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Denise Kuerner
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Denise Kuerner

Rating 4.9
Farmers Insurance Agent in Lake Havasu City, AZ
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Learn more about the insurance products we offer:

Contact Info


116 Lake Havasu Ave S
Ste 108
Lake Havasu City, AZ 86403

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Phone Numbers

(928) 505-3276(928) 505-3276
(928) 505-3531

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Saturdays by Appointment
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Farmers Insurance Agent in Lake Havasu City, AZ

Denise R Kuerner
About Me

Rating 4.9

As a resident of Lake Havasu City for over 40 years, I am proud to serve as your local Farmers® agent. Throughout my 12 years with Farmers I have always put customer service above all else. Let me be a resource for you when it comes to understanding all of your coverage options so you can make smarter insurance decisions. Please feel free to stop by my office and we can review your current coverage or even get your first policy started! Let's work together to get you the right coverage -- whether that's auto, home, life, renters, business insurance, or financial services. We are also licensed in California and Nevada.

Give me a call at (928) 505-3276 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 10 years of experience as a Farmers Insurance agent.

Awards and Honors

Topper Club Award logo

Neighborhoods Served

Kingman, Parker, Bullhead, Phoenix, and Prescott



CA License #: 0I32533

Insurance Products Offered

Life Insurance1
Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
Reward yourself for being a focused driver with Signal® from Farmers®. It’s an easy to use app-based tool that can help you earn a discount on your auto policy and a chance to win up to $100 every month.* Contact me to learn how to enroll.

Frequently Asked Questions:

Recent Reviews for Denise Kuerner

Rating 4.9
36 Customer Reviews
  • Rating 5.0
    I needed to get insurance for a condo I was buying. Carrie answered the phone and was able to comoketly handle my needs and explain my policy. Response time for forms, quite, and documents, was very fast. I had a great experience.
  • Rating 5.0
    A pleasant experience. Carrie was very helpful, friendly and knowledgeable. Wrote the policy for me and had no problems at all. Got all the help I needed. Highly recommend.
  • Rating 5.0
    My parents were longtime customers of Farmers. They recently passed and I had to address their insurance coverages and establish new policies in my name. Glenda was able to handle all of our needs on the phone. She was thorough, expediant and pleasant to talk to. We are grateful!
  • Rating 5.0
    Great experience!
  • Rating 5.0
    Brook is always so professional and helpful, Denise too!
  • Rating 5.0
    My experience at farmers ins was and has always been a good one, that’s why Iv stayed with farmers for sooo many years.
  • Rating 4.0
    Denise was helpful and efficient when changes needed to be made in a timely manner. Very professional.
  • Rating 5.0
  • Rating 5.0
    Gilda saved us so much on our home.
  • Rating 5.0
    Brooks is knowledgeable, friendly and helpful. If I lived in Lake Havasu I would come to Brooke for all my insurance needs.
  • Rating 5.0
    I have been a member of Farmers Insurace for a long time. You are all very helpful, kind, and professional. Always have the right answers.
  • Rating 5.0
    Glenda was very helpful in getting the Insurance I need. Friendly and knowledgeable. Enjoyed working with her.
  • Rating 5.0
    We had a very good experience with this office. I called and wanted a quote, they gave it to me ASAP which was great. We felt the quote was good and it was lower then our current one so we went with it. Thanks
  • Rating 5.0
    Very pleasent and accomodating
  • Rating 5.0
    Having to change and shop for insurance can be quite daunting. Especially with so many items to insure. Denise helped me with quotes in a very professional manner and I am so happy I chose to go with Farmers!
  • Rating 5.0
    I am moving to Lake Havasu City, AZ, have purchased a beautiful home, and need it insured. My present Farmers agent in California for 20+ years researched agents in LHC. Denise came up as the "top prospect" for me, having earned a Championship and Toppers Awards.

    I've interacted by phone and email with Glenda Flores who has been very personable, knowledgable, and who began working on getting me an LHC policy immediately. Paperwork is done, electronically signed, payment complete! I'm pleased!
  • Rating 5.0
    Outstanding customer service
  • Rating 5.0
    Brook has been awesome!!! Thanks so much
  • Rating 5.0
    Brook was very helpful and knowledgeable. She made getting a new policy in place super easy.
  • Rating 5.0
    Agent understood my needs, made a direct quote with same coverage as an existing policy so that I could compare, and was able to sign me up in a very short period of time, including explaining apps,etc.
Displaying 1 - 3 reviews of the 20 most recent

My Hardworking Team

Carrie Chaffin

Licensed Producer

Glenda Flores

Licensed Producer

Darlene Guhy

Customer Service Representative