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Photo of Karen Oleson
Karen Oleson
Photo of Karen Oleson

Karen Oleson

Auto Insurance Agent in Phoenix, AZ
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Farmers - Auto InsuranceFarmers Insurance - Karen Oleson

Photo of Karen Oleson

Karen Oleson

About Me

I help drivers in Phoenix as they select the auto coverage to protect their vehicles and assets how they want.

Licenses

Karen S Oleson

States Licensed In

AZ

Contact Info

Address

11225 N 28th Dr
Ste D108
Phoenix, AZ 85029
US

Get Directions

Phone Numbers

Office:
(623) 582-1753(623) 582-1753
Fax:
(623) 218-9259

Office Hours

Day of the WeekHours
Mon:8:30 AM - 5:30 PM
Tue:8:30 AM - 5:30 PM
Wed:8:30 AM - 5:30 PM
Thu:8:30 AM - 5:30 PM
Fri:8:30 AM - 5:30 PM
Sat:Closed
Sun:Closed
Weekends by appointment.

Auto Insurance Agent in Phoenix, AZ

So much has changed in life – self-driving cars, remote work, side hustles, car sharing – now could be a good time to revisit your insurance options. With the new Farmers FlexSM Personal Auto policy, I can help you explore coverage options so you can choose the insurance you want for your life today.

I'm local Farmers® agent Karen S Oleson, and I work with individuals and families in Phoenix, AZ. I provide customers with information and discuss coverage options so they can select auto coverage that reflects how they want to protect their vehicles and assets.

Let's have a conversation about your options. Give me a call today at (623) 582-1753.

About Me

Licenses

Karen S Oleson

States Licensed In

AZ

Main Types of Auto Coverage

Getting the auto insurance coverage you want is important. Learn about the different coverage options available to you so you can get the coverage you want.
Liability Insurance
Liability Insurance

Liability

Liability coverage can help pay the cost of injury to others and damage to their property when you're at fault for covered claims under the policy. This coverage is required by law in nearly all states.
Collision Insurance
Collision Insurance

Collision

Collision coverage can help with the cost to repair or replace your own vehicle for losses covered under the policy. It can provide coverage for collisions with other vehicles or objects.
Comprehensive Insurance
Comprehensive Insurance

Comprehensive

Comprehensive coverage can provide coverage for loss caused by things besides a collision, such as theft, vandalism, hail, fire, floods, and animal damage. Learn more about the difference between collision and comprehensive coverage, and how each can help you protect yourself from large out of pocket costs for damage to your vehicle.

Auto Insurance Available Coverage Options – Ways You Can Customize Your Policy

Comprehensive Insurance
Comprehensive Insurance

Accident Forgiveness

You’re a good driver who gets great rates – don’t let one accident get you down. With Accident Forgiveness, Farmers won't raise your auto premium because of an at-fault accident for every three years you drive without one with Farmers.
Comprehensive Insurance
Comprehensive Insurance

Declining Deductible

Each time your policy renews without a claim, you earn $50 towards your deductible the next time you do have a claim.
Comprehensive Insurance
Comprehensive Insurance

Enhanced Roadside and Ride Assistance

Enhanced Roadside and Ride Assistance goes beyond 24/7 towing and roadside assistance to add funds for a rideshare to continue your trip. Whether you’re stuck in the mud, have a flat tire, locked your keys in the car or simply left the lights on, this coverage can help get you back on the road.
Comprehensive Insurance
Comprehensive Insurance

Vehicle Replacement Plus

If your car is a total loss, replace it with a new one and pay off any loan gap.

  • For a car less than two model years old with under 24,000 miles, Vehicle Replacement Plus pays to replace it with a new car of the latest model year.

  • For a car more than two model years old or with more than 24,000 miles, the coverage will pay to replace it with a car one model year newer, with 20,000 fewer miles than the car being replaced.

In either case, if the total loss payment is less than the remaining balance due on the old car, it will also pay off that loan or lease gap.
Comprehensive Insurance
Comprehensive Insurance

Rental Car coverage or Rental Alternative coverage

When buying your policy, choose between two options in case your car is unavailable for covered repairs:

  • Rental Car coverage can pay for a rental car for up to 30 days while your car is repaired, or

  • Rental Alternative Coverage can pay you a daily stipend to spend as you wish for each day your car is unavailable for use.
Comprehensive Insurance
Comprehensive Insurance

New Original Parts

With New Original Parts coverage, any covered repair will use only new parts from the original equipment manufacturer of your vehicle, if available.
Comprehensive Insurance
Comprehensive Insurance

Safety Equipment - Waiver of Deductible

This coverage offers a $0 deductible on windshield and window safety glass repair and replacement so you pay nothing out of pocket.
Comprehensive Insurance
Comprehensive Insurance

Customized Equipment

Customized Equipment provides coverage to repair or replace aftermarket equipment like infotainment systems and custom wheels for covered losses.
This information provides only a general description of coverages and potential discounts. Not all products, coverages, and discounts are available in every state and can vary by state. Discounts, availability, and eligibility requirements can vary by state. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy and in applicable endorsements. Contact Farmers for details and additional information.

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