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Photo of Michael Hardman
Michael Hardman
Photo of Michael Hardman

Michael Hardman

Home Insurance Agent in Castro Valley, CA
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Farmers - Home InsuranceFarmers Insurance - Michael Hardman

Photo of Michael Hardman

Michael Hardman

About Me

For many of my customers, their home is the most valuable asset they own. I help homeowners in Castro Valley understand their home insurance options so they can design a policy around their needs and lifestyle.

Licenses

Michael James Hardman
CA License #: 0G28839

States Licensed In

CA

Contact Info

Address

19131 Redwood Rd
Ste H
Castro Valley, CA 94546
US

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Phone Numbers

Office:
(510) 398-0107(510) 398-0107
Fax:
(510) 538-9500

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Sat:Closed
Sun:Closed
During the Covid-19 Pandemic my office remains open. if I do not answer the phone please leave me a message and I will call you back as soon as possible.
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Home Insurance Agent in Castro Valley, CA

Your home says a lot about you and where you’re headed. It’s where life unfolds and memories are made. Perhaps you can’t imagine living anywhere else. But does your home coverage reflect what really matters to you?

I’m Michael James Hardman, and I work with individuals, families, and small businesses in Castro Valley, CA.

As your local Farmers agent, I can help you understand your options for insuring your home and everything in it.

If you’d like to learn more about protecting your home how you want, give me a call today at (510) 398-0107.

About Me

Licenses

Michael James Hardman
CA License #: 0G28839

States Licensed In

CA

What Does Home Insurance Cover?

Home insurance can protect you in three main ways:
Dwelling Coverage
Dwelling Coverage

Dwelling

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage most homeowners think of first when selecting insurance.
Contents Coverage
Contents Coverage

Contents

Contents coverage is just that — it covers what’s inside your home. I’m talkling about everything from furniture and electronics to pots and pans. If these items are lost or destroyed by a covered event, your policy can help pay to replace them.
Liability Coverage
Liability Coverage

Liability

The third component of your home policy is liability coverage. It helps protect you from loss in case you’re financially responsible for injury to others or damage to their property. This coverage extends beyond your home and in fact follows you anywhere in the world.

Home Insurance Options

Smart Plan Option
Smart Plan Option

Farmers Smart Plan HomeSM

Smart Plan Home policies can make it easier for you to protect your home exactly how you want. You decide on one of three home insurance packages, and then make it your own with limits and options of your choosing:
• Standard: Gives you affordable coverage with available protection for what matters most to you
• Enhanced: Offers extended limits and replacement cost of your home’s contents and roof
• Premier: Provides guaranteed home replacement cost and the highest limits on personal property

Looking for auto, life, and other insurance options?

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