
Farmers Insurance Agent in Decatur, AL
Bruce Stanley PayneAbout Me
As your local Farmers® agent in Decatur, Al I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, renters, business insurance and more.
Give me a call at (256) 400-3765 and I'll be happy to answer any questions you might have.
Languages Spoken: English
Insurance Products Offered
Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical Payments? Where to begin? Your local Farmers agent can take the mystery out of selecting the right Car insurance coverage for your needs and budget. Get started with an online Auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for over 80 years, and will be there in the event disaster strikes and your home is damaged in a fire or due to another covered cause of loss. Plus, get competitive rates with our multi-line insurance discounts. Get a Home insurance quote now.
Life Insurance1
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your Life insurance policy. Call me today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 9/17Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance. Get a Renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right Business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers agent can help you customize an insurance package to reduce your risk and protect your investment. Request a Business insurance quote today to get started.
Motorcycle Insurance
As a motorcycle enthusiast, you're all about adventure and fun. The last thing you want to worry about is whether you have the right Motorcycle insurance policy. Talk to a Farmers agent about Motorcycle insurance discounts such as rewards for responsible riders and insuring more than one bike with Farmers.
Recreational Insurance
When enjoying the great outdoors, you shouldn't have to be thinking about your insurance coverage. Make sure you have Recreational insurance coverage from an industry leader. Whether you own a boat, travel trailer, ATV or Motor Home, Farmers Insurance has flexible coverage options and insurance discounts. Contact a Farmers agent to get a quote.
Condo Insurance
Your condo is more than a place you call home. It’s also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings.
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your Auto or Home insurance policies, a Personal Umbrella insurance policy can provide added protection for your assets and future earnings.
Ask Me About:

PWS LD-03 10/17





We've completely redesigned the My Farmers experience, giving you easy access to:
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Recent Reviews for Bruce Payne
- November 12, 2020Rating 5.0Mr. Payne was very helpful and kind. I appreciate all his help in finding the right insurance for me.
- September 4, 2020Rating 5.0Bruce Payne is the nicest most responsive agent I’ve ever had. He is also very knowledgeable and provides excellent advice.
- July 25, 2020Rating 5.0We feel very good about Farmers Bruce is a very nice guy !!
- July 6, 2020Rating 5.0Bruce is awesome! He's always on-the-spot whenever I need something, and he's taken care of all my stuff for years without fail.
- April 6, 2020Rating 5.0Very helpful in meeting our needs
- March 6, 2020Rating 5.0Quick response time to quote. Competitive pricing. Excellent service. Highly recommended.
- February 2, 2020Rating 5.0Bruce was very helpful.
- November 3, 2019Rating 5.0Excellent customer service. Very informative and a great help with a new policy. Thank you.
- August 6, 2019Rating 5.0The best customer service for insurance we have received!!
- August 5, 2019Rating 5.0Excellent service . The best experience and most helpful insurance agent.
- July 25, 2019Rating 5.0It is truly refreshing to conduct your important affairs and concerns such as Insurance with a reputable and professional agent. I am completely satisfied and secure with my contract and contact with Mr. Bruce Payne and Farmers Insurance. Thank You. Doug
- May 12, 2019Rating 5.0Bruce is a great guy to work with
- October 31, 2018Rating 5.0My experience thus far has been limited to shopping for, discussing and security coverage for a residential purchase. This was all done from out-of-state, yet went without any inconvenience. Mr. Payne responded promptly and appropriately to my calls and email, and saw that all details were completed. In terms of customer service: Affable and Effective. So much so that I will be shopping car insurance with him when we relocate.
- June 14, 2018Rating 5.0Bruce Payne worked with me diligently to find the best policy for our home and property. He answered questions I didn't even know to ask and those that I did ask were answered thoroughly and promptly. He explained everything in terms I could understand and with concrete examples. When there was an issue with the lender he contacted me immediately with a solution to the problem. This was the best, most enjoyable aspect of going from contact to closing on a house. I highly recommend this agent.
- May 31, 2018Rating 5.0Great experience!
- April 23, 2018Rating 5.0Bruce is always available to us. I can text, call or email and he responds quickly to any issues or questions.
- March 21, 2018Rating 5.0Very helpful with the transformation from another insurance company to Farmers . Thanks for all the help Aimee and Bruce.
- March 9, 2018Rating 5.0Bruce was great he was very patient and got us quotes on home owners and car insurance. Very helpful on answering all our questions. We loved the experence how smooth it went! We were shopping around for insurance. But felt great with Bruce so we decided to stick with him. Thanks Bruce