Farmers Insurance Agent in El Sobrante, CA
James Patrick CowenAbout Me
As your local Farmers® agent in El Sobrante, CA, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.
Give me a call at (510) 222-7890 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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PWS LD-01 10/17
Frequently Asked Questions:
- September 23, 2020Rating 5.0James is very good at explaining details about all my policies. I appreciate this because it helps me understand exactly what is covered in various situations.
- September 11, 2020Rating 5.0Thanks Jim!
- August 8, 2020Rating 5.0Jim provided multiple options for my auto, home and umbrella needs.
He spent lots of time explaining details leading to a successful conclusion
- April 23, 2020Rating 5.0Jim has been very helpful in providing us with the right information to improve our coverage all across.
- August 3, 2019Rating 5.0Good service and excellent personal
- February 9, 2019Rating 5.0Jim answered my questions about the details of insurance with the level of detail I was after. This made me feel comfortable that in a situation where I needed to make a claim, he would be a good person to deal with.Response from JamesFebruary 9, 2019Thanks for the kind words Lisa. It's a pleasure being your insurance advisor.
- January 25, 2019Rating 5.0Jim was very helpful and patient in explaining all my options and he succeeded in finding my daughter and I a great plan with much more coverage than we had before at an outstanding rate! Thank you!
- December 7, 2018Rating 4.0Great experience, from the first contact to the time we actually set up the policy.
- December 6, 2018Rating 5.0Cheryl,
Was so incredibly helpful with procuring renters insurance for me.
- December 5, 2018Rating 5.0Above and beyond. I have been with you guys for about 15 years. I have always been treated like family.
- November 18, 2018Rating 5.0My wife and I have known Mr. Cowen for many years and have always had a high respect for him and his staff. Very good at his profession.
- August 3, 2018Rating 5.0I have the highest regard for your agents I give them a 10 in everyarea. They were always available by phone or my dropping into the office. They guided in areas I was unaware of I just Love them . Thank you Thank you Dorothy 5 star all the way
- July 27, 2018Rating 5.0Jim Cowen has been my insurance agent for nearly 10 years now, and I couldn't be happier. Always responds quickly to any questions I might have, and has been very helpful in assisting me with all my insurance needs. He and his team, Ryan and Cheryl, are top-notch. Both very knowledgeable, friendly and helpful. They have been extremely helpful in getting my family through a couple of claims, never felt any pressure, and I would recommend Jim to anyone looking for an honest, dependable agent.
- July 24, 2018Rating 5.0Jim was super helpful throughout the entire process of obtaining homeowners insurance. He is deeply knowledgeable and made sure that the policy met my specific needs.
- May 31, 2018Rating 5.0My situation was unique I think, as I am a disabled person who has lost a home, has more stuff in storage than in the place where I live. This is medium-term temporary as I'm working on a plan to get another home. A lifetime of professional tools and my furniture mean something to me and James helped me craft a custom policy that took care of my things in storage and my things where I rent. Thanks so much James.
- May 7, 2018Rating 5.0jim and his staff do a great job :)
- March 22, 2018Rating 5.0He's a excellent agent, very knowledgeable, very helpful.Response from JamesMarch 23, 2018Thank you Karla. We enjoyed helping you with your insurance, and look forward to continuing to do so.
- November 15, 2017Rating 4.0It was goodResponse from JamesDecember 7, 2017Thank you for the review. I enjoyed helping to streamline your policies and upgrade your coverage, and I am glad you are happy with our service. In the future I will work to earn that 5th star!!!.
- November 9, 2017Rating 5.0Can't believe how much we are saving by bringing my spouse's plans over to Farmers. Jim had to be patient and very professional when he first presented the case to my husband, who had had a less than stellar experience with a prior Farmers agent. After a small claim of my own and seeing why I stay with Jim all these years instead of shopping around for the lowest premium, my husband cane in for a quote and was very pleased!Response from JamesDecember 7, 2017Gina it was a pleasure meeting with both of you. I look forward to many years serving your insurance needs. Thanks.