

Farmers Insurance Agent in Fountain Valley, CA
Theresa Nisco SimesTheresa Simes Insurance Agency, Inc.About Me
For over 37 years I have been a Farmers® agent in Fountain Valley, CA. Although we are based in Orange County, our clients come from all over California. Our agency consists of a strong team of licensed insurance professionals with expertise in a wide range of insurance specialties. We want to help you with all of your insurance needs: home, auto, umbrella, specialty (RV, boat, mobile home), rental property, business, workers compensation, life, and financial services. Our "Farmer's Friendly Review" is one very important way we stay connected to our clients on an annual basis. We care about your business and family.
I love being a part of the community of Fountain Valley. My husband and I have four generations of our family living in FV. I am proud to serve on the board of the Fountain Valley Chamber of Commerce and am a member of the Fountain Valley Restaurant Association. I am also a long time Product & Service Council member of the Apartment Association of Orange County. Please visit our office in the Business Park next to the Fountain Valley Post Office. We always have goodies and giveaways for visitors!
Although based in Fountain Valley, I travel all over Orange County to sponsor sales meetings for realtors and lenders, to help them help their clients obtain the right insurance for their investments. I am a long-time member of the Apartment Association of Orange County and you will see me at their meetings each month.
Give me a call at (714) 966-3000 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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We are proud to support the work of the Illumination Foundation.
During this COVID crisis, the Illumination Foundation has been a lifeline to so many homeless families. We were honored to be able to team up with one of our favorite local restaurants, Cambalache Grill, to provide them with gift certificates for meals .

We LOVE our Fountain Valley Dippin' Dots!

We are proud supporters of the Fountain Valley Chamber of Commerce
The FV Chamber of Commerce recently celebrated their 50 year anniversary and we were proud to be a sponsor.

Happy to provide goodies to Nagel Dentistry, thanking them for all they do for Fountain Valley.

Apartment Association of Orange County
Member of the Product and Service Council
Recent AAOC tradeshow at the Orange County fairgrounds. We met many interesting people and answered lot of insurance questions!

Proud sponsor of Catholic Charities of Orange County
At Catholic Charities we help people, regardless of their faith, who are struggling with poverty and other complex issues. The national office, through its advocacy and disaster relief programs — and its support of member agencies in our network — is making tangible progress toward better serving and loving our neighbors across the country.
Our collective efforts focus on a set of strategic priorities
that make a difference in the lives of people in need.

We are officially proud sponsors of the FV Classic Car Show 2020!
Well, we WERE going to be sponsors, for now we are 'on hold', until COVID allows these activities to resume! Looking forward to it!



