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Lauren Miralle
5.0 out of 5
Rating 5.0
(10 Reviews)
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Farmers Insurance Agent in Carlsbad, CA

Lauren Miralle

Lauren Miralle Insurance Agency, Inc.
5.0 out of 5
Rating 5.0
(10 Reviews)
8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PM 8:00 AM - 5:00 PMClosed Today Closed Today
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Location info
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5411 Avenida Encinas
Ste 240
Carlsbad, CA 92008
Office hours
Day of the WeekHours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
Weekend and evenings available by appointment

About Lauren Miralle

As a lifelong Californian, I am proud to be your local Farmers Insurance® agent in Carlsbad, the surrounding areas and throughout the State of California. My focus throughout my 18 years in the Insurance Industry has always been to provide all of my clients with comprehensive options for Auto, Home, Life, Business Insurance and even help you plan for the future. In addition, I also specialize in insuring HOAs, PUDs, Commercial Real Estate and Vacation Rentals. For more information on business insurance products offered, click on the Business Insurance box located below Insurance Products Offered or give us a call at 760-496-1686.

At the Miralle Agency, you can expect a full team effort. My incredible staff and I are always working to ensure that you have all of the knowledge you need to make smart insurance decisions. We would love the chance to show you why so many of our clients have been with us for years. Whether you're looking to explore new insurance options, or simply review your current coverages, reach out today and we can get to work together. Our office is conveniently located in Carlsbad, just west of I-5 between Palomar Airport Road and Cannon Road. We are available from 8am-5pm, Monday through Friday.

Our exceptional service is the reason our clients stay!

Give me a call at (760) 496-1686 and I'll be happy to answer any questions you might have.


Years of experience

I have over 11 years of experience as a Farmers Insurance agent.
Languages spoken
English and Spanish


CA License #: 0D84423
CA Agency License #: 0G63234


University of Arizona, BA - International Studies

Neighborhoods Served

Carlsbad, Encinitas, Oceanside, San Marcos, and Vista

States licensed in


Insurance products offered

Get a quote online

Auto Insurance
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Home Insurance
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1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask me about

Teach your child that success usually starts with a plan.


The Butcher N Cheese is a lifestyle. Born out of the fond memories of a real mom and pop. We’re not corporate. We’re a community – over 40 years in restaurants. Burgers, craft beer, wine, and the ingredients you want. Just come in and relax. It’s real simple — and we like it that way.


Our "nothing to hide" commitment. All our ingredients will be organic and locally sourced whenever possible. 100% Gluten-Free. No refined sugars. No soy. No corn. No processed ingredients. Pastured & humanely raised animals.


Castle Breckenridge Management is a property and community management company that services communities throughout Southern California. We specialize in a broad range of property management services, including manufactured housing, HOA’s, condos, commercial properties and more. CBM is committed to providing its communities with solutions that are both sustainable for the environment and smart for the association’s bottom line. Through our continued efforts and strategic partnerships with San Diego’s sustainability leaders, we create more opportunities for better living.

Did You Know? Investing in sustainable solutions such as solar, smart irrigation, cool shade trees, smart disposal services & recycling programs not only improves your property's appeal, but it has a positive impact on your property's budget.


The Stave
Our entire business is built around oak. Every beer we make spends time in a barrel at some point in its life. That is where Stave comes from. Staves make up the sides of the barrel and are bound together with metal hoops. The insides of these staves are porous which allows the yeast and bacteria to harbor deep in the oak. Certainly one of the more beautiful aspects of aging sour beer in barrels is that the barrel becomes an ingredient itself. We can put the same base beer in several different barrels and the results can be varied.

The Nail
Once the beer hits maturity we start to compose our blends. Every barrel has its own unique characteristics. Blending allows us to use those different characters to build complexity. So where does the nail come in? Well in order to create a blend, we need to pull samples. After the first fill of the barrel, we drill a small hole in the head of the barrel and plug the hole with a stainless steel nail. When we are ready to take samples, we just pull the nail out and catch the beer in our sampling vessel (you know, like a glass). To summarize, the nail represents the blending process, our favorite aspect of making barrel-aged beer.

Carlsbad Unified School District

The Miralle Agency is proud to support our local school districts!

Encinitas Union School District

We provide teachers with classroom wish lists and fulfill their lists during the school year to these two great school districts!

Paul Ecke Central Elementary School

The Paul Ecke Central Elementary School as a Garden is a hands-on, garden
science program in which students plan, plant and prepare a variety of fruits,
vegetable and other plants. Students learn the joy and benefits growing their
own food as well as the importance of environmental stewardship. The school as
a garden is a small scale farm complete with an outdoor classroom, kitchen,
chicken coop and multiple composting areas. Thank you to Farmer’s Insurance
for supporting this amazing program.

You’ve worked hard for your car, home, savings — your success. And personal umbrella coverage can help you protect these assets from the unexpected.
Umbrella insurance provides additional liability coverage — over and above the limits on your auto and other personal liability policies. This extra protection is available in $1 million increments up to $10 million. And $1 million of coverage can cost less than $1 a day. Let's chat! 760-496-1686

Farmers® agents provide this service in person or online to help you review your existing coverage, so you can decide how to keep up with your changing insurance needs.

- As your life changes, maybe your policy should too

Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.

- Review your coverage and possibly save money

Just as you continue to change and grow, Farmers® has been growing for over 85 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). Talk to us about a Farmers Friendly Review® - we can provide you with insurance options and discuss any available discounts for which you may qualify so you can select the coverage that best fits your needs.

- How often should you have a Farmers Friendly Review® session?

We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

Give us a call to set up your Farmers Friendly Review®.

Life insurance can help you to provide financial support for the ones you love if something happens to you.

PWS LD-02 10/17

Frequently asked questions

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