Farmers Financial Solutions ®
Farmers - Farmers Financial Solutions ®Farmers Insurance - Maxie Hutagaol
Farmers Financial Solutions Agent in Colton, CA
Are you interested in saving for retirement, making a new purchase or preparing for emergencies? My name is Maxie Hutagaol, and I work with individuals and families in Colton, CA. I want to understand your financial goals and discuss options so you can select the financial products you want, like mutual funds, annuities or IRAs that align with your goals.
Give me a call at (909) 783-7788 to discuss your plans for financial independence.
About Me
Licenses
CA License #: 0C18652
Financial Goals
Retirement Planning

Education Savings

Wealth Management

Emergency Planning

Life Insurance

Financial Services Options


Education Savings
• 529 College Savings Plans
• Coverdell Education Savings Accounts
• UGMAs/UTMAs


Retirement Plans
• Traditional & Roth IRAs
• IRA & 401(k) Rollovers
• Variable & Fixed Annuities


Wealth Management
• Mutual Funds*
• Variable Universal Life Insurance*
• Universal Life Insurance
• Index Universal Life Insurance
Product Suite


Mutual Funds
Benefits:
• Simplicity
• Affordability
• Professional management
• Diversification
• Liquidity


Annuities
Variable Annuities:
A variable annuity is a type of contract that combines guaranteed retirement income with an investment feature that typically allows you to place investments in market-based "sub-accounts," which function like mutual funds.
Benefits:
• Guarantees
• Investment choices
• Options
• Tax-deferred growth
Indexed Annuities:
A fixed index annuity is a type of contract with a minimum guaranteed interest rate combined with an interest rate linked to a market index.
Benefits:
• Guarantees
• Upside potential and downside risk protection
Fixed Annuities:
A fixed annuity is a type of contract with guarantees for both the rate of return and the retirement income payout.
• Guarantees
• Predictability


Variable Universal Life Insurance
Benefits:
• Flexibility
• Investment choices
• Tax-deferred growth
Looking for auto, home, and other insurance options?
Visit my main location siteSecurities offered through Farmers Financial Solutions, LLC, (In NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361. Member FINRA & SIPC.
MUTUAL FUNDS: Purchasers should consider the objectives, risks, charges and expenses of the mutual funds before investing. Contact a Farmers Insurance and Financial Services Agent for a prospectus that contains this and other important information; read it carefully before purchasing. Past performance of any investment does not guarantee future results; investment returns will fluctuate so such shares, when redeemed, may be worth more or less than the original amount invested. ANNUITIES (all): Annuities are long-term investments designed to provide a tax-deferred savings for and during retirement. Distributions taken before age 59 ½ may be subject to an early withdrawal penalty and may also be subject to a contingent deferred sales charge. Indexed annuities are long-term investments designed to help meet retirement needs. An indexed annuity offers allocation options called index-linked strategies. Index-linked strategies offers clients some level of downside protection combined with upside potential linked to the price return (excludes dividends) of an index, such as the S&P 500. The upside potential is typically capped for each index period and these cap rates are declared in advance by the insurance company.
VARIABLE ANNUITIES: Variable annuities are subject to insurance related charges and fees. Purchasers of variable annuities should consider the objectives, risks, charges and expenses of the contract and underlying investment options before investing. Contact a Farmers Insurance and Financial Services Agent for a prospectus that contains this and other important information; read it carefully before purchasing. Past performance of any investment does not guarantee future results; investment returns will fluctuate so such shares, when redeemed, may be worth more or less than the original amount invested. Performance of variable insurance contracts will be affected by annual mortality and administrative expenses and is subject to a declining deferred surrender charge. Income payments are guaranteed by the insurance company, but subject to the company's claims paying ability. Withdrawals and/or other distributions of taxable amounts, including death benefits, may be subject to ordinary income tax and a possible 10% federal tax penalty if taken prior to age 59½. Withdrawals may reduce the value of the death benefit and any optional benefits. Please consult your tax preparer or CPA.
VARIABLE UNIVERSAL LIFE INSURANCE: Variable universal life insurance is subject to insurance related charges and fees including annual mortality, administrative expense and declining deferred surrender charges. Purchasers of variable insurance contracts should consider investment objectives, risks, charges and expenses of the contract and underlying investment options before investing. Contact a Farmers Insurance and Financial Services Agent for a prospectus that contains this and other important information; read it carefully before purchasing. Past performance of any investment does not guarantee future results; investment returns will fluctuate so that when shares are redeemed they may be worth more or less than the original amount invested. Withdrawals and surrenders are at net asset value, may affect the contract's performance and/or death benefit amount, and a taxable gain may be recognized. Please consult your tax preparer or CPA.