Frequently Asked Questions:
Recent Reviews for Theresa Simes
- September 30, 2020Rating 5.0Easy and straight forward. Thanks for the service!Response from TheresaSeptember 30, 2020Happy to help Laura! Welcome to our agency!
- September 20, 2020Rating 5.0Sylvia was awesome patient explained everything and even asked questions to make sure I was getting the proper insurance that I needed for my family...thank youResponse from TheresaSeptember 21, 2020Thank you for taking time to comment on your interactions with Silvia in our office. She cares so much and works so hard to protect our clients, I love it when she gets a shout out for her efforts.
- July 30, 2020Rating 5.0Professional efficient teamResponse from TheresaJuly 30, 2020Tawfik, thank you for your business and thank you for your kind words.
- May 31, 2020Rating 5.0Always great to work with and friendly staffResponse from TheresaJune 1, 2020Thank you! We love our clients and I'm so glad it shows!
- May 24, 2020Rating 5.0This agency is wonderful! They ladies at the office really care about their clients. They reach out to me regularly to review my policies. They are always there when I need them.Response from TheresaAugust 24, 2020We appreciate your business! Thank you for taking time to help us promote our agency. I have been blessed with a fabulous team and they really go out of their way to provide the best service possible to our clients.
- April 6, 2020Rating 5.0Great follow-up & professional.Response from TheresaApril 6, 2020Thank you so much for taking the time to praise our team here at Theresa Simes agency. We all work so hard every day to provide our customers with professional and prompt service. We appreciate you!
- February 29, 2020Rating 5.0She’s a wonderful person to work withResponse from TheresaFebruary 29, 2020Thanks for reaching out to us to insure your new home. We think you are pretty wonderful yourself!
- February 7, 2020Rating 5.0knowledgeable, prompt, courteous, understanding, and really, really helpful. Gave me just what was neededResponse from TheresaFebruary 7, 2020Karen, we are so glad we were able to provide you with the service you deserve. Happy to have you as a customer! Thank you for the glowing review!
- February 7, 2020Rating 5.0Berea was very knowledgeable, helpful.Response from TheresaFebruary 7, 2020We are happy to welcome you to our family of customers. Berea is fabulous and we are so fortunate to have her as part of our team. Thank you for taking the time to give her an awesome review.
- January 6, 2020Rating 5.0Information was helpful and the response time was super quick!!Response from TheresaJanuary 6, 2020Thank you Jamie for your positive review of our agency. So happy to have you join our family of customers.
- December 11, 2019Rating 5.0So helpfulResponse from TheresaDecember 11, 2019Thank you for taking the time to provide a 5 star review for our agency staff at #teamterri. We love to know we helped make navigating the world of insurance a little bit easier for you!
- November 24, 2019Rating 5.0You have a great team. Kate, Berea, and Sylvia were all terrific.Response from TheresaNovember 27, 2019Christian, thank you for your business and for the compliment to our team. They are passionate about protecting families and they really enjoyed working with you.
- November 8, 2019Rating 4.0Good, prompt and courteous response from Berea. Slight disappointment with rates not being quite as competitive as expected.
- November 1, 2019Rating 5.0Kate Foster provided excellent service, she answered all my questions and was prompt with her response. She made the transaction easy no stress and uncertainties. I will highly recommend Kate to family & friends. Thank you!Response from TheresaNovember 1, 2019Kate is truly a professional and very knowledgeable about all things insurance. We are fortunate to have her as part of #TeamTerri. Thank you for taking time to send this positive feedback. We appreciate it!
- September 8, 2019Rating 5.0Theresa and all the staff were exceptional. Everything was clearly explained to us which allowed us to make informed decisions about our coverage. Everyone was very friendly and they all were eager to answer our questions and help in any way possible. The service was very personalized and we didn’t feel pressured or rushed in any way.Response from TheresaSeptember 8, 2019Donna, thank you both for taking the extra time to come into the office to review your insurance in person. It was a great opportunity to get to know you and for you to meet our staff. We look forward to servicing you for many years to come. 😊
- September 3, 2019Rating 5.0The agent who helped me was Berea Blackie, and what a JOY she was to deal with. Super knowledgeable, super sweet, super helpful, super on the ball! She's a keeper! Thank you so much.Response from TheresaSeptember 3, 2019Billy thank you for taking the time to review our office and give a shout out to Berea. We agree 100%, she is a gem! Thank you for choosing us for your insurance needs.
- August 28, 2019Rating 5.0Thank you.
Very knowledgeable and helpful.
Silvia was great too!Response from TheresaAugust 28, 2019Lauren thank you for choosing our agency. We look forward to servicing your insurance needs for many years to come! - August 26, 2019Rating 5.0The entire staff at Theresa Simes office are terrific. They are so considerate, efficient and attentive to my needs. I think it's been over 25 years now since I've been using Theresa Simes at Farmers for my home, auto and life insurances.Response from TheresaAugust 26, 2019Lauren we are grateful for the opportunity to serve you and your family these many years. Thank you for taking the time to write a review. It is a great way for my whole staff to start the week knowing they are appreciated!
- August 1, 2019Rating 5.0Excellent communication and customer service.Response from TheresaAugust 1, 2019Seng, thank you for choosing our agency for your insurance needs. We truly appreciate your business!
- July 20, 2019Rating 5.0Then with this crew for a long time very happy with the service over the yearsResponse from TheresaJuly 20, 2019Thank you Sherry for being such a loyal customer for so many many years. It's people like you who make us love what we do!