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Daniel Phillips

Farmers Home Insurance Agent in Atascadero, CA

Daniel Phillips

8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 8:00 AM - 5:30 PM 9:00 AM - 4:00 PMClosed Today Closed Today

About Me

For many of my customers, their home is the most valuable asset they own. I help homeowners in Atascadero understand their home insurance options so they can design a policy around their needs and lifestyle.

Licenses

Daniel Lester Phillips
CA License #: 0718095

States Licensed In

CA
Contact info
Location info
Location Icon
8800 El Camino Real
Atascadero, CA 93422
US
Office hours
Day of the WeekHours
Monday8:00 AM - 5:30 PM
Tuesday8:00 AM - 5:30 PM
Wednesday8:00 AM - 5:30 PM
Thursday8:00 AM - 5:30 PM
Friday9:00 AM - 4:00 PM
SaturdayClosed
SundayClosed
Available for after hours Farmers Friendly Reviews, by appointment

Home Insurance agent in Atascadero, CA

You might not live exactly like your parents. Why should you insure your home in the exact same way? Choose coverage for your lifestyle and get the quality coverage you want. I can help you explore coverage options for your life today.

Im Daniel Lester Phillips, and I work with individuals, families, and small businesses in Atascadero, CA.

.As your local Farmers® agent, I can help you understand your options for insuring your home and personal property.

If you'd like to learn more about how you can protect your home, give me a call today at (805) 461-1664 8054611664.

What Can Home Insurance Provide Coverage For?

Home insurance can provide coverage in three main ways:

Dwelling

Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental perils like fire, wind, lightning, falling objects and vandalism. This is the coverage homeowners generally think of first when selecting insurance.

Personal Property

Personal Property coverage is for your personal belongings. I'm talking about items from furniture and electronics to pots and pans to lawnmowers and garden tools. If these items are lost or destroyed by a covered event, your policy can help if you need to replace them.

Liability

The third component of your home policy is liability coverage. It can provide coverage to help you in case you're financially responsible for injury to others or damage to their property from a covered loss under the policy. This coverage may also extend beyond your home from a covered loss that happens away from your home, and in fact follows you anywhere in the world.

Home Insurance Coverage Options

With a Farmers homeowners insurance policy, choose coverages and options you want for your home and personal property. Start by choosing one of our standard coverage levels – Farmers Smart Plan Home® Standard or Enhanced packages, or Farmers Next Generation® Homeowners. Then make it your own with optional coverages, limits, and loss settlement options of your choice, including:

Water Backup and Sump Overflow

This additional option can provide coverage for water damage caused by water backing up through drains and sumps.

Cyber and Identity Shield

Coverage that can help for various forms of identity theft and cyberattacks, and monitoring services to help you protect yourself against these events.

Emergency Mortgage Assistance

If your home is uninhabitable after a covered loss, the last thing you want to worry about is keeping up the mortgage while dealing with an emergency. This coverage can provide three months of mortgage payments, up to $10,000, while your home is uninhabitable when you rebuild.

Home Sharing

Helps pay for covered losses associated with renting part or all of your home through a home sharing business.

Let's discuss your insurance options, so you can choose the coverage you want.

This information provides only a general description of coverages and potential discounts. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy including applicable endorsements. Contact Farmers for details and additional information.

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