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James Derienzo
Home Insurance
Farmers - Home InsuranceFarmers Insurance - James Derienzo
Home Insurance Agent in Cave Creek, AZ
You might not live exactly like your parents. Why should you insure your home in the exact same way? Choose coverage for your lifestyle with the new Farmers FlexSM Personal Home policy and get the quality coverage you want. I can help you explore coverage options for your life today.
I’m James Derienzo, and I work with individuals, families, and small businesses in Cave Creek, AZ.
As your local Farmers® agent, I can help you understand your options for insuring your home and personal property.
If you'd like to learn more about how you can protect your home, give me a call today at (480) 575-8850
About Me
Licenses
James Derienzo
States Licensed In
AZ
What Can Home Insurance Provide Coverage For?
Home insurance can provide coverage in three main ways:


Dwelling
Dwelling coverage helps pays for damage to the structure itself caused by sudden, accidental events like fire, wind, lightning, falling objects and vandalism. This is the coverage homeowners generally think of first when selecting insurance.


Personal Property
Personal Property coverage is for personal property you own, or even just use. I'm talking about items from furniture and electronics to pots and pans to lawnmowers and garden tools. If these items are lost or destroyed by a covered event, your policy can help if you need to replace them.


Liability
The third component of your home policy is liability coverage. It can provide coverage to help you in case you're financially responsible for injury to others or damage to their property if covered under the policy. This coverage extends beyond your home and in fact follows you anywhere in the world.
Flex Features
When you purchase a policy with Farmers, you're not just getting insurance backed by almost a century of experience. You can also get other benefits and savings, such as:
Declining Deductible
Earn $50 toward your applicable deductible each year your home policy remains in force.
Multi-Policy Discount
Save by purchasing Home, Auto, and select other policies with Farmers.
Claim Forgiveness
You’re a responsible homeowner. Don’t let one claim ruin a spotless record. Claim Forgiveness can prevent a premium increase for a single claim when you’ve been claim free with Farmers for five years.
Let’s discuss your insurance options, so you can choose the coverage you want.
This information provides only a general description of coverages and potential discounts. Not all products, coverages, and discounts are available in every state and can vary by state. Discounts, availability, and eligibility requirements can vary by state. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy including applicable endorsements. Contact Farmers for details and additional information.
This information provides only a general description of coverages and potential discounts. Not all products, coverages, and discounts are available in every state and can vary by state. Discounts, availability, and eligibility requirements can vary by state. Coverages and discounts are subject to the terms, limits, provisions, exclusions, restrictions, and conditions in the policy including applicable endorsements. Contact Farmers for details and additional information.
Learn more about the insurance products we offer: