Farmers Insurance Agent in Litchfield Park, AZ
Ricardo OteroAbout Me
I retired from the United States Air Force in 2005, after 25 years of active duty. My wife, Virginia, and I love the Valley of the Sun. We have one daughter, who graduated with her Bachelor of Arts degree in Graphic Design from the Art Institute of Phoenix. After 12 years of service at Luke Air Force Base, we decided to make Arizona our home.
Since 2006, I have been helping families with their life* and health Insurance needs. My focus is on protecting families first, followed by building wealth and securing the futures of all. I will do this carefully, conservatively with you, the client in mind. My clients come first! A great insurance agent is one who listens, one who keeps his word, has a passion for what he does, and one who is always available. This is what I'm committed to.
Give me a call at (623) 321-5309 and I'll be happy to answer any questions you might have.
Languages Spoken: English and Spanish
Years of Experience
Education
Military Service
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States Licensed In
Insurance Products Offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
Alice Acosta Remax Realty
Re/Max New Heights Realty
Homesmart Realty
John A. Chavez
Berkshire Hathaway
Michelle Cruz
Having lived in the Valley as a homeowner for 28 years, I understand the importance of Homeowners Insurance. Please call me for a quote.
- Traveling
- Sports - Basketball
- Gardening
- NASCAR Racing
- Hiking & Fishing
As a small business owner myself, I know you want to improve your small business every single day. Let's start with your Business Insurance policy. Is that the coverage you want? If you own a restaurant, retail store, or office space, come by my office and let's find out together.
Driving for most of my life, I know how important it is to feel secure while driving if the unexpected were to happen. Call us so we can make sure you're covered properly!