Farmers Insurance Agent in Enid, OK

There are so many variables to consider when choosing homeowners insurance. But Farmers Smart Plan Home® can simplify your decision with customizable packages! Farmers has recently added newly available endorsements for home policies including service line coverage, sewer and drain coverage, and plumbing coverage. Service line coverage is to protect against a leak, break, tear, rupture, or collapse of a covered service line to your home. Given that water-related damage can occur, it's important to make sure that you understand what is and isn't covered under your current policy. Since most plumbing troubles are maintenance issues, they are not usually covered by home policies. This endorsement can protect your plumbing for when things are broken or clogged. If you have questions or want to learn about available insurance options, a conversation with me might be beneficial so you can get the coverage you want. Call me today to learn more! Subject to restrictions.

There are many variables when it comes to auto insurance and our goal at The Tim Dickson Agency is to ensure our customers have the best coverage possible. For Instance, the uninsured/underinsured motorist coverage will cover your losses caused by an uninsured or underinsured driver, and helps pay for damage to your car and bodily injury to you and your passengers. The glass deductible buyback coverage covers windshield and glass repair and replacement, and has a low $100 deductible. The original equipment manufacturer (OEM) coverage helps cover the cost of using factory-original parts in covered repairs, and is available on cars up to 10 years old. The personal umbrella coverage provides additional liability coverage above the limits on your auto policy, and helps protect your assets from lawsuits. For more information about the different auto policies our agency offers please give us a call today.

When it comes to life insurance, there’s no such thing as “one size fits all.” Everyone has different needs, goals, and financial considerations. That’s why coverage comes in a variety of forms, with a range of features you can tailor to your unique situation: Your family is young and growing, so you may be juggling a mortgage, auto loans, and childcare costs. While your expenses may continue to expand over time, you may want an affordable life insurance policy that helps you plan for your family’s financial future until the kids are grown and the house is paid off. You’re more established in life. In addition to providing a death benefit to your beneficiaries, you may leverage the loan1 or partial surrender features of certain policies to help support things like supplemental retirement income, caring for a family member with a disability, or preparing for eventual estate taxes. You’re single and have no children. The death benefit proceeds from your life insurance policy may help support obligations such as the costs of your personal debts, medical bills, or final expenses — and may also help leave a legacy to someone you love or a favorite charity.

Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you: Research business insurance options by coverage type and industry type. Understand the value Farmers agents and claims representatives add to your experience. Get answers to insurance questions that are often asked by small business owners like you. Our goal here is simple: To equip you with information so you can choose the commercial insurance coverage you want for your business. Give me a call today!

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If your family enjoys the great outdoors, we’ll bet favorite activities include recreational vehicles. Maybe you spend summers waterskiing at the lake. You may enjoy exploring the backcountry on ATVs or snowmobiles. Or you might consider an RV the perfect way to travel — experiencing new places but still getting to spend every night in your own bed. Farmers understand your active lifestyle — and your desire to help protect the vehicles that go with it. An agent can help with knowledgeable insights as you choose the coverage you want for these vehicles.