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Photo of Charmaine Lim
Charmaine Lim
Photo of Charmaine Lim

Charmaine Lim

Home Insurance Agent in Irvine, CA
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Farmers - Home InsuranceFarmers Insurance - Charmaine Lim

Photo of Charmaine Lim

Charmaine Lim

About Me

For many of my customers, their home is the most valuable asset they own. I help homeowners in Irvine understand their home insurance options so they can design a policy around their needs and lifestyle.

Licenses

Charmaine Lim
CA License #: 0G55988

States Licensed In

CA, TX

Contact Info

Address

20 Pacifica
Ste 1450
Irvine, CA 92618
US

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Phone Numbers

Office:
(949) 387-9999(949) 387-9999
Fax:
(949) 788-1337

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Sat:Closed
Sun:Closed
Weekends by Appointment Only
Contact me

Home Insurance Agent in Irvine, CA

Your home says a lot about you and where you’re headed. It’s where life unfolds and memories are made. Perhaps you can’t imagine living anywhere else. But does your home coverage reflect what really matters to you?

I’m Charmaine Lim, and I work with individuals, families, and small businesses in Irvine, CA.

As your local Farmers agent, I can help you understand your options for insuring your home and everything in it.

If you’d like to learn more about protecting your home how you want, give me a call today at (949) 387-9999.

About Me

Licenses

Charmaine Lim
CA License #: 0G55988

States Licensed In

CA, TX

What Does Home Insurance Cover?

Home insurance can protect you in three main ways:
Dwelling Coverage
Dwelling Coverage

Dwelling

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage most homeowners think of first when selecting insurance.
Contents Coverage
Contents Coverage

Contents

Contents coverage is just that — it covers what’s inside your home. I’m talkling about everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.
Liability Coverage
Liability Coverage

Liability

The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and in fact follows you anywhere in the world.

Home Insurance Options

Smart Plan Option
Smart Plan Option

Farmers Smart Plan HomeSM

Smart Plan Home policies can make it easier for you to protect your home exactly how you want. You decide on one of three home insurance packages, and then make it your own with limits and options of your choosing:
• Standard: Gives you affordable coverage with available protection for what matters most to you
• Enhanced: Offers extended limits and replacement cost of your home’s contents and roof
• Premier: Provides guaranteed home replacement cost and the highest limits on personal property

Looking for auto, life, and other insurance options?

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