Farmers Insurance Agent in Burbank, CA
Shaun Timothy GaileyAbout Me
As your local Farmers® agent serving La Cañada Flintridge, Glendale, Burbank, and the surrounding areas in Southern California, I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I've spent the past 3 and a half years doing commercial and personal lines insurance, and have the knowledge and experience to help you better understand your coverage options--whether that's business, home, auto, life insurance, and more.
Give me a call at (818) 252-8350 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.ADFL029AWS 9/17
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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The state came up with the ABC test which can help a business determine if the worker can be considered a 1099 contractor and will not have to be covered under their workers' compensation policy.
Under the ABC test, a worker is considered an employee and not an independent contractor, unless the hiring entity satisfies all three of the following conditions:
1. The worker is free from the control and direction of the hiring entity in connection with the performance of the work, both under the contract for the performance of the work and in fact;
2. The worker performs work that is outside the usual course of the hiring entity’s business; and
3. The worker is customarily engaged in an independently established trade, occupation, or business of the same nature as that involved in the work performed.
Below is a summary of the California Supreme Court’s explanation of how to apply the ABC test.
Part A: Is the worker free from the control and direction of the hiring entity in the performance of the work, both under the contract for the performance of the work and in fact?
• The hiring entity must establish that the worker is free of such control to satisfy part A of the ABC test. (Dynamex, 4 Cal.5th at 958.)
• A worker who is subject, either as a matter of contractual right or in actual practice, to the type and degree of control a business typically exercises over employees would be considered an employee. (Id.)
• Depending on the nature of the work and overall arrangement between the parties, a business need not control the precise manner or details of the work to be found to have maintained the necessary control that an employer ordinarily possesses over its employees. (Id.)
PART B: Does the worker perform work that is outside the usual course of the hiring entity’s business?
• The hiring entity must establish that the worker performs work that is outside the usual course of its business to satisfy part B of the ABC test. (Dynamex, 4 Cal.5th at 959.)
• Contracted workers who provide services in a role comparable to that of an existing employee will likely be viewed as working in the usual course of the hiring entity’s business. (Id.)
• Examples where services are not part of the hiring entity’s usual course of business:
• When a retail store hires an outside plumber to repair a leak in a bathroom on its premises.
• When a retail store hires an outside electrician to install a new electrical line. (Id.)
• Examples where services are part of the hiring entity’s usual course of business:
• When a clothing manufacturing company hires work-at-home seamstresses to make dresses from cloth and patterns supplied by the company that will thereafter be sold by the company.
• When a bakery hires cake decorators to work regularly on its custom-designed cakes. ( at 959-960.)
PART C: Is the worker customarily engaged in an independently established trade, occupation, or business of the same nature as the work performed for the hiring entity?
• The hiring entity must prove that the worker is customarily and currently engaged in an independently established trade, occupation, or business. (Dynamex, 4 Cal.5th at 963.)
• The hiring entity cannot unilaterally determine a worker’s status simply by assigning the worker the label “independent contractor” or by requiring the worker, as a condition of hiring, to enter into a contract that designates the worker an independent contractor. (Dynamex, 4 Cal.5th at 962.)
• Part C requires that the independent business operation is in existence at the time the work is performed. The fact that it could come into existence in the future is not sufficient. (See Garcia v. Border Transportation Group, LLC (2018) 28 Cal.App.5th 558, 574.)
• An individual who independently has decided to go into business generally takes the usual steps to establish and promote that independent business. Examples of this include:
• Incorporation, licensure, advertisements;
• Routine offerings to provide the services of the independent business to the public or many potential customers, and the like. (Dynamex, 4 Cal.5th at 962.)
• If an individual’s work relies on a single employer, Part C is not met. For example, Part C was not satisfied where a taxi driver was required to hold a municipal permit that may only be used while that driver is employed by a specific taxi company. (See Garcia, 28 Cal.App.5th at 575.)
Our agency is here to assist in many areas of commercial insurance, such as workers' compensation, general liability, professional liability, business auto, and much more!
Proudly serving restaurants, retail stores, wholesalers, manufacturers, (habitational) property owners, and other business types, we're equipped to handle your needs.
Our comprehensive coverage review will present you with all available options, including EPLI and cyber insurance coverage. No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
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