Farmers Insurance Agent in Castro Valley, CA
Michael James HardmanAbout Me
When I opened my office in Castro Valley, CA more than 14 years ago I set out to provide my clients with the best customer service possible.
My office will meet you in person with every precaution taken to ensure your safety, We can meet via Zoom video conference or we can discuss your insurance needs over the phone. Things have changed the past couple years, but one thing that has not changed is my commitment to providing you the best service possible and to make sure you are properly insured.
We can provide you Auto Insurance, Home Insurance or Life Insurance through out CA. I can ensure that this process will be straightforward and personalized to help you select the most comprehensive solution for your needs. I am conveniently located on Redwood Rd next to Castro Valley High School. I have the knowledge and experience to help you better understand your coverage options -- whether that's Auto, Home, Life, Commercial, Umbrella, Mobile Home, RV, Travel Trailer, or Motorcycle. Give me a call and lets discuss your insurance needs.
Give me a call at (510) 398-0107 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
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Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures
Ask Me About:
I have been with Farmers Insurance since 2008. After many years in the auto industry it was time for a change and found Farmers® to be a perfect fit for myself and my family. My office is located in Castro Valley next to Castro Valley High School on Redwood Rd. I have lived in Castro Valley for many years now, and my children attended Castro Valley's award winning schools. Give me a call or stop by the office and we can get to know each other while performing a no charge insurance review. I specialize in Auto, Home, Life* and Business Insurance. I look forward to meeting you.
Mike Hardman insurance agency is an all lines insurance agency specializing in Auto, Home, Life and Commercial insurance. My goal is to make sure you have proper Auto, Home and Life insurance coverage to protect what you value most. I find out as much as possible about your family so I can do a proper risk analysis. Then we will go over the different insurance options to insure you are getting the best Auto, Home and Life insurance coverage for your insurance dollar. I provide you with all the information you need to make an educated decision that will best protect your family's assets. I teach you the difference between just having insurance and being properly insured. Give me a call to discuss your auto, home, life and commercial insurance needs.
The Farmers® High School Sports Partnership is one of the ways Farmers Insurance supports the community, and I'm proud to be an Official Partner of the California Interscholastic Federation (CIF). Supporting students and giving back to the local community is part of what being a Farmers agent is all about.
As your personal Farmers® agent, I believe in keeping you informed and aware of Farmers insurance products. It is my mission to show you the difference between being properly insured and just having insurance. I do this by conducting periodic reviews with my clients. I strive to be the agent that my customers want to send their friends and family to because I properly protect their assets.
Term insurance¹ provides coverage for a set period of time and is usually less expensive. It provides the greatest amount of coverage for the lowest initial cost. It's a good choice for your temporary needs or if your funds are limited. Permanent insurance, which includes Whole Life¹ and Universal Life¹, is useful when you want to cover a long-term need like income for a spouse, "inheritance" for children or end of life expenses. Permanent insurance costs more initially, but can accumulate cash value. It's difficult to say exactly which kind of Life insurance is better because the type of coverage that's right for you all depends on your individual circumstances and financial goals. Often, a combination of Term and Permanent insurance is the right solution. FL-04 09-13
In today's world people want to have choices, flexibility and a measure of certainty that their futures are secure. As your Farmers Insurance and Financial Services agent, I can give you the professional perspective you need to helpbuild a solid financial strategy.
*Get information to help with important investment decisions
*Learn about tax-advantaged startagies
*Discover the advantages of consolidating your various financial accounts
At Farmers, we want to help you make informed decisions about savings and investing, because the more you know, the better you can plan for what's ahead.