

Farmers Insurance Agent in Crystal Lake, IL
Caterina Flower
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About Caterina Flower
Having resided in Illinois for over 33 years, I take great pride in serving the Crystal Lake and McHenry communities as your dedicated local Farmers Insurance® Agent. Our commitment to exceptional customer service sets us apart. Understanding your unique requirements is our priority, and we'll work diligently to find the ideal coverage, whether it's for your auto, home, life, fellow small business, and more. Additionally, we offer assistance with investment strategies such as retirement funding, college savings, income protection for your family, and other financial needs.
At the Caterina Flower Agency, we believe in empowering our clients through education and tailoring solutions to their individual needs. Our focus is on delivering personalized experiences, recommending only the policies that truly matter, and emphasizing quality over quantity. We go the extra mile to ensure you comprehend all your options so that together, we can safeguard your present and future assets.With more than 8 years of experience in the Insurance Industry, combined with extensive work with small businesses, I possess the knowledge and skills to help you gain a comprehensive understanding of your coverage choices.Give me a call at (224) 333-0749 and I'll be happy to answer any questions you might have.
Years Appointed with Farmers
Education
Neighborhoods served
States licensed in
Insurance products offered
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Auto Insurance
Comprehensive coverage? Collision coverage? Deductibles? Medical payments? Where to begin? Your local Farmers® agent can take the mystery out of selecting the right car insurance coverage for your needs and budget. Get started with an online auto insurance quote and learn about our insurance discounts that can help you save money.
Home Insurance
Your home is perhaps your most valuable possession, so you'll want to make sure your insurer has withstood the test of time. Farmers® has been providing insurance products for nearly 100 years, and will be there if disaster strikes, helping you step by step. Plus, you could see savings if you bundle your auto and home insurance, thanks to our multi-line insurance discounts. Get a home insurance quote now.
Life Insurance
How much has your life changed in the last few years? Whether you've purchased a home, gotten married, had children or started a small business, it's a good idea to review your life insurance policy and make sure it’s keeping pace with you and your family. Give your local Farmers® agent a call today so you can create a plan to help provide financial support for those who depend on you.
ADFL029AWS 12/24Renters Insurance
Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's renters insurance – and why you should talk to your local Farmers® agent so they can share coverage options and you can figure out the insurance you want. Get a renters insurance quote to see how affordable it is to protect your personal belongings.
Business Insurance
Managing your small business can be complex, selecting the right business insurance for your unique operation doesn't have to be. No matter the type of business, a Farmers® agent can help you customize an insurance package to reduce your risk and protect your investment. You’re an expert in your business, and Farmers agents are experts in insurance. Request a business insurance quote today to get started.
Condo Insurance
Your condo is more than a place you call home. It's also a major investment filled with possessions you want to protect. Get a quote on condo insurance to see how affordable it is to protect your personal belongings. Plus, your local Farmers® agent can help you find every available discount, and help so you feel confident in your coverage.
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Motorcycle and Recreational Insurance
Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor fun. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products. They can help you find all your available discounts and feel confident in your coverage.
Farmers Financial Solutions*
In today's world, you want options, flexibility, and to help feel confident that a secure future is within reach. As your Farmers Insurance® and Financial Services agent, I have the experience and professional perspective to help you build a solid financial plan that can keep pace with your life. Call me for an appointment and let's talk about how you can reach your goals.
To check background information of this investment professional, visit FINRA BrokerCheck. Link Opens in New Tab Link Opens in New Tab
Umbrella Insurance
You work hard for the things that are important to you. For added coverage above and beyond the liability limits of your auto or home insurance policies, a personal umbrella insurance policy can provide added protection for your assets and future earnings. Not sure if you need it? Just talk to your local Farmers® agent. They can work with you so you can choose the right coverage.
2. For a free tool to research our financial professionals. visit www.investor.gov/CRS Link Opens in New Tab Link Opens in New Tab
3. To view the FFS Customer Relationship Summary select: Form CRS. Link Opens in New Tab Link Opens in New Tab
4. To view additional disclosures related to FFS products select: Disclosures Link Opens in New Tab Link Opens in New Tab
Ask me about

Living too long:
If you outlive your IRA, 401(k), or other savings, how will you maintain your standard of living?
Few jobs today offer defined-benefit pension plans to supplement the minimum income guaranteed by Social Security.
- Annuities can help you accumulate savings for retirement
- Annuities can provide an income guaranteed to last as long as you live
Dying too soon:
What happens if you don’t live long enough to save for the people you love?
Life insurance proceeds can help your loved ones fund goals that outlive you, such as:
- Providing support for a spouse or loved ones
- Paying off a mortgage or business loan
- Paying federal estate or state death taxes
- Leaving a legacy for your children, grandchildren, or beyond
Let’s talk about annuities and life insurance available through Farmers Financial Solutions® – helping you prioritize your wealth.
Annuities offered through Farmers Financial Solutions, LLC (in NY: Farmers Financial Solutions and Insurance Agency), 31051 Agoura Road, Westlake Village, CA 91361 (818) 584-0200

THANK YOU for voting us 'One of the Best Insurance Agents in McHenry County' 3 years in the row! Call 224-333-0749 today for a no obligation coverage review and experience the difference!

Whether your outdoor adventures include a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the last thing you want to worry about is your insurance coverage. As an industry leader in recreational insurance, we offer flexible coverage options tailored for different outdoor pursuits. Ask your Farmers® agent how you can save by bundling policies, too, like auto, home, or multiple recreational products.

As a small business owner myself, I know you want to improve your small business every single day. Let's start with your Business Insurance policy. Is that the coverage you want? Come by my office and let's find out together.

Life gets busy when things change. For example, say you’re recently married. After all of the wedding planning, the big day and the honeymoon, did you remember to list each other on your car insurance policies? (Or maybe take the time to combine auto policies?) If not, you might be considered an “undisclosed driver” on each other’s policy. Having one agent for all your bundled policies means you have a professional who can help you review your insurance coverage when your life changes. Do you want to review your auto coverage? Update your home policy to make sure you have the coverage you want? Add life insurance coverage for your new spouse? Add special coverage for that special ring? When you tell me what’s changed in your life, I can help you identify changes you might want to make to your insurance.

I’m excited to share important coverage options for today’s homeowners to consider with Farmers Flex® Personal Home policy – including Guaranteed Replacement Cost for rising construction costs, FORTFIED Roofᵀᴹ Upgrade coverage to help rebuild your roof to enhanced standards, Cyber and Identity Shield to help you with ID theft and cyberattacks, and Emergency Mortgage Assistance, which can provide up to three months of mortgage payments for covered losses, up to $10,000, while your home is uninhabitable and you are rebuilding or relocating. There are also ways to save, too – a Multi-Policy Discount, a Home Buyer Discount, Claim Free Discount, and more. Give me a call and we can discuss options You can choose the coverage you want for how you live and find out about saving and available discounts.