

Elizabeth Head
Farmers Insurance Agent in Grover Beach, CA
Elizabeth Despina HeadAbout Me
Born and raised on the Central Coast, I'm proud to serve the five cities and surrounding areas as your local Farmers® agent. At The Elizabeth Head Insurance Agency, we pride ourselves on providing outstanding customer service and ensuring each client is educated on their specific coverage options. I have the expertise to help with all your needs for auto, home, life, small business insurance, and specialty vehicles.
I joined Farmers in 2011 as a field property claim representative. I feel like this experience has given me a unique perspective regarding the intricacies of the insurance process and the products we offer. I am a proud recipient of the Topper Club Award!
If you have time, we invite you to stop by our office which is located just off of Highway 101, next to A J Spurs, on the historic El Camino Real. We look forward to starting a friendly conversation with you today.
Give me a call at (805) 481-5324 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Get A Quote Online:
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today!

805 Appliance Repair
As many of you know, I'm a big fan of 805 Appliance, which is co-owned by my husband Andrew Head and his partner Oscar Carlos. While its my job at Farmers to make sure that your home as all the coverages you need, the team at 805 Appliance keep your household appliances in tip top shape.
Who They Are
We are trained and certified, expert technicians proudly serving our customers and saving them lots of time and money. We are a family owned and operated, licensed, bonded, and insured.
What We Do
Services they offer and repair for the the following appliances:
Washer and Dryer
Refrigerator
Freezer
Microwaves
Wine cabinets
Cooktops
Dishwashers
Ovens
Ranges Hoods
Trash Compactors
And all major home appliances
Call 805-931-1481 to schedule.

The Elizabeth Head Insurance Agency serves businesses in the Central Coast, including San Luis Obispo County, Santa Barbara County, and the surrounding areas. In crafting a commercial insurance policy that fits your current needs and future goals, we'll conduct a comprehensive review to ensure you have a sound understanding of your options.
If you have any concerns about commercial-auto, general liability, cyber liability, or workers' compensation coverage, we can help.
Our expertise has allowed us to serve artisan contractors, restaurants, doctors' offices, real estate offices, mortgage brokers, churches, trade schools, private schools, and all sorts of businesses in the region!
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more!

When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.
Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.
So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.

Now is an excellent time to review your insurance policy for your specialty and recreational toys! Before you take your quad, motorcycle, or dune buggy out to the Pismo Dunes, or before you take your off-road vehicle or 5th wheel on your next camping and glamping adventure, give us a call to discuss your insurance options.
Without a specialty policy, did you know that the moment you detract your trailer from your car, your auto liability policy no longer covers that trailer? That's where vacation liability insurance coverage comes in. There are many factors that go into insuring your recreational toys. However, this shouldn't scare you off! Our goal is to provide you with a simplified and straightforward understanding of your recreational and specialty coverage options.
When it comes to the great outdoors, it doesn't get much better than California, especially our beautiful Central Coast! Let's discuss your options today so that you and your family can enjoy that vacation with peace of mind!

Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. With a Personal Umbrella policy from Farmers®, you’ll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered!