfect family; been a Ventura County Fireman for 20+ years; looking forward to retirement. A few years back during a routine physical he was diagnosed with prostate cancer. Last month it got the best of him and it has been tough for his wife, kids, grandkids, and his extended family as we have all been close.
It is difficult to see any bright spots in these circumstances but something I am thankful for is that my brother bought life insurance 20+ years ago. He thought ahead and made sure that in the event the unthinkable happened, those he loved and cared for did not have to scramble around to figure out what to do. The family home is still in the family. The bills still get paid.
So please take some time to look at how you have prepared for your family in the event of your death. If you think you may have some holes in your plan or you have no plan at all, please give me a call, 805-985-5488 and we can help you figure out what works best for you and your circumstances. Of all the claims I get involved in, none give me greater satisfaction than giving the family who has lost someone they love, the life insurance proceeds to help them financially carry on with their lives.
PWS 302288.2 08/19
Thirty years ago you could buy a new car and sign two documents; a Sales Agreement and DMV Registration. If you have purchased a new car recently, you know there is a stack of documents you are required you to read and sign. Purchasing a home is the same; what was simple has now become complex to the point few people read what they are signing. With a new car or new home, you at least have a good idea of what you just purchased.
With an insurance policy, it is not so easy. Insuring your car or home is much more complex as you can experience many different types of problems. Everyone assumes a homeowner’s policy insures your home if it is damaged by a fire, but what about mold or termite damage, or theft of cash? What about hiring an acquaintance to clean your house and they injure themselves somehow? Do you have coverage for this?
If your car is broken into and personal items are taken. Do you have coverage for this?
Many different things can happen in our lives and while we know accidents happen and we assume some risks every day, having knowledge of what risks we are accepting ourselves is important. Whether you think your situation is complex or simple, if you have a question about what is covered, you should give me a call at (805)985-5488.
If uncertain about what exact coverage you have, get your policy out and have a look. If you have any questions with the “insurance speak”, feel free to give me a call. (805)985-5488
Frequently Asked Questions:
- April 3, 2020Rating 5.0Great ServiceResponse from JamesApril 3, 2020Thank you for your business Patrick! Jim
- April 22, 2019Rating 5.0Excellent service at a very difficult time for us. Jim was great!Response from JamesMay 17, 2019Glad we could be of service Robert. Let us know if there is any other way we can help out. Jim
- November 30, 2018Rating 5.0Mr. Oliver always provides me with excellent customer service. He addresses matters as soon as possible and always returns calls.
I have not complaints. He makes dealing with Farmers’s that much more pleasurable.Response from JamesDecember 3, 2018Glad to be of help with all your insurance needs Valerie. We appreciate your business. Jim
- October 3, 2018Rating 5.0Always excellent serviceResponse from JamesOctober 3, 2018Thanks for the review Donavan. We are here to help with all your insurance needs. Jim
- August 2, 2018Rating 5.0You. By far meet my insurance needs I thank the whole staffResponse from JamesAugust 2, 2018Thanks for the nice review Michael. We appreciate your business. Jim
- June 29, 2018Rating 5.0Jim has always been wonderful. Any changes are always quick and easy.Response from JamesJune 29, 2018Thanks for the nice review Tammy. It has been nice doing business with you and your family over the years. Jim
- April 23, 2018Rating 5.0Thank you for helping us!Response from JamesApril 23, 2018Glad to be of help! We appreciate your business Javier.
- April 5, 2018Rating 5.0Mr. Oliver is always helpful. He also responds to any questions or concerns we have quickly. My family has been insured with him for many years and we enjoy doing business with him.Response from JamesApril 5, 2018Thank you Barbara for the nice review. We appreciate your business.