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David Flournoy

5.0
Rating 5.0
Farmers Insurance Agent in Aliso Viejo, CA
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Contact Info

Address

22912 Pacific Park Dr
Ste 203
Aliso Viejo, CA 92656
US

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Phone Numbers

Office:
(949) 446-6701(949) 446-6701
Fax:
(949) 446-6650

Office Hours

Day of the WeekHours
Mon:9:00 AM - 6:00 PM
Tue:9:00 AM - 6:00 PM
Wed:9:00 AM - 6:00 PM
Thu:9:00 AM - 6:00 PM
Fri:9:00 AM - 6:00 PM
Sat:Closed
Sun:Closed
If outside these hours, please feel free to text me @ 949-419-5005 so that I can assist you.
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Farmers Insurance Agent in Aliso Viejo, CA

David Bruce Flournoy
David Flournoy Insurance Agency Inc
About Me

5.0
Rating 5.0

As a Southern California native, I'm proud to serve Aliso Viejo, Orange County, CA and the surrounding areas as your local Farmers Insurance® agent. I have the expertise to help you better understand your coverage options--whether that's auto, home, specialty property, specialty dwelling, commercial general liability, workers’ compensation, and more.

As a career sales professional, I've found that learning as much as I can about my customers is the best approach! Simply asking YOU what is most important, and educating you about coverage options and helping you make a decision. Some carriers offer customers "what they need" but it's my experience that insurance is for incidents we never thought would occur. So, as an insurance professional my agency uses a consultative approach and then recommends the best solution.

My career experience expands across several industries, including computer networking, service and sales, media advertising, event marketing, and management. I was a top account executive at the Orange County Register, and this exposure has allowed me to work closely with many diverse businesses.

Our office is located in a local retail strip mall, The Shops at Pacific Park. Look for the door upstairs, adjacent to the dry cleaners. We’re right nearby El Pollo Loco, Porky’s Pizza, and the Chevron Gas Station and Car Wash. I live within a 5 mile radius of the office. The David Flournoy Agency looks forward to welcoming you to our Farmers Family!

Give me a call at (949) 446-6701 and I'll be happy to answer any questions you might have.

Languages Spoken: English

Education

University of Arizona, 1991

Neighborhoods Served

Laguna Hills, Laguna Niguel, Laguna Beach, Newport Beach, and Dana Point

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Licenses

CA License #: 0M37439
CA Agency License #: 0N14041

States Licensed In

CA

Insurance Products Offered

Auto Insurance
Auto Insurance
Home Insurance
Home Insurance
Life Insurance1
Life Insurance

Ask Me About:

We offer the Comprehensive homeowners policies for owner-occupied, single-family residences. Farmers offers comprehensive (all risk) homeowners polices (HO-5) while many other carriers may offer H0-3 polices. The difference is that HO-3 policies only cover personal property on a named-peril basis and do not have as broad coverage as an HO-5 policy. No two polices are the same so be sure to ask us for a complimentary review of your current policy. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
While California compulsory laws only require $15,000 per person, $30,000 per accident and $5,000 for property damage, our agency emphasizes that these basic limits are not sufficient to protect your and your assets in the event of a serious accident.

Think about it: You get in a car accident where someone has $30,000 in bodily injury--if you only have $15,000 in coverage, who pays the additional $15,000? You do. Make sure your policy has higher limits to protect yourself from being liable beyond your limits and being sued.

In Orange County, where I love and work, including local cities I drive through like Laguna Niguel, Mission Viejo, San Juan Capistrano, car values are greater and medical bill costs are fast increasing; so, having larger coverage limits will put you and your family in the most defensible position.

If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today. Many policy holders do not afford themselves the same coverage for Uninsured Motorist (UM) or Underinsured Motorist (UIM).

Let's say you've taken our suggestion and increased your bodily injury (BI) and property damage (PD) to $100,000 per person and $300,000 per accident--these are known as 3rd party liability coverages because they cover the other people. But what if an uninsured or underinsured motorist hits you? You should have the same high limits for these 1st party coverage areas.

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No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
A Comprehensive Solution - "Mexico Auto Tourist Policy": It’s designed to provide you the Auto insurance protection you need when traveling in Mexico.

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Did you know that Farmers offers coverage for your boats, personal watercraft and off-road vehicles? So before you head out on your next trip in your RV, motor home or travel trailer, be sure to give me a call and ask about coverage options. Call me today for more information.
When accidents and injuries occur on the job, it's important that the medical needs of your employees are quickly addressed, to help them with coverage and get them back to work as soon as possible. Farmers® can help provide insurance options for your business. Talk with a Farmers agent to discuss a tailored solution, including workers' compensation insurance.

We have South Orange county covered from Mission Vallejo, north to Irvine and we have many customers in Los Angeles as well.

Frequently Asked Questions: