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Ann Appel

Rating 4.8
Farmers Insurance Agent in Monterey, CA
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Contact Info


69 Soledad Dr
Monterey, CA 93940

Get Directions

Phone Numbers

(831) 655-3413(831) 655-3413
(831) 655-3414

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
After Hours and Weekends by Appointment
Contact me

Farmers Insurance Agent in Monterey, CA

Ann Appel
About Me

Rating 4.8

As your local family owned Farmers® agent in Monterey, CA, my agency has been supporting family and businesses on the Monterey Peninsula for over 27 years. We pride ourselves in excellent customer service and insurance knowledge. Please stop by and meet my family and staff. We offer auto, home, earthquake, flood, life, umbrella, business insurance, workers compensation, an various financial services*. Literally a one-stop shop for all your insurance needs.

Give me a call at (831) 655-3413 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 17 years of experience as a Farmers Insurance agent.

Awards and Honors

Topper 4x

Neighborhoods Served

Monterey Peninsula, Pebble Beach, Carmel/Carmel Valley, Salinas, and North/South Valley



CA License #: 0D74291

Insurance Products Offered

Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

Piggy bank with pile of coins shaped like the continental US

As your local Farmers agent in Monterey, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to California residents.


Parker-Lusseau Pastries and Cafe

Proud to insure Parker-Lusseau Pastries. Amazing baked goods and chocolates

Learn More

Proud Charter Member of Monterey Pacific Rotary Club

Meets every Thursday, 5:15 pm at the Monterey Pines Clubhouse

Life insurance can help you to provide financial support for the ones you love if something happens to you.

PWS LD-02 10/17
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.

Recent Reviews for Ann Appel

Rating 4.8
22 Customer Reviews
  • Rating 5.0
    Knowledgeable, helpful, and professional. Stayed late to meet me. I really appreciate that consideration.
    Response from Ann
    Thanks Carolyn. Congrats on the new house!
  • Rating 5.0
    ann is knowledgeable about the marketplace, responsive to requests and gives personal service, which is rare these days
    Response from Ann
    Thanks Jack. Welcome to the area! I hope you and Cecilia enjoy your new home
  • Rating 5.0
    Great personalized service. We're big fans!
    Response from Ann
    Thanks Shirley. We love seeing your family grow up and help provide insurance protection.
  • Rating 5.0
    Ann Appel is very responsive, understood our insurance needs, and quickly delivered a competitive quote. Would definitely work with her again!
    Response from Ann
    Thank you Lucy. It is a pleasure to do business with you and your husband. Take care!
  • Rating 5.0
    Team is great to work with
    Response from Ann
    Thanks Todd. We appreciate your many years of business. Take care! Ann
  • Rating 5.0
    First class, and knows she knows what’s she is doing. If I send her an email question, the response time is within 10-15 minutes!
    I had talked to her on the phone before moving back to Carmel. If she was busy or on the phone with another customer, she called back within minutes.
    We my wife and I met with her to go over all the details, she explained everything so we could understand. We both feel like
    we left her office meeting a new friend. And I love her humor.
    Response from Ann
    Thanks John. Welcome to the area and we appreciate your business! Ann
  • Rating 5.0
    I wasn't satisfied with my previous experience with other car insurance company. I prepared a list of other insurance agents in the area and started calling around. First call and "Bingo" a right person, Ann Appel who listened my needs, gave good suggestions, offered great rates. She prepared all paperwork very quick, I got everything done in less then 20 minutes. Outstanding job Ann!!!
    Response from Ann
    Thank you Firuza! We appreciate you! Ann
  • Rating 1.0
    Wish to thank Ann Appel for her courtesy and knowledge in assisting me with the three policies discussed.
    Response from Ann
    Thank you Caterina. I appreciate the review and I think you meant to give us 5 Stars. Take care! Ann
  • Rating 5.0
    Ann was amazing . She helped me get the exact coverage I need. When I told her the quote I got online , she said that it was coming to a lower price on her end. So thank you Ann for saving me some dollars !
    Response from Ann
    Thanks you Breanna. We appreciate your business and review. Ann
  • Rating 5.0
    well informed, friendly, responds immediately
    I received some savings as well
  • Rating 5.0
    No matter where I go I’ll stay with you.
  • Rating 5.0
    Very nice experience spending time with Ann who worked hard to develop a policy for both home and autos. The coverage is good and kept within budget. Staff is very friendly and always professional.
  • Rating 5.0
    Excellent very professional
  • Rating 5.0
    Ann has been very helpful all the years we've worked together, even after I moved down to Santa Maria.
  • Rating 5.0
    Ann is the greatest!! She answers all my questions the same day. I highly recommend her for all your insurance needs.
  • Rating 5.0
    My agent was a pleasure to talk to and very informative.
  • Rating 5.0
    My insurance requests were complicated. Ann was professional, thorough, and quick to resolve all the issues, and I couldn't be happier with the experience. The office is convenient with parking, tidy, and sunny!
  • Rating 5.0
    Ann was extremely knowledgeable and helpful. Thank you!
  • Rating 5.0
    Ann was extremely helpful and so quick with any questions we needed answer to.
  • Rating 5.0
    Ann provided exceptional service from the beginning of our home renovations with a COC policy to the end of the construction with a home owners policy

    She is our go to for any insurance.needs!
Displaying 1 - 3 reviews of the 20 most recent