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Denise Kuerner

Rating 5.0
Farmers Insurance Agent in Lake Havasu City, AZ
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Contact Info


116 Lake Havasu Ave S
Ste 108
Lake Havasu City, AZ 86403

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Phone Numbers

(928) 505-3276(928) 505-3276
(928) 505-3531

Office Hours

Day of the WeekHours
Mon:8:00 AM - 5:00 PM
Tue:8:00 AM - 5:00 PM
Wed:8:00 AM - 5:00 PM
Thu:8:00 AM - 5:00 PM
Fri:8:00 AM - 5:00 PM
Saturdays by Appointment
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Farmers Insurance Agent in Lake Havasu City, AZ

Denise R Kuerner
About Me

Rating 5.0

As a resident of Lake Havasu City for over 40 years, I am proud to serve as your local Farmers® agent. Throughout my 12 years with Farmers I have always put customer service above all else. Let me be a resource for you when it comes to understanding all of your coverage options so you can make smarter insurance decisions. Please feel free to stop by my office and we can review your current coverage or even get your first policy started! Let's work together to get you the right coverage -- whether that's auto, home, life, renters, business insurance, or financial services. We are also licensed in California and Nevada.

Give me a call at (928) 505-3276 and I'll be happy to answer any questions you might have.

Languages Spoken: English and Spanish

Years of Experience

I have over 10 years of experience as a Farmers Insurance agent.

Awards and Honors

Championship and Topper Club

Neighborhoods Served

Kingman, Parker, Bullhead, Phoenix, and Prescott



CA License #: 0I32533

Insurance Products Offered

Business Insurance
*To check background information of this investment professional, visit FINRA BrokerCheck.

Ask Me About:

The personalized service that comes with your Farmers auto coverage might be the best recommendation for adding a Farmers homeowners policy to your insurance portfolio. When you purchase an additional policy, you might also qualify for a multi-line discount. Call me today for more information.
If you’re in an accident, our goal at Farmers is to help you get back on the road — safely and quickly — with our award-winning claims service. To learn more about the advantages of Farmers auto coverage, call me today.
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
New baby? Getting married? Life Insurance can help you provide a financial safety net. Let’s discuss your life changes.

PWS LD-01 10/17
No two companies are exactly alike. That’s why you can build a customized Farmers business insurance policy with options that provide coverage for your specific needs and challenges. Call me today to learn more.
With the Signal app, you can save money when you add a Farmers® auto policy to your coverage — and continue earning a discount with your safe driving. Talk to me today about how Signal can put you in the driver’s seat of your savings.

Learn More

Recent Reviews for Denise Kuerner

Rating 5.0
25 Customer Reviews
  • Rating 5.0
    Glenda was very helpful in getting the Insurance I need. Friendly and knowledgeable. Enjoyed working with her.
  • Rating 5.0
    We had a very good experience with this office. I called and wanted a quote, they gave it to me ASAP which was great. We felt the quote was good and it was lower then our current one so we went with it. Thanks
  • Rating 5.0
    Very pleasent and accomodating
  • Rating 5.0
    Having to change and shop for insurance can be quite daunting. Especially with so many items to insure. Denise helped me with quotes in a very professional manner and I am so happy I chose to go with Farmers!
  • Rating 5.0
    I am moving to Lake Havasu City, AZ, have purchased a beautiful home, and need it insured. My present Farmers agent in California for 20+ years researched agents in LHC. Denise came up as the "top prospect" for me, having earned a Championship and Toppers Awards.

    I've interacted by phone and email with Glenda Flores who has been very personable, knowledgable, and who began working on getting me an LHC policy immediately. Paperwork is done, electronically signed, payment complete! I'm pleased!
  • Rating 5.0
    Outstanding customer service
  • Rating 5.0
    Brook has been awesome!!! Thanks so much
  • Rating 5.0
    Brook was very helpful and knowledgeable. She made getting a new policy in place super easy.
  • Rating 5.0
    Agent understood my needs, made a direct quote with same coverage as an existing policy so that I could compare, and was able to sign me up in a very short period of time, including explaining apps,etc.
  • Rating 5.0
    Had everything ready for me when I came in.
  • Rating 5.0
    Easy to work with and knowledgeable
  • Rating 5.0
    They are the BEST group to work with. Awesome !!!! A+
  • Rating 5.0
    They were very prompt with my estimate and had everything ready when I went to sign the paperwork for my policy.
  • Rating 5.0
    Your agent was very efficient, friendly and helpful. I walked in off the street without an appointment and she made the time to assist me. Due to her friendly demeanor and her effort to provide quotes for ALL our insurance :-) AND your rates I had her write everything up right then and there.
  • Rating 5.0
    Brook was awesome. Made the transition painless. Thank you
  • Rating 5.0
    Brook is fantastic! Very responsive and knowledgeable. Great customer service skills, too. Couldn’t be happier with our experience!
  • Rating 5.0
    Excellant, the staff did a GREAT job!!!
  • Rating 5.0
    As always, a most pleasurable experience.
  • Rating 5.0
    I was pleased with the service and price. I was somewhat surprised to deal exclusively with Denise's assistant - never spoke with Denise. I'm not complaining about my experience, just surprised Denise wasn't more involved with a new customer.
    Response from Denise
    There are times I am with other clients or out of the office, however I am always available to meet with my clients and look forward to meeting with you as well.
  • Rating 5.0
    Thank you!!
Displaying 1 - 3 reviews of the 20 most recent

My Hardworking Team

Carrie Chaffin

Licensed Producer

Glenda Flores

Licensed Producer

Darlene Guhy

Customer Service Representative