Auto
Home
Business
Recreational
Motorcycle
Umbrella
Report a Claim
View Claim Status
Claim Services
Roadside Assistance
Catastrophe Center
Farmers Insurance Agent in Carmichael, CA
Michael Joseph MaldonadoAbout Me
As a long-time resident of the Sacramento area, I'm proud to serve as your local Farmers® agent in Carmichael, CA. My agency is located off of Fair Oaks Blvd in Carmichael, down the road from Carmichael Park. You can call or text me at our office phone number to start a conversation regarding auto, home, life, or small business insurance. I am also licensed to help you with financial services, through Farmers Financial Solutions.*
My agency focuses on building long-term relationships by getting to know our customers, both professionally and personally. We're not looking for a quick sale, we want to make this process as smooth as possible without sacrificing attention to detail. I strive to understand the needs of each customer and create an insurance value package that capitalizes on available discounts, and most importantly provides the coverage that you need.
When you work with the Mike Maldonado Agency rest easy knowing that we always have your back.
Give me a call at (916) 696-6415 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Education
Neighborhoods Served
Connect
Licenses
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Farmers Financial Solutions*
In today’s world, you want options, flexibility, and some measure of certainty that a secure future is within reach. As your Farmers Insurance and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan. Call me for an appointment, and let’s talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:
Give me a call, 916-696-6415, to learn more about our coverage and get a quote today!
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc.
PWS LD-03 10/17
We've completely redesigned the My Farmers experience, giving you easy access to:
- Pay bills and manage payment options
- Print your digital ID card
- View your agents' information
- View valuable perks
- Policy documents all in one place
- Sign up for bill and new document notifications
Frequently Asked Questions:
Recent Reviews for Michael Maldonado
- August 20, 2020Rating 4.0Very fast, was a speedy process. Was on like road within 30min or less. Thank youResponse from MichaelAugust 24, 2020I appreciate the positive feedback. Looking forward to continuing to earn your business!
- July 27, 2020Rating 5.0Outstanding follow through and always picks up the phone.Response from MichaelJuly 27, 2020Thank you for the compliment. I pride myself in making sure that all clients calls, emails, and/or text are answered within 24 hours Monday thru Friday.
- July 12, 2020Rating 5.0Excellent customer service.Response from MichaelJuly 13, 2020Karen welcome to my agency. Customer Service is our top concern. We know you have options when it comes to selecting your insurance and agent. I appreciate the opportunity to continue to earn your business.
- May 30, 2020Rating 5.0Michael has been a stellar agent! He has been patient and professional with my numerous question, especially of late. He has handled every account update and policy change accurately and promptly. Truly great service!Response from MichaelJune 1, 2020Thank you for the compliment. I enjoy helping people and educating them when it comes to insurance.
- November 9, 2019Rating 5.0Excellent serviceResponse from MichaelDecember 10, 2019Thank you for the review. We appreciate your business.
- November 8, 2019Rating 5.0Michael was very helpful and informative. He had my new policy ready in minutes. He responds in a timely manner. It was a pleasure working with him.Response from MichaelNovember 21, 2019I appreciate the opportunity to have earned your business.
- August 17, 2019Rating 5.0Great service!Response from MichaelAugust 19, 2019It has been a pleasure working with you to make sure your new home is covered! Congratulations again!!
- April 19, 2019Rating 5.0Always ready when I am needing updates or additional insurance! And I appreciate that!Response from MichaelApril 19, 2019Michael we are always available to discuss changes in our clients lives and coverages they may no longer need, or coverages they may want to add. Thank you for the feedback.
- February 8, 2019Rating 5.0Thank you for the good jobResponse from MichaelFebruary 21, 2019It is always a pleasure!
- December 6, 2018Rating 4.0Michael is responsive and friendly and doing a great job. He looked for potential savings from cross-selling car insurance. He was also able to quickly turn-around an update to add my wife's name to the policy. This produced extra savings for us for being married. The reason I gave less than five stars is that if being married is a point of potential savings, it should either be a question that is asked as part of the automated quote process, or else asked by the agent.Response from MichaelDecember 6, 2018Harold I'm glad to hear that you had a good experience. In the quote process it is our goal to gather all pertinent information about the household. I'll be sure to make sure that our staff remembers to gather all information when presenting a quote. I look forward to answering any and all your insurance needs going forward.
- August 30, 2018Rating 5.0Michael took the time to explain all of my options, which helped me make an informed decision about my coverage. Much appreciated!Response from MichaelAugust 31, 2018Douglas thank you for the opportunity to earn your business. It was my pleasure discussing with you the many options that were available to you.
- July 24, 2018Rating 5.0Knowledgeable and professional.Response from MichaelAugust 31, 2018Moises it was a pleasure sitting down with you and making sure that you had the coverages that you needed. Thank you for allowing me the opportunity to earn your business.
- June 29, 2018Rating 5.0very pleased with Michael Maldonado.Response from MichaelJuly 16, 2018Welcome to California! It was a pleasure assisting you obtaining the coverages you need.
- May 31, 2018Rating 5.0Very professional and politeResponse from MichaelJune 25, 2018It was a pleasure getting your policy set up and making sure it was appropriate coverage that met your needs.
- May 28, 2018Rating 5.0S
- April 28, 2018Rating 5.0I had a great experience getting my auto insurance. I left the office feeling educated about my coverage options and confident I got the right coverage for my situations. My agent Mike was patient and generous with the information. After getting my quotes for auto coverages we added renters insurance to the quote and I was amazed at the big discount available. It worked out that with adding the renters insurance the discount was enough that the renters insurance was virtually free. Thank you!!Response from MichaelApril 30, 2018Abe it was my pleasure being able to help verify the right insurance value package to match your current needs. Thank you for the opportunity to earn your business.
- February 18, 2018Rating 5.0Wonderful, and very helpful. We were able to correct our insurance needs and save money. Thank you!!!Response from MichaelMay 8, 2018Larry thank you for taking time to post this review. It was a pleasure getting to know you. I look forward to you being a client for years to come.
- February 10, 2018Rating 5.0It was a great experience.Response from MichaelApril 18, 2018It was a pleasure getting to know you. Thank you for taking the time to leave this review. We are excited to have you as a client.
My Photos
