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Joel Malard

Farmers Insurance Agent in Fremont, CA
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Contact Info


5500 Stewart Ave
Fremont, CA 94538

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Phone Numbers

(510) 791-3188(510) 791-3188
(510) 659-1488

Office Hours

Day of the WeekHours
Mon:7:30 AM - 1:00 PM2:00 PM - 4:30 PM
Tue:7:30 AM - 1:00 PM2:00 PM - 4:30 PM
Wed:7:30 AM - 1:00 PM2:00 PM - 4:30 PM
Thu:7:30 AM - 1:00 PM2:00 PM - 4:30 PM
Fri:7:30 AM - 1:00 PM2:00 PM - 4:30 PM
Sat:7:30 AM - 1:00 PM
Contact me

Farmers Insurance Agent in Fremont, CA

Joel J Malard
About Me

It looks like you are looking for insurance. That’s OK, we all need the assurance that comes from having all the insurance that we need and no more.

Here are 3 reasons why your business is best served by me and my team.

1. If you like simple things explained in a convoluted way, we are not a match. We’ve earned from years of martial arts the discipline of breaking down into simple steps that seem impossible.
2. If you don’t need an advisor who is willing to lose sleep over your claims, we are not a match. My nickname during my software engineering years was the Pitbull.
3. If you don't want an agency that looks out for you when all seems cool on your side, we are not a match.

Give me a call at (510) 791-3188, or at the office number below, and I'll be happy to answer any insurance questions you might have.

Give me a call at (510) 791-3188 and I'll be happy to answer any questions you might have.

Languages Spoken: English and French



CA License #: 2120220

Insurance Products Offered

Ask Me About:

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As your local Farmers agent in Fremont, I can help make you smarter about insurance.

Depending on your state, you may be eligible for certain discounts. See how Farmers can save you money on insurance specific to California residents.


Farmers Policy Perks

Get a whole lot of something with
Farmers Policy Perks℠

When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. Now, you can unlock discounts, save money, and get benefits — with Farmers Policy Perks.

Choose from a variety of perks. Some start the moment you sign up for a policy; others help you save money the longer you're with us. Safe driver perks? We've got those. And added coverage perks? Got them too.

So which perks will you choose? I’m always happy to help with any questions you might have! Call or email any time.

Apply for the Farmers® Rewards Visa® and Visa Signature® cards and watch your rewards add up quickly. Cardholders can enjoy exclusive benefits and rewards. Use your points for a credit card statement credit to offset purchases or redeem points for travel, gift cards, and merchandise.

Subject to credit approval. The Farmers Rewards Visa is provided by Comenity Bank pursuant to a license from Visa USA Inc. The Farmers Rewards Program is provided by Comenity Bank which is solely responsible for the Program operation and all Rewards. Comenity Bank may change the terms of the Program at any time. See for Rewards Terms and Conditions.

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When you pair up ADT’s connected home technology with its professional monitoring services, you’ll be rewarded with smart home conveniences and industry-leading home security. And you may also enjoy a healthy discount off your Farmers home policy. Call me today and find out how.

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Farmers agents are small business owners like you. We know from experience the unexpected happens. Give me a call to learn more about our coverage and get a quote today!

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