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James Cowen

Rating 4.8
Farmers Insurance Agent in El Sobrante, CA
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Contact Info


5341 Valley View Rd
El Sobrante, CA 94803

Get Directions

Phone Numbers

(510) 222-7890(510) 222-7890
(707) 922-2313

Office Hours

Day of the WeekHours
Mon:9:00 AM - 6:00 PM
Tue:9:00 AM - 6:00 PM
Wed:9:00 AM - 6:00 PM
Thu:9:00 AM - 6:00 PM
Fri:9:00 AM - 6:00 PM
Contact me

Farmers Insurance Agent in El Sobrante, CA

James Patrick Cowen
About Me

Rating 4.8

As your local Farmers® agent in El Sobrante, CA, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.

Give me a call at (510) 222-7890 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 10 years of experience as a Farmers Insurance agent.

Neighborhoods Served

El Sobrante, Pinole, Martinez, Hurcules, and Richmond



CA License #: 0C88476

Insurance Products Offered

Business Insurance

Ask Me About:

Has your business grown since we last reviewed your business insurance? If so, let’s have a conversation so you can decide if your level of coverage is keeping up with your level of success. Call me today!
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.

Subject to restrictions.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17
The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.

Frequently Asked Questions:

Recent Reviews for James Cowen

Rating 4.8
19 Customer Reviews
  • Rating 5.0
    James is very good at explaining details about all my policies. I appreciate this because it helps me understand exactly what is covered in various situations.
  • Rating 5.0
    Thanks Jim!
  • Rating 5.0
    Jim provided multiple options for my auto, home and umbrella needs.
    He spent lots of time explaining details leading to a successful conclusion
  • Rating 5.0
    Jim has been very helpful in providing us with the right information to improve our coverage all across.
  • Rating 5.0
    Good service and excellent personal
  • Rating 5.0
    Jim answered my questions about the details of insurance with the level of detail I was after. This made me feel comfortable that in a situation where I needed to make a claim, he would be a good person to deal with.
    Response from James
    Thanks for the kind words Lisa. It's a pleasure being your insurance advisor.
  • Rating 5.0
    Jim was very helpful and patient in explaining all my options and he succeeded in finding my daughter and I a great plan with much more coverage than we had before at an outstanding rate! Thank you!
  • Rating 4.0
    Great experience, from the first contact to the time we actually set up the policy.
  • Rating 5.0
    Was so incredibly helpful with procuring renters insurance for me.
  • Rating 5.0
    Above and beyond. I have been with you guys for about 15 years. I have always been treated like family.
  • Rating 5.0
    My wife and I have known Mr. Cowen for many years and have always had a high respect for him and his staff. Very good at his profession.
  • Rating 5.0
    I have the highest regard for your agents I give them a 10 in everyarea. They were always available by phone or my dropping into the office. They guided in areas I was unaware of I just Love them . Thank you Thank you Dorothy 5 star all the way
  • Rating 5.0
    Jim Cowen has been my insurance agent for nearly 10 years now, and I couldn't be happier. Always responds quickly to any questions I might have, and has been very helpful in assisting me with all my insurance needs. He and his team, Ryan and Cheryl, are top-notch. Both very knowledgeable, friendly and helpful. They have been extremely helpful in getting my family through a couple of claims, never felt any pressure, and I would recommend Jim to anyone looking for an honest, dependable agent.
  • Rating 5.0
    Jim was super helpful throughout the entire process of obtaining homeowners insurance. He is deeply knowledgeable and made sure that the policy met my specific needs.
  • Rating 5.0
    My situation was unique I think, as I am a disabled person who has lost a home, has more stuff in storage than in the place where I live. This is medium-term temporary as I'm working on a plan to get another home. A lifetime of professional tools and my furniture mean something to me and James helped me craft a custom policy that took care of my things in storage and my things where I rent. Thanks so much James.
  • Rating 5.0
    jim and his staff do a great job :)
  • Rating 5.0
    He's a excellent agent, very knowledgeable, very helpful.
    Response from James
    Thank you Karla. We enjoyed helping you with your insurance, and look forward to continuing to do so.
  • Rating 4.0
    It was good
    Response from James
    Thank you for the review. I enjoyed helping to streamline your policies and upgrade your coverage, and I am glad you are happy with our service. In the future I will work to earn that 5th star!!!.
  • Rating 5.0
    Can't believe how much we are saving by bringing my spouse's plans over to Farmers. Jim had to be patient and very professional when he first presented the case to my husband, who had had a less than stellar experience with a prior Farmers agent. After a small claim of my own and seeing why I stay with Jim all these years instead of shopping around for the lowest premium, my husband cane in for a quote and was very pleased!
    Response from James
    Gina it was a pleasure meeting with both of you. I look forward to many years serving your insurance needs. Thanks.
Displaying 1 - 3 reviews of 19