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Michelle Mcwhorter
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Michelle Mcwhorter

Rating 4.9
16 Customer Reviews
Farmers Insurance Agent in Avila Beach, CA

Contact Info


6680 Bay Laurel Dr
Avila Beach, CA 93424

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Phone Numbers


Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Additional hours available by appointment
Contact me

Farmers Insurance Agent in Avila Beach, CA

Michelle Cambra Mcwhorter
About Me

Rating 4.9
16 Customer Reviews

Born and raised in California, I'm proud to serve Avila Beach and the surrounding areas as your local Farmers Insurance® agent. In the years I've spent living here, I have grown to understand the unique complexities that come with insuring your home or car in the community that we live in. I aim to use my expertise to help make you smarter about your insurance options - whether that be home, auto, life, small business insurance, workers compensation, and more!

At the Michelle McWhorter Insurance Agency, we start by having a conversation about all the aspects of your life to ensure we understand what assets we need to protect. We want to make it easy to do business with us and make sure you are getting the best, customized coverage for the best premium possible. Our agency aims to review your coverages at least once a year to give you the best insight into your policy options and always ensure we are protecting the assets that matter the most.

Our agency emphasizes our commercial insurance products by having two extremely qualified specialists for mini storage unit coverage and small business insurance products. Josh Miller has written hundreds of policies for mini storage commercial products across the state of California. Our other producer, Jason Louie, is the top writer for small business insurance products to ensure all your commercial assets are properly covered.

With over 30 years of insurance industry experience, I have the knowledge and skill set to help you better understand your coverage options. Feel free to stop by our office, which is conveniently located off of San Luis Bay Drive in the Avila Village. I look forward to working with you, your family, and any commercial business you may have, to make sure that you are properly and affordably covered. I'd love to sit down with you to discuss your insurance options today!

Give me a call at (805) 595-2135 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Years of Experience

I have over 20 years of experience as a Farmers Insurance agent.


San Jose State University and Milpitas High School

Neighborhoods Served

San Luis Obispo, Pismo Beach, Arroyo Grande, and Grover Beach



CA License #: 0C83952

States Licensed In


Insurance Products Offered

Get A Quote Online:

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance

Call For More Info:

1. To check the background information of this firm or an investment professional. visit FINRA BrokerCheck
2. For a free tool to research our financial professionals. visit
3. To view the FFS Customer Relationship Summary select: Form CRS.
4. To view additional disclosures related to FFS products select: Disclosures

Ask Me About:

As a small business owner myself, I know you want to improve your small business every single day. Let's start with your Business Insurance policy. Is that the coverage you want? Come by my office and let's find out together.

New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17

Life insurance can help you to provide financial support for the ones you love if something happens to you.

PWS LD-02 10/17

The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.

No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.

Frequently Asked Questions: