Nicole Ponder
Farmers Insurance Agent in Oxford, AL
Nicole F PonderAbout Me
As a born-and-raised resident of Munford, I am proud to serve Talladega County and Calhoun County as your local Farmers® agent. Being a local with over 18 years of experience in the insurance industry, I understand what our community's families and business need to stay protected - whether that's auto, home, life, business insurance, or more!
I bring a very customer-oriented approach to my agency, and I love that my work allows me to meet so many different people! My staff are all equally dedicated to serving our community, and our track record as a proven insurance agency speaks for itself. It's no secret - we love our clients, and they love us!
Come by and see me sometime! We're located right in the heart of historic downtown Oxford, right on Snow St. and just behind the high school. Together, my staff and I will work to make sure you have a full understanding of your insurance needs.
Give me a call at (256) 835-1210 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Years of Experience
Neighborhoods Served
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States Licensed In
Insurance Products Offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
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Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
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Life insurance can help you to provide financial support for the ones you love if something happens to you.
PWS LD-02 10/17
Farmers has spent the last 60 years getting to know outdoor enthusiasts. From boats, personal watercraft and off-road vehicles to motor homes, travel trailers and 5th wheels, we have an array of specialized coverage options. Call me today for more information.
Proud to support Munford High School Lions
I'm a proud sponsor of our local Munford football, baseball, and softball teams! I am always happy to support our Munford athletics programs, I'm a lion through-and-through, and I'm there for almost every game. If you see me at any of our local games, come over and say hi!
Life insurance proceeds could help your family stay in their home if something happens to you.
PWS LD-03 10/17
There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Call me today to learn more.
Subject to restrictions.
Farmers® customers can protect their furry family member and save 5% with pet insurance from Pets Best.