

Farmers Insurance Agent in Owens Cross Roads, AL
Greg Smith
Agent License #: 240253Quote & buy online
About Greg Smith
As a resident of Owens Cross Roads for over 25 years, I'm proud to serve the community and the surrounding areas as your local Farmers® agent. My approach to the insurance process is to ensure that you are properly educated on your coverage options. More often than not, people do know what they have paid for and why - thus for me, I want to make sure my clients understand fully the value of their policies.
Whether you're looking for home insurance for the new house, auto insurance for the family car, business coverage for the new restaurant or life insurance to protect your family - it's imperative for me that you are well taken care of as we are a full-service agency.Even if you're located in Madison City, New Hope, Gurley, Hampton Cove, the greater Huntsville area or beyond, I welcome you to stop by my office which is conveniently located just down the road from the Robert Trent Jones Golf Course, my staff and I will make the insurance process easy and personalized so you can rest well knowing you are covered.Give me a call at (256) 417-5342 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Education
Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab Link Opens in New Tab
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Teach your son that success usually starts with a plan. If he wants to become a golfer he might plan a visit to the Robert Trent Jones golf course for some lessons less than a mile from our office here in the Hampton Cove community.

Driving for a rideshare company? Farmers® Rideshare Insurance helps to make it easy for you to have seamless protection while you are awaiting to accept your next ride here in the Huntsville or Hampton Cove area.

Farmers agents are small business owners like you. We know from experience the unexpected happens. We may help you uncover gaps in your present coverage such as utility service time element and spoilage Give me a call to learn more about our coverage and get a quote today!!

Life insurance proceeds could help your family stay in their home if something happens to you. I’m here to help. Let’s review your financial situation and coverage options so you can be more comfortable with your life insurance choices.
PWS LD-03 09/23

Farmers® agents can meet with you in person or online to help you review your existing coverage, so you can confidently decide how to keep up with your changing insurance needs.
- As your life changes, your policy should too.
Changes in your life can add up to changes in insurance needs. A change in marital status, the birth of a child or the purchase of a new home are just a few examples of life events that may create overlaps or gaps in your coverage.
- Review your coverage and possibly save money.
Just as you continue to change and grow, Farmers® has been growing for nearly 100 years. A Farmers® customer can be the first to enjoy access to new benefits (like when we became the first insurance group to offer a discount for alternative-fuel vehicles). During your Farmers Friendly Review® we can discuss available discounts so you can select the coverage that best fits your needs.
- How often should you have a Farmers Friendly Review® session?
We recommend a Farmers Friendly Review® at least once a year or whenever you have a qualifying life event change. If you like, I can even set a reminder for us to keep an annual appointment to discuss your changing coverage needs.

At Farmers® we've seen almost everything, so we know how to cover almost anything – like a bear turning a garage upside down. So do you have a plan for the unexpected? I'm happy to lay out the insurance options for you to select the coverage you want.