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Joy Olivier

Rating 4.9
Farmers Insurance Agent in Livermore, CA
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Contact Info


861 E Stanley Blvd
Livermore, CA 94550

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Phone Numbers

(925) 373-6852(925) 373-6852
(925) 369-0329

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Currently, our office is open by phone, so feel free to give us a call! If you aren't able to immediately reach us, leave us a voicemail and we will get back to you within 24 hours.
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Farmers Insurance Agent in Livermore, CA

Joy Heather Olivier
Joy Olivier Insurance Agency Inc.
About Me

Rating 4.9

As a lifelong resident of California, I'm proud to serve Livermore and the surrounding communities as your local Farmers® agent. With over 14 years of industry experience, I have built my agency with a willingness to go the extra mile to help my clients' address their insurance needs. I recognize that there is no such thing as a cookie-cutter customer as everyone's needs are different and constantly changing. In that capacity, I will help you find a fair plan that works for you and by doing so guide you through the insurance process to ensure that you are properly educated on your coverage options.

Whether you're looking for a great home policy for your fire aligned scores, auto insurance for the family car or RV, recreational coverage for that prized boat, golf cart or motorcycle, or life insurance to protect your family - it's imperative for me that you are well taken care of.

Even if you're located in Mountain House, Tracy, Stockton, San Ramon, Dublin, Pleasanton, Concord, Walnut Creek, the greater San Francisco Bay Area or beyond, I welcome you to stop by my office which is conveniently located just behind Granada High School. My staff and I will make the insurance process easy and personalized so that you can rest well knowing you are covered!

Give me a call at (925) 373-6852 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 14 years of experience as a Farmers Insurance agent.

Insurance Certifications


Neighborhoods Served

Mountain House, CA, Tracy, CA, Stockton, CA, Tri-Valley Area, and San Francisco Bay Area



CA License #: 0F05802
CA Agency License #: 0I43589

States Licensed In


Insurance Products Offered

Auto Insurance
Home Insurance
Life Insurance1
Business Insurance
1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

Life insurance is something that benefits everyone and especially in our uncertain times of living during a pandemic, you want to make sure that you are family is protected.

Here are the reasons why Life Insurance is important and perhaps more affordable than you think!

-With premiums as low as $20/month, we can tailor a policy to your budget.
-Life Insurance can also accrue cash value for things like college, purchasing a home or business, or even contributing to the cost of having a wedding.
-Because Life Insurance can accrue cash value and contribute to your overall savings, it is best to start one as soon as possible. The younger you are the less expensive it is going to be!

These are just some of the benefits and reasons to make sure you have a Life Insurance policy. Give us a call or video chat via Zoom, and we would be happy to answer any and all of your Life Insurance related questions.

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BNI: Business Network International

We utilize BNI and all its resources in order to better serve our clients.

Linking them to the greater business community at large!

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California Collision Pleasanton

California Collision

The California Collision repair center and auto body shop is our go-to collision center when you may find yourself in an auto accident. The entire staff is extremely courteous, friendly, and honest when helping find a solution for your auto repairs! Each employee and technician treats their customers like family and appreciates their time, and they will even text you daily updates on the condition of your vehicle so you know exactly how the repair process is going!

They also offer an exceptional customer appreciation rebate program for those coming from our agency, so be sure to let us know if you need their information! California Collision is your one-stop auto body shop, automotive collision repair, and restoration facility that uses only the most advanced, state-of-the-art, state-approved equipment to ensure your vehicle is repaired in the best way possible.

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Loan Depot - Maureen Torretto

If you're looking to refinance your home, Maureen is second to none in service, and will educate you on everything home-loan related! She's happy to consult with you based on your current needs and future goals!

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Livermore Valley Chamber of Commerce

The Livermore Valley Chamber of Commerce is a wonderful place to be connected within our community!

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We Are Proud to Deliver Cookies to our First Responders, Firefighters, and Policemen!

Not only are we supporting our local firemen, policeman and first responders, but we are delviering them baked goods from Rose Parish over at Nati Catering

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Guardian's Light Dog Rescue

A rescue organization located in the Bay Area and Central Valley that is on a mission to save lives, one dog at a time.

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Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft, and off-road vehicles to motor homes, travel trailers, and 5th wheels, we have an array of specialized coverage options! Call me today for more information.
I work with small businesses located in Livermore, CA, and the surrounding areas to make sure they're able to choose the coverage they want. My job is to help as you select commercial coverage like general liability, business property, errors and omissions, and workers' compensation insurance. Whether you operate in restaurants, body shops, repair facilities, hair salons, food trucks, habitational, retail shops, computer services/IT repair, graphic design, or another industry, I understand your business and unique needs. Give us a call today!

Farmers® offers small business general liability insurance, which can help with challenging situations and the associated costs of legal defense and legal damages, up to policy limits selected for covered claims.

Business property insurance can help provide coverage to help your business recover from unexpected damages due to covered perils.

Errors and omissions insurance protects you and your business from claims if a client sues for negligent acts, errors, or omissions committed during business activities that result in a financial loss.

When accidents and injuries occur on the job, it's important that the medical needs of your employees are quickly addressed, to help them with coverage and get them back to work as soon as possible. Farmers® can help provide insurance options for your business.

Stop by our agency to discuss a tailored solution, including workers' compensation insurance.

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Need a home quote? We are still writing home policies in California. There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages!

Our agency offers the California Fair Plan as an add on to our customizable home insurance packages, so you can make sure that your assets are covered from any disaster, including fire and smoke.

Farmers has also recently added newly available endorsements for home policies including service line coverage, earthquake coverage, flood coverage, and extra protection for jewelry and other valuables.

Service line coverage is to protect against a leak, break, tear, rupture, or collapse of a covered service line to your home, and is an added layer of protection for all your home's assets.

Many people assume a homeowners policy will cover damage caused by earthquakes, but that isn’t usually true. You would need optional earthquake coverage to help with major expenses like making structural repairs, rebuilding your house, paying for temporary housing, or replacing personal property.

You don’t have to live near a body of water to be at risk for flooding — it can happen anywhere it rains. Even historically dry areas such as California have been known to flood without warning. So it may not be a matter of whether you need flood insurance coverage, but how much and what kind.

Your homeowner's insurance can also help with some losses that happen away from home. If you have expensive jewelry or other valuable items, this endorsement will provide an extra layer of protection.

Your home represents a significant financial investment — protecting it takes careful research, and I can help as you choose the coverage you want. Click the link below for a complete home buyers checklist.

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Frequently Asked Questions:

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