Farmers Insurance Agent in Prescott, AZ
Michael Coomer
Agent License #: 18790936Quote & buy online
About Michael Coomer
As your local Farmers® agent in Prescott, I help customers like you identify the insurance coverage that best fits your needs. Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, my team is here to help you understand the insurance coverage you may want. By using a holistic approach, we help our clients identify the best insurance coverages in order to manage the protection of their assets. I grew up in this area and have chosen to raise my family here, so I am invested in the safety and success of my neighbors like you. Stop on by or give us a call with any questions, we look forward to working with you!
Give me a call at (928) 445-7550 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Neighborhoods served
States licensed in
Insurance products offered
Get a quote online
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
Call for more info
Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
Ask me about
Farmers Insurance provides multiple options for auto insurance at a competitive price. Your price gets even better if you qualify for any of our available discounts, and no one has more auto insurance discounts than Farmers. When applying for auto insurance in Arizona, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. Our team will explain what all the coverages mean in a way that's easy to understand. We will make sure you have all the coverage you want, and that you are not paying for anything you don't need. Auto Insurance Coverage options in Arizona: Collision and Comprehensive (other than collision) Coverages Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both coverages for each vehicle you own. If you have an auto loan you may be required to purchase both. However, even if your vehicle is paid off you may still want to have comprehensive and collision coverage depending on the value of your vehicle. Collision coverage insures you against damage to your vehicle caused during an accident. Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, hitting an animal, hail, and vandalism. Collision and comprehensive (other than collision) coverage usually include a deductible, which can range from $500 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium. Liability Coverage Liability coverage pays for injuries you cause to other people and damage you cause to other people's property when you are at fault in an automobile accident. In the state of Arizona, you are required by law to have $25,000 of Bodily Injury Coverage per person, $50,000 of Bodily Injury Coverage per accident, and $15,000 of Property Damage Coverage at a minimum. On your policy, these limits often get abbreviated and condensed to show as 25/50/15. While these limits make you legal to drive, depending on how much damage is caused in an accident you may need more coverage. The experts on our team can help you determine how much coverage is right for you. We can show you how to increase your limits and/or add a Personal Liability Umbrella to make sure you are properly protected. Medical Payments Coverage Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance and do not need help paying for your medical bills if you are in an accident, you can choose to reject this coverage. Uninsured/Underinsured Motorist Bodily Injury Coverage This coverage pays if you are injured by a person who is completely uninsured or doesn't have enough liability insurance to cover your injuries, lost wages, and pain and suffering. It also covers you if you are in an accident with a hit-and-run driver. If you do not have health insurance, this is an essential coverage to have on your policy. If you do not need help paying for medical bills, and lost wages if you are in an accident because you already have those things covered by other policies or benefits, you can choose to reject this coverage. Optional Coverages Optional or special coverages includes extras such as safety glass, towing, rental reimbursement, and roadside assistance. None of these coverages are required but should you want them on your policy we can help you add them. How much do I need? Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), the value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk. The licensed insurance experts on our team can help you determine the correct amount of coverage for your unique situation.
Wheelhouse Sports Complex
The Wheelhouse is a 60,000 sqft facility that provides Sports and Activities offered year-round, providing adult and youth seasons in each of the 14 sport offerings, all included in your monthly membership. After School activities and clubs are offered along with access to the Kiwanis Club Hub Computer Lab and Study Hall. Individual and Group Training Available. Competitive and Travel Teams.
The Launch Pad
The Launch Pad facilitates this by providing teens in Yavapai County with educational and social opportunities that encourage learning, active community involvement, and the development of skills to become successful, empowered, contributing members of society.
Wheelhouse Sports Complex
The Wheelhouse is a 60,000 sqft complex that provides Sports and Activities offered year-round, providing adult and youth seasons in each of the 14 sport offerings, all included in your monthly membership. After School activities and clubs are offered along with access to the Kiwanis Club Hub Computer Lab and Study Hall. Individual and Group Training Available. Competitive and Travel Teams
The Launch Pad
The Launch Pad facilitates this by providing teens in Yavapai County with educational and social opportunities that encourage learning, active community involvement, and the development of skills to become successful, empowered, contributing members of society. The Launch Pad is an all-inclusive space and does not discriminate on the basis of race, gender, sexuality, class, religion, or ability. The Launch Pad is a youth driven and focused space, providing programming that is culturally relevant to teens in Yavapai County. We believe that youth are powerful agents for change in their own lives and in the lives of others, we believe they are the experts of their own lived experiences, and that the best way to serve youth is through love, compassion, stability, with a deep respect and belief in their capacity to be powerful members of our community.
Chino Valley Education Foundation
The Chino Valley Education Foundation is a non-profit 501(c)(3) organization that helps support the students and teachers of the Chino Valley Unified School District.
As a small business owner myself, I know it's not easy to plan for the future when you factor in the unexpected. A Buy-Sell Agreement funded by a life insurance policy can help reduce the "what ifs" in your mind. Let’s work together on a plan sooner rather than later. PWS BLI 9/16
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
A Comprehensive Solution - "Mexico Auto Tourist Policy": It’s designed to provide you the Auto insurance protection you need when traveling in Mexico.
Frequently asked questions
Recent reviews
My photos